Title: I was told to stop squatting because of bad knees—here’s how I still get an effective leg workout
Article Snip: "...Rather than stop training my legs altogether, I found ways to work around my pain..."
Reference: www.fitandwell.comTitle: Seniors 65+ | What is the IRS 1040-SR? 2025 U.S. Income Tax Return Form for Seniors
Article Snip: "...Form 1040-SR is available as a large print optional alternative to using Form 1040 for taxpayers who are age 65 or older. Form 1040-SR uses the same schedules and instructions as Form 1040 does. ..."
Reference: IRS.govTitle: View the DRAFT of Publication 554 Tax Guide for Seniors For use in preparing 2025 Returns
Article Snip: "...This is an early release draft of an IRS tax form, instructions, or publication, which the IRS is providing for your information. Do not file draft forms. We incorporate all significant changes to forms posted with this coversheet. However, unexpected issues occasionally arise, or legislation is passed—in this case, we will post a new draft of the form to alert users that changes were made to the previously posted draft..."
Reference: www.irs.govTitle: IRS.gov | E-file: Do your taxes for free
Article Snip: "...Choose an IRS Free File Option: Guided tax software
For $89,000 adjusted gross income (AGI) or less
Let the software do the work
You choose from IRS partner tax software companies
Simple questions to guide you
Accurate math calculations guaranteed
Some free state tax preparation and filing..."
Title: RFK Jr.'s New Healthy Food Pyramid
Article Snip: "...Why head south for the winter and pay for two properties when you can have a better lifestyle year-round in a less expensive state? Permanent relocation is a much savvier retirement strategy, as this financial adviser explains. ..Texas and Florida, have become wealth magnets, while states including California and New York are losing billions from outbound migration.."
Reference: www.kiplinger.comTitle: J.K. Lasser's Your Income Tax 2026: For Preparing Your 2025 Tax Return
Title: When Can I Expect My Annual 1099-R Tax Statement From OPM?
Article Snip: "...If your 1099-R delivery preference is set to Postal mail, we will mail your 1099-R in the last week of January, using the address we have on file for you as of the second week of December. If you have not received your 1099-R by the first week of February, we may not have your current address. Sign in to Retirement Services Online or call us at 1-888-767-6738 to update your mailing address. Your 1099-R will be available online on Retirement Services Online by January 31. ..."
Reference: www.opm.govTitle: 5 Hidden Disadvantages of Medicare Advantage Plans
Article Snip: "...Medicare Advantage (MA) plans, also known as Medicare Part C, have gained popularity due to their advertised low premiums and extra benefits, such as dental and vision coverage. Private insurance companies administer these plans as an alternative to Original Medicare, often bundling services into one plan. While these plans may seem attractive, they have significant drawbacks..."
Reference: www.medicare.orgTitle: Understanding Medicare Part D and Prescription Drug Coverage
Article Snip: "...The Medicare prescription drug benefit (Medicare Part D) is offered through private insurance companies and covers most outpatient prescription drugs. It is available as a stand-alone plan to be added to Original Medicare coverage or included in the benefits of most Medicare Advantage plans. Those enrolled in a Medicare Advantage plan without drug coverage (this includes some private fee-for-service plans and Medical Savings Account plans) can also enroll in stand-alone Part D plans. ..."
Reference: www.medicarerights.orgTitle: Medicare Advantage Can No Longer Cover These Items in 2026
Article Snip: "...What is Medicare Advantage no longer allowed to cover?
The specific listed services Medicare Advantage is no longer allowed to cover under the new CMS rule include: Alcohol, Tobacco products, ..."
Title: How to Use Your Health Savings Account in Retirement
Article Snip: "...A Health Savings Account (HSA) is often viewed as a tool for current medical expenses, but its "triple-tax advantage" makes it one of the most powerful and flexible retirement savings vehicles available. By strategically saving and investing your HSA funds during your working years, you can unlock the full potential of these accounts to cover health care costs and even supplement your income in retirement.
