Title: Diane Omdahl on Forbes Offers Great Medicare Info | Check Her Out
Sunday, October 19, 2025
Diane Omdahl on Forbes Offers Great Medicare Info | Check Her Out
Friday, October 10, 2025
101 Social Security & Medicare Pitfalls...and How to Avoid Them
Title: 101 Social Security & Medicare Pitfalls...and How to Avoid Them
Is a single, overlooked deadline or a simple misunderstanding about the rules costing you hundreds or even thousands of dollars in retirement?
Navigating Social Security and Medicare can feel like walking through a minefield. The rules are complex, the advice from friends is often outdated, and one wrong step can lead to lifelong penalties, permanently reduced benefits, and unexpected healthcare costs that deplete your hard-earned savings.
But it doesn’t have to be this way. 101 Social Security & Medicare Pitfalls is the clear, practical, and up-to-date roadmap every American needs to secure the retirement they deserve. This guide demystifies the system and empowers you to sidestep the common traps that catch even the most diligent planners.
Thoroughly updated for 2025 to include major law changes! This edition contains essential, must-have information on the monumental changes that make other guides obsolete:
The Social Security Fairness Act: Understand what the full repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) means for public servants and claim the full, unreduced benefits you've rightfully earned.
The Inflation Reduction Act: Learn how to navigate the new, simpler Medicare Part D structure with its $2,000 annual cap on out-of-pocket drug costs, replacing the confusing "donut hole" and saving you money.
Inside this essential guide, you will discover how to avoid costly mistakes, including:
Pitfall #6: Missing your Medicare Initial Enrollment Period and facing permanent, lifelong late penalties.
Pitfall #22: Claiming Social Security benefits too early and permanently slashing your monthly income.
Pitfall #69: Mistakenly believing Medicare covers long-term care—a misconception that can devastate your savings.
Pitfall #15: Getting hit with an unexpected tax bill on your Social Security benefits.
Pitfall #47: Missing your one-time window for Medigap guaranteed issue rights and being denied coverage later.
Pitfall #25: Failing to coordinate spousal benefits for maximum household income and survivor protection.
..and 95 more costly pitfalls..."
Reference: Amazon
Tuesday, June 4, 2024
No. 1 Best Seller | 10 Costly Medicare Mistakes You Can't Afford to Make
Title: 10 Costly Medicare Mistakes You Can't Afford to Make
Article Snip: "UPDATED WITH 2024 MEDICARE INFORMATION...New to Medicare - This book will help anyone approaching Medicare eligibility at age 65 who needs to learn the basics and is afraid of making a mistake that will result in penalties or inadequate healthcare coverage
✓ Retiring after 65 - Perhaps you have worked past age 65 and maintained employer coverage but now you are retiring and want to successfully transition from group health insurance coverage to Medicare as your primary coverage. This book will show you the exact steps to take while also sidestepping unexpected (and often undeserved) late enrollment penalties.
✓ Beneficiaries Facing Indecision - Get this book if It's time for you to make a choice between a Medigap plan (Medicare supplement) and Medicare Advantage but you find yourself torn and aren't sure which route would be a better fit for you.
✓ Confused by Election Periods - Are all the various Medicare election periods making your head spin? This book carefully explains what changes and plan selections you can make during the various election periods and more importantly, what those election periods WON'T give you that you probably expect.
✓ Adult Children and Caregivers - If you find yourself in a situation where you need to help your parents make Medicare coverage decisions but have no idea how Medicare works, this book will be immensely helpful to you.
Every year thousands of seniors make big mistakes during their Medicare enrollment that can result in expensive penalties and untold hours of hassle and headaches. While some of these mistakes are fixable, others can affect you for the rest of your life.
In 10 Costly Medicare Mistakes, Medicare expert Danielle K. Roberts exposes the most common pitfalls that new to Medicare beneficiaries unwittingly make and shares how to expertly avoid them. ..."
Reference: Amazon
Tuesday, November 7, 2023
CMS.GOV | 2024 Medicare Parts A & B Premiums and Deductibles
Title: 2024 Medicare Parts A & B Premiums and Deductibles
Article Snip: "...On October 12, 2023, the Centers for Medicare & Medicaid Services (CMS) released the 2024 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2024 Medicare Part D income-related monthly adjustment amounts. ...Each year, the Medicare Part B premium, deductible, and coinsurance rates are determined according to provisions of the Social Security Act. The standard monthly premium for Medicare Part B enrollees will be $174.70 for 2024, an increase of $9.80 from $164.90 in 2023. The annual deductible for all Medicare Part B beneficiaries will be $240 in 2024, an increase of $14 from the annual deductible of $226 in 2023. "
Reference: www.cms.govMonday, July 10, 2023
The FERSGUIDE 2023 Upated on Amazon
Title: The FERSGUIDE 2023 Upated on Amazon


