How to Use Your Health Savings Account in Retirement

Title: How to Use Your Health Savings Account in Retirement

Article Snip: "...A Health Savings Account (HSA) is often viewed as a tool for current medical expenses, but its "triple-tax advantage" makes it one of the most powerful and flexible retirement savings vehicles available. By strategically saving and investing your HSA funds during your working years, you can unlock the full potential of these accounts to cover health care costs and even supplement your income in retirement.

After age 65, the account can even serve as a supplemental income source. At that point, the 20% penalty for non-qualified medical withdrawals disappears, leaving the funds subject only to standard income tax ..."

Reference: www.kiplinger.com
Health Savings Account (HSA),Retirement Tips,Health Watch,

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Retirement life is very short if you retire at 65 and live to 85. And your ‘go-go’ years of full health, wealth are even shorter. Maximize them ASAP

Title: Retirement life is very short if you retire at 65 and live to 85. And your ‘go-go’ years of full health, wealth are even shorter. Maximize them ASAP

Article Snip: "...Several studies have demonstrated that spending on experiences is likely to be much more satisfying than acquiring material possessions. (2) The pleasure of buying your dream car or luxury clothes could be short-lived, but spending time with your grandkids on a beach in Europe can live in your memories forever.

By front-loading your budget for vacations, family gatherings and fun experiences, you can make the most of your most physically and mentally active years. ..."

Reference: moneywise.com

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Six Warren Buffett Quotes Every Retiree Should Live By

Title: Six Warren Buffett Quotes Every Retiree Should Live By

Article Snip: "...Retirement doesn’t mean people stop collecting stuff, but Buffett wants us to. Instead of focusing on acquiring new things, we can focus on health and friendships. ..."

Reference: www.kiplinger.com

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The 5 Lessons I Learned During My First 5 Years Of Retirement

Title: The 5 Lessons I Learned During My First 5 Years Of Retirement

Article Snip: "...I quickly realized that retirement and work are like vinegar and oil for me: They do not mix. I thought about volunteering but, being honest with myself, I have resisted, knowing I would feel some hesitation and obligation, which is the antithesis of my idea of retirement. ..."

Reference: www.travelawaits.com
Retirement Tips,

7 Surprisingly Valuable Assets for a Happy Retirement

Title: 7 Surprisingly Valuable Assets for a Happy Retirement

Article Snip: "...A long and happy retirement takes more than just money. Here are seven things happy retirees do – besides dutifully saving the money they’ll need to quit the 9-to-5 grind. Retirement planning is all about numbers. It centers around one question: Do my financial assets — pension, 401(k)s/IRAs, Social Security, property, sale of a business, etc. — provide enough income to fund my desired retirement lifestyle? At least, that is what most people think. But ask any retiree, and they will likely tell you that it is only half the story. You’ll need enough money to get by, of course, but you don’t have to be super wealthy to be happy. In fact, life satisfaction tops out at an annual salary of $95,000, on average, according to a study by psychologists from Purdue University (opens in new tab). Enough money to never have to worry about going broke (opens in new tab) or paying for medical care is important. But money is not the only or even the most important piece of a fulfilling retirement...."

Reference: www.kiplinger.com
Retirement Tips,Health in Retirement,

25 Things to Do When You Retire

Title: 25 Things to Do When You Retire

Article Snip: "...After decades in the workforce, retirees finally get complete control over how they spend their time. There are many terrific things you can do with your time and energy in retirement. ..."

Reference: usnews.com

Top Retirement Strategies for Government Employees

Title: Top Retirement Strategies for Government Employees

How retirement benefits differ and work for government employees

Article Snip: "...Retirement planning is different if your career has been as a government employee. The mainstream advice about 401(k) plans and Social Security benefits doesn’t apply to you. Here’s a look at the top strategies for government employees to plan for a successful retirement..."

Reference: www.investopedia.com

Increase Your FERS Retirement Percentage Computation With This Simple Trick

Title: What’s the Difference in the 1% and 1.1% FERS Annuity Computations?

Article Snip: "...there are two different computation factors that are used in computing the FERS annuity; 1% and 1.1%. What’s the difference between them..."

Reference: www.fedsmith.com
FERS,

Don’t Forget to ‘Turn On’ Your Benefits

Title: Don’t Forget to ‘Turn On’ Your Benefits

Article Snip: "...what steps federal employees need to take to receive their benefits after retirement. As with most questions in life, the answer can be complex. Once an employee determines they are eligible for retirement..."

Reference: www.govexec.com

Retirement Tips For Seniors On Fixed Incomes

Title: Tips For Seniors On Fixed Incomes
Article Snip: "...Those who may or may not have lost some retirement savings in the faltering economy should consider the following tips for living on a fixed income. ..."
Reference: www.thevindicator.com
Retirement Tips