After age 65, the account can even serve as a supplemental income source. At that point, the 20% penalty for non-qualified medical withdrawals disappears, leaving the funds subject only to standard income tax ..."
Title: Medicare mistakes seniors wish they’d known sooner
Article Snip: "... the most serious costs tied to those choices often surface years later. By the time health declines and medical needs increase, options may already be narrowed or gone.
Medicare decisions made quickly or without guidance can carry permanent consequences. Late-enrollment penalties, coverage restrictions, and lost flexibility are frequently irreversible, making Medicare a core retirement planning decision, not a box to be checked.
The remedy, advisers say, is prevention through planning. ...Medicare.gov offers this example: If you wait two full years, or 24 months, to enroll in Part B and do not qualify for a Special Enrollment Period, you owe a 20% penalty, reflecting two missed 12-month periods.
For 2026, that would work out as follows:
• Standard Part B premium: $202.90
• Late enrollment penalty (20%): $40.58"
Title: 6 super simple ways to have a younger brain into your 60s — and beyond
Article Snip: "...Building brain health with movement and mental curiosity helps keep your mind’s wiring strong and resilient over time. ...Nuts, in particular, are packed with heart-healthy unsaturated fats, plant-based protein, fiber, vitamins and minerals. The Mediterranean diet also."
Reference: nypost.comTitle: Oprah Winfrey Reveals Health Challenges From Weight Loss Drugs
Article Snip: "...While reflecting on her weight-loss journey, Winfrey shared some surprising side effects she’s experienced while taking a GLP-1 medication.
Jastreboff stated that the most common symptoms for people taking weight-loss medication include nausea, diarrhea, and constipation.
“I never had nausea or diarrhea, but I did have the third one,” Winfrey stated. “I finally figured out, for me, what the right combination of magnesium and water is. I have to drink a lot of water. ..."
Title: 10 simple cybersecurity resolutions for a safer 2026
Article Snip: "...The good news is that cybersecurity need not feel overwhelming. You do not need advanced skills or expensive tools. With a few smart habits, you can lower your risk and protect your digital life throughout 2026. To help you start the year strong, here are 10 simple cybersecurity resolutions that actually work. ..."
Reference: www.aol.comTitle: What to expect while you’re expecting (your retirement benefit, that is)
Article Snip: "...The OPM director uses his weekly updates to detail efforts to replace paper applications, guide employees through the Online Retirement Application system, and address delays and data issues in retirement processing. ...Most agencies are required to use the system, though a few, including the U.S. Postal Service, are not yet required to participate.
The Postal Service has a 90% accuracy rate when submitting completed retirement packages to OPM. They use a streamlined process called the “Blue Book,” which instructs employees to contact the Human Resources Shared Service Center immediately to schedule retirement counseling."
Article Snip: "...Can the nursing home take that money, even though your mother has bills to pay, debts she took on before getting sick and a home she wants to maintain after she gets out of the care facility?
Here's what you need to know. ...Medicare does not ever cover routine nursing care (called custodial care) for those who can't do basic life tasks. Medicare does cover skilled nursing care for up to 100 days, but only under limited circumstances, such as when you've just left the hospital.
Since your mother just left the hospital, you may want to appeal the denial of the skilled nursing care. "
Article Snip: "...A new study reveals that the foundation of solid sleep may rest on four core habits.
Over 31 days, roughly 39,000 healthy adults participated in what a team of international researchers dubbed the “Core Four Challenge.”
The objective of the study was to determine the combined impact of four circadian-aligning behaviors on sleep quality and overall health. ..."
Article Snip: "...Several studies have demonstrated that spending on experiences is likely to be much more satisfying than acquiring material possessions. (2) The pleasure of buying your dream car or luxury clothes could be short-lived, but spending time with your grandkids on a beach in Europe can live in your memories forever.
By front-loading your budget for vacations, family gatherings and fun experiences, you can make the most of your most physically and mentally active years. ..."
