Cannabis Use Linked to Epigenetic Changes, Study Reveals

Title: Cannabis Use Linked to Epigenetic Changes, Study Reveals

Article Snip: "...Using cannabis may cause changes in the human body's epigenome, a study of over 1,000 adults suggests. The epigenome functions like a set of switches, activating or deactivating genes to change how our bodies function.

"We observed associations between cumulative marijuana use and multiple epigenetic markers across time," Lifang Hou, a preventative medical doctor and epidemiologist from Northwestern University Feinberg School of Medicine explained in July 2023.

Cannabis is a commonly used substance in the United States, with 49 percent of people ..."

Reference: www.sciencealert.com
Epigenetic Changes,

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Dave Pascoe | I’m 61 but have the body of a 38-year-old — here’s how I biohacked the aging process

Title: Dave Pascoe | I’m 61 but have the body of a 38-year-old — here’s how I biohacked the aging process

Article Snip: "...Dave Pascoe, who hails from Michigan, is a retired network-security engineer and a “full-time biohacker” devoted to turning back his genetic clock.

On his website, the age-defying singleton shares his elaborate exercise and diet plans, claiming that he takes a whopping 158 supplements per day. ..."

Reference: nypost.com
www.davepascoe.net,

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OPM Video | A Quick Guide to the Federal Retirement Process

Title: OPM Video | A Quick Guide to the Federal Retirement Process

Article Snip: "...The Retirement Quick Guide walks you through what to expect as your retirement application is processed and your benefits are determined. Federal employees can see an outline of the steps they should take prior to retirement, as well as links to more information about different benefits..."

Reference: www.youtube.com
Quick Guide to the Federal Retirement (Video),

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Federal Register Notice Relating to a U.S. Postal Service Web Site Called keepingposted.org

A Notice by the Postal Service on 02/22/2013

Title: Federal Register Notice Relating to a U.S. Postal Service Web Site Called keepingposted.org

Article Snip: "The U.S. Postal Service has a Web site called keepingposted.org available for retired USPS employees who want to stay connected with postal news, events and people. This site also provides links to other retirement resources and services. ...

II. Rationale for Changes to USPS Privacy Act Systems of Records

The Postal Service wants to contact postal retirees to make them aware they can find on the Keeping Posted Web site up-to-date news and information about the organization, messages to retirees from the Postmaster General, as well as continuing federal retiree benefit information. ..."

Reference: www.federalregister.gov
keepingposted.org, Privacy Act Notification,

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Legislation to Protect Retirees From ESG Investing in Retirement Plans Resurfaces

Title: Legislation to Restrict ESG Investing in Retirement Plans Resurfaces

Article Snip: "...Retirement plans, like 401(k)s, that are tax-advantaged to help individuals save for retirement should be managed to maximize return, not to invest in risky holdings like those propped up by ESG factors,” Rep. Murphy said in a statement. “Americans' nest eggs should be built on a solid foundation that confers the greatest growth probability, not investments that are unstable and whitewashed with fake ethical and sustainability scores. ..."

Reference: www.asppa.org
Legislation to Protect Retirees From ESG Investing in Retirement Plans, Woke Initiatives Harming Your Retirement (ESG),Environmental Social Governance (ESG),

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I paid my 40 quarters, why is my social security benefit reduced?

Title: I paid my 40 quarters, why is my social security benefit reduced?

Article Snip: "...While your annuity cannot be reduced, any Social Security benefit you are entitled to will be affected by the Windfall Elimination Provision. The WEP reduces that benefit if you have fewer than 30 years of substantial earnings under Social Security. For a full explanation of the WEP and how it will affect you, go to https://www.ssa.gov/pubs/EN-05-10045.pdf . ..."

Reference: www.federaltimes.com
Social Security,Windfall Elimination Provision (WEP),

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Cost of Renting vs. Owning a Home in Every State

Title: Cost of Renting vs. Owning a Home in Every State

Article Snip: "According to conventional financial wisdom, it’s more cost-efficient to own a home than to rent one. But with high home prices across the U.S., is that still the case?...To find out the more affordable housing option, GOBankingRates analyzed the average price of renting versus owning a home in all 50 states, plus the District of Columbia. The study found that in the majority of states, it is..."

Reference: yahoo.com
Renting vs. Owning a Home

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In Denver, migrants can buy both a basic social security card and a green card for approximately $100-$150

Title: In Denver, migrants can buy both a basic social security card and a green card for approximately $100-$150

Article Snip: "Illegal Aliens in Denver and New York City Purchasing Fraudulent Social Security Cards...Top destination choices for illegal aliens due to their sanctuary policies – are experiencing an uptick in illegal aliens purchasing fraudulent social security cards...This uptick is concerning given it signals both a growing amount of identity fraud perpetrated on Americans and the use of these numbers to illegally obtain jobs. In New York City, where nearly 180,000 illegal aliens have entered since 2022, criminals with ties to MS-13 and the 18th Street gang are openly selling social security cards to migrants on street corners in Queens."

Reference: finchannel.com

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Social Security Administration (SSA) has set up a process whereby noncitizens can apply for a Social Security ...

Title: Social Security Administration (SSA) has set up a process whereby noncitizens can apply for a Social Security ...

Article Snip: "...The Social Security Administration (SSA) has set up a process whereby noncitizens can apply for a Social Security number as part of the immigration process. Typically, immigrants will simultaneously apply for both a Social Security number and work authorization...what qualifies a person for Social Security benefits, and how non-citizens and immigrants can oftentimes participate. ...Immigrants who have work permits — or those who acquire lawful permanent resident status — can qualify for Social Security benefits in the same manner as U.S. citizens. ...important note for immigrants is that if you have worked in a country that the U.S. has a “totalization agreement” with, you may be able to use your foreign work credits to help qualify for U.S. Social Security."

Reference: yahoo.com
Immigrants and Social Security, Root Cause of Social Security Problems,Foreign Invasion of U.S. Borders,social security,Destruction of Social Security,The Biden Years,Why do Democrats Hate the United States?,

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A bill to eliminate taxes on Social Security benefits has been reintroduced

Title: A bill to eliminate taxes on Social Security benefits has been reintroduced

Article Snip: "...bill announced in the U.S. House could scrap federal taxes on Social Security benefits starting in 2025... dubbed the “You Earned It, You Keep It Act,” that would repeal the taxation of Social Security benefits, putting money back into the pockets of retirees."

Reference: www.msn.com
Election Year Bills,

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Sorry U.S. Social Security Recipients, we need to pay Ukraine pensions (US aid paying Ukrainian pensions)

US aid paying Ukrainian pensions

Snippet of Article: "...Joe Biden stated that funding in a Ukrainian aid package, and later approved by our lawmakers, could be used to pay Ukrainian pensions.

This February, a former Texas city councilman stated that Biden’s announcement means that U.S. Taxpayers are paying pensions and welfare for Ukrainians. Meanwhile, millions of Americans including veterans are unable to pay for food, housing or medical, and thousands more are homeless on the street.

Biden stated funding provides food, water, medicine and shelter to displaced Ukrainians. It also supports pensions in order that the Ukrainians “have something in their pocket.”..."

Source: www.tdtnews.com

White House Propaganda vs. Fact Checked Proof, Social Security vs. U.S. Global Agenda, Destruction of U.S. Social Security Recipients,

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Bidenomics Strikes Another Inflation Blow to Retirees and the Middle Class

Title: US Inflation Rises in February in Sign Price Pressures Remain Elevated

Article Snip: "Consumer prices in the United States picked up last month, a sign that inflation remains a persistent challenge...Prices rose 0.4% from January to February, higher than the previous month's figure of 0.3%, the Labor Department said Tuesday. Compared with a year earlier, consumer prices rose 3.2% last month, faster than January's 3.1% annual pace.

Excluding volatile food and energy prices, so-called "core" prices also climbed 0.4% from January to February... "

Reference: www.voanews.com
Bidenomics,Inflation,Feb. 2024 CPI, CPI,Persistent Inflation Under Biden,

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11 States That Will Tax Social Security Benefits in 2024

Title: 11 States That Will Tax Social Security Benefits in 2024

Article Snip: "...These are the 11 states that tax Social Security benefits in 2023 and are expected to do the same in 2024: Colorado..."

Reference: yahoo.co

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I’m a Retirement Expert: These 7 States Are Better for Retirement Than Florida

Title: I’m a Retirement Expert: These 7 States Are Better for Retirement Than Florida

Article Snip: "..the state’s ongoing insurance crisis is spiraling toward catastrophe and the hurricanes that have long plagued Florida’s summers and falls are becoming more frequent and severe. All of that, plus the state’s emergence as an epicenter of America’s political and culture wars, is making some people rethink the Sunshine State as the go-to retirement destination. But which states offer a better alternative?...“Alabama is one of the most tax-friendly states for retirees,” said Shelley. “The state has no taxes on Social Security benefits, pension income or withdrawals from retirement accounts such as 401(k)s and IRAs. This makes it an attractive destination for retirees looking to stretch their retirement income. In addition to its tax-friendly policies, Alabama also boasts a low cost of living"

Reference: finance.yahoo.com
Best States to Retire,

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How some boomers are overcoming loneliness and finding new friendships in retirement: 'It's been a lifesaver'

Title: How some boomers are overcoming loneliness and finding new friendships in retirement: 'It's been a lifesaver'

Article Snip: "...She attempted to mitigate her feelings of isolation by reading and doing various projects at home, but Maki told me that between not having close contact with family members and living alone in a new city, she reached a point where "enough is enough." Her outlook shifted in March of last year when she..."

Reference: www.businessinsider.com

More Reading: The One Thing That Can Hurt Your Health In Retirement: How You Can Easily Address It

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Is your Federal Thrift Savings Plan Using 'Harmful' Woke ESG

Title: Sen. Lee introduces bill to protect taxpayer dollars from woke ESG funds

Article Snip: "...“Last year, the Thrift Savings Plan began allowing federal employees to invest their taxpayer-funded salaries into ESG plans. The U.S. Government has no business propping up woke scams like ESG. ..."

Reference: www.lee.senate.gov
Environmental, Social, and Governance (ESG) initiatives, No ESG at TSP Act,

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Social Security Beneficiaries Are NOT Getting a Fourth Stimulus Check

Title: No, but websites and social media are spreading misinformation about supposed ‘stimulus checks for seniors'

Article Snip: "...claims that new ones are on the way are due in part to the growth of generative artificial intelligence (AI) in creating content, says McKenzie Sadeghi, AI and foreign influence editor for NewsGuard, a company that monitors misinformation in online media.

Imminent stimulus checks are a staple of “content farms,” she says — supposed news sites that regurgitate dubious information and often rely on AI-generated articles with little or no human oversight. ..."

Reference: www.aarp.org
Artificial Intelligence (AI), Misinformation, Beware of AI,

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Keeping a Mortgage After 65: A ‘No Brainer’ or a Big Risk?

Title: Keeping a Mortgage After 65: A ‘No Brainer’ or a Big Risk?

Article Snip: "Conventional wisdom dictates that retiring with debt — especially a debt as large and significant as a mortgage — is financially dicey at best and potentially ruinous at worst.

That’s not how Brian Lindmeier sees it. ..."

Reference: www.nytimes.com

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Essential Estate Planning for American Expats: – Resident in Singapore Paperback

Title: Essential Estate Planning for American Expats: – Resident in Singapore Paperback

Article Snip: "There are millions of U.S. citizens and Permanent Residents (commonly known as "Green Card" holders) residing outside of the U.S. It is notoriously difficult for US exposed international entrepreneurs and American Expats to easily access credible help in Estate Planning. Our Singapore-based practice has seen an upswing in the number of Asia based clients who have issues related to US Estate Taxes. This book is therefore a key resource. Not only do we explore key elements of the estate planning process but we also touch on the international tax implications. While writing this book in summer 2020, Jui Seck lost his mother. Weeks later, I lost my father - Hayden T Joseph CPA. My dad, who is responsible for me becoming an international tax professional, passed away at our family home in Miami after a long illness. So, for both Jui Seck and myself, this book is not only born of professional observations but also, our very personal experiences. What makes this book different is that we are not trying to sell you any prepackaged products. We simply wish to emphasize just how important estate planning is, and to equip you with the tools needed to protect your legacy. No book can be a substitute for sound legal advice. As an international entrepreneur or expat, it is essential to find the right team to help guide you through this process. I deliberately use the word "team" because it is impossible to find a single person that knows everything when it comes to international estate ..."

Reference: Amazon
Essential Estate Planning for American Expats: – Resident in Singapore Paperback

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Super Bowl LVIII has lowest attendance for any non-pandemic edition of the game

Title: Super Bowl LVIII has lowest attendance for any non-pandemic edition of the game

Article Snip: "...Ben Fischer of Sports Business Journal, Super Bowl LVIII in Las Vegas has resulted in the lowest announced attendance for any non-pandemic Super Bowl. Officially, 61,629 are here for the game. ..."

Reference: www.nbcsports.com

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If You’re Retired, Do You Still Need Life Insurance?

Title: If You’re Retired, Do You Still Need Life Insurance?

Article Snip: "...It depends, but in general people tend to be underinsured early in life and overinsured later in life. Before making any decisions, get a needs analysis. ..."

Reference: www.kiplinger.com
Do You Still Need Life Insurance in retirement?

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Nalcrest - A Florida Retirement Community for Letter Carriers

Nalcrest - A Florida Retirement Community for Letter Carriers

From the article: "...One of the most unique retirement communities in all of Florida is located about an hour outside of Orlando in Polk County. The community’s name is Nalcrest, and the unique thing is that with very few exceptions, all of its residents are retired US Postal workers. ..."

Article Reference: www.floridaforboomers.com
Nalcrest, Florida, National Association of Letter Carriers (NALC), Retirement Community for Letter Carriers,

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Here is the average income for retirees in the US — how do you compare?

Title: Here is the average income for retirees in the US — how do you compare?

Article Snip: "...Americans hoping to retire soon aren’t likely to feel that the timing’s ideal. Even those with decades worth of savings are taking huge hits, no thanks to the triple whammy of inflation, high interest rates and a volatile stock market. ...Social Security retirement benefits averaged... "

Reference: moneywise.com
Average income for retirees (Feb. 2024),

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2024 Elections | Biden WILLFULLY retained classified information, including top secret documents and shared them

Key things we learned from the special counsel's report into Biden's handling of classified documents

Snippet of Article: "...on his staff, saying he took responsibility for “not having seen exactly” what they were doing. “I take responsibility for not having seen exactly what my staff was doing,” Biden said, when asked by a reporter ...The special counsel report found that Biden willfully retained classified information, including top secret documents, and knew he was in possession of some documents as far back as 2017, and shared some of that information with the ghostwriter of his 2017 memoir. ..."

Source: www.cnn.com

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Secure Act 2.0 | This bill creates even more changes to the way you need to plan for retirement.

Title: Secure Act 2.0 | This bill creates even more changes to the way you need to plan for retirement.

Article Snip: "Whenever there are sweeping laws like this, there is usually a period of time during which law makers have to clarify the legislation. ...The first big change comes to RMDs. The original Secure Act...Changes to Roth accounts... Spousal Inheritance Options... TSP Factors"

Reference: www.fedweek.com

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Traveling Abroad? | Credit card, etc. usage and the currency exchange

Title: Money in Italy: Banks, ATMs, cards & currency exchange

Article Snip: "...Always choose to be charged in EUR, the local currency

One thing you should be aware of if you use a credit or debit card abroad, is something called Dynamic Currency Conversion (DCC). How it works is that when you pay, you might be asked if you want to be charged in your home currency. While that sounds nice and easier to understand, it means that the exchange rate applied is chosen by the retailer's bank. As a general rule, this won't be as good as the rate your own bank would give you (after all, it's in your bank’s interest to keep you happy).

Instead, always opt to pay in the local currency to make sure you get the best deal. ..."

Reference: wise.com

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Hopefully You Are Not Missing This Rare Opportunity for 5.25%+ Certificate of Deposit Rates (CD) Instead of Meager Bank/CU Savings Rate

We are NOT offering investment advice. We offer you the 'referenced' facts for you to make your own decisions.

Title: Hopefully You Are Not Missing This Rare Opportunity for 5.25%+ Certificate of Deposit Rates (CD) Instead of Meager Bank/CU Savings Rate

"The Fed has maintained a higher interest rate for a period in an effort to reduce inflation. That means banks and credit unions should be offering you a good rate on CD's ...a rate that is likely to drop several times in 2024 as the Fed is pressured to do so. If you want to capture this rate or better, now looks like the time. We have noticed many offerings that are appealing as opposed to the average savings account rate of less than .50% return. One example offered by a reader states that he or she has captured a 5.25% CD (simple interest, not compounded) for seven months with a $5,000 minimum. This is a considerable difference in the savings rate. Don't let your money sit idle and leave money on the table that you do not have to lock up for years. "

Reference: Federal Retirement News
Certificate of Deposit Rates (CD),Investing,CD's vs. Savings,

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Postal Service Health Benefits (PSHB) Program FAQs

Title: Postal Service Health Benefits (PSHB) Program FAQs

Article Snip: "The Postal Service Health Benefits (PSHB) Program is a new, separate program within the Federal Employees Health Benefits (FEHB) Program, administered by the Office of Personnel Management (OPM) which will provide health insurance to eligible Postal Service employees, Postal Service annuitants, and their eligible family members starting in 2025. The PSHB Program coverage will replace Federal Employees Health Benefit (FEHB) Program coverage for these groups. "

Reference: www.opm.gov
Postal Service Health Benefits (PSHB),Medicare,

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This California retiree collects — and returns — old postcards

Title: This California retiree collects — and returns — old postcards

Article Snip: "Lowell Joerg says he ‘likes to send history’ through the mail...The 95-year-old Stockton, CA, retiree mails his finds to the places they depict — a longtime hobby he calls his “redistribution of happiness” project. ..."

Reference: news.usps.com

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OPM Application for Court-Ordered Benefits for Former Spouse (PDF)

Title: OPM Application for Court-Ordered Benefits for Former Spouse

Article Snip: "...Use this application if you are the former spouse of a Federal employee/annuitant covered by the Civil Service Retirement System (CSRS) or the Federal Employees Retirement System (FERS), you wish to apply for a court-ordered retirement benefit, and you have obtained a court-order acceptable for processing. You can also find this form on our website at www.opm.gov/retirement-services/my-annuity-and-benefits/life-events?#url=Court-Order. Supporting documentation must be submitted with this application. This includes ..."

Reference: www.opm.gov
Forms, Application for Court-Ordered Benefits for Former Spouse (PDF), RI 84-1, SF 3119

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Surprise! If You're a Medicare Enrollee, You May Have to Pay for These Expenses on Your Own.

Title: Surprise! If You're a Medicare Enrollee, You May Have to Pay for These Expenses on Your Own.

Article Snip: "...Medicare provides health coverage to millions of seniors today. But even with that coverage, retirees commonly have to reach into their wallets to cover expenses that Medicare won't pay for. Here are a few items that fall into that category. ..."

Reference: www.fool.com
Medicare, Original Medicare vs Medicare Advantage,

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93-year-old athlete’s workouts reveal 4 secrets to maintaining longevity

Title: 93-year-old athlete’s workouts reveal 4 secrets to maintaining longevity

Article Snip: "...At 93, Richard Morgan is as fit as someone half his age. The Irishman was the subject of a new analysis, published last month in the Journal of Applied Physiology, of his training regimen, diet and overall health. ...Physiological characteristics of a 92-yr-old four-time world champion indoor rower"

Reference: nypost.com
Health,super-agers,Exercise,Rowing,Diet,Physiology, world champion indoor rower,Aging,Concept2 RowErg,

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What Are Your Options if You Haven't Saved Enough When You Retire?

Title: What Are Your Options if You Haven't Saved Enough When You Retire?

Article Snip: "...It's not an uncommon situation at all: Retirement is getting closer, and you're starting to worry that you haven't saved enough. Retiring without enough income or resources is a frightening prospect, and you're scared. Indeed, according to the 2023 Retirement Confidence Survey, 33% of respondents have less than $25,000 in savings and investments (excluding the value of a primary home). ..."

Reference:www.fool.com

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America is hitting "peak 65" in 2024 as record number of boomers reach retirement age. Here's what to know.

Title: America is hitting "peak 65" in 2024 as record number of boomers reach retirement age. Here's what to know.

Article Snip: "...2024 will be a record-breaking year for retirement in the U.S., with an average of 11,000 Americans a day expected to celebrate their 65th birthday from now until December. Approximately 4.1 million Americans are poised to turn 65 this year and every year through 2027, according to a report from the Alliance for Lifetime Income. Dubbed by experts as "peak 65" or the "silver tsunami," the figure represents the largest surge of retirement-age Americans in history...."

Reference: www.cbsnews.com
Silver Tsunami,Baby Boomers,2024,

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The Biden Years | The US may have tiptoed around a recession last year, but it won't be so lucky in 2024

Title:

Article Snip: "...careful look at the labor market now will suggest that hiring has just ground to a halt...The problem is that the Fed badly misread how long high inflation would linger...In December, the core inflation print notched an annual 3.2% increase. "They've never missed in that direction by that magnitude ..."

Reference: www.businessinsider.com
2024, The Biden Years,Inflation,Recession 2024,Biden Legacy,Destruction of Seniors,Destruction of Retirees,

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Trump urges unity, Dems stoke racism and divide

Title: Trump easily wins Iowa caucus in historic landslide, urges unity to ‘straighten out death and destruction

Article Snip: "The 77-year-old Trump recorded the biggest margin of victory in the modern history of the Iowa GOP caucus ...“I want to congratulate Ron and Nikki...“I think they both actually did very well. I really do. I think they both did very well.” ...“I really think this is time now for everybody in our country to come together. We want to come together — "

Reference: nypost.com
Iowa Caucus, Trump Wins,2024,

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I’m 80 and my single daughter is bullying me into childcare

Title: I’m 80 and my single daughter is bullying me into childcare

Article Snip: "Now is the time to say ‘No!’ It will feel frightening, but you must do it anyway and, with time, you will feel more confident...Last year I had to stay at her house for three weeks while she did a course. As time went on it became clear that her course would mean she would be away on far more occasions. We sold our house in Spain so that we could be on hand even more. I found this sale stressful and my health deteriorated during that time. The completion date was to be on a day when she wanted me to be with our grandson. I told her I would have to be in Spain and she was extremely nasty, bullying me into changing the day to suit her. We had to change the documents and rush everything. We then had to dash up by car to look after my grandson. ...we've created now is a generation of kids where adolescence is the new childhood, where they're coddled and they're over parented and they're over protected." ...psychologist says hyper-vigilant parents are projecting their worries onto their children, leading to new generations with serious mental health issues. "Children are not fragile," said Dr. Simon Sherry."

Reference: www.theguardian.com
The Problem isn't your child - It's you! Coddling your children helps no one.

More Reading: Coddled kids end-up incapable, anxious, and depressed: Halifax psychologist

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Trump to take the stage in Iowa for Fox News town hall

Title: Trump to take the stage in Iowa for Fox News town hall

Article Snip: "...town hall will air at 9 p.m. ET...Former President Trump is expected to take the stage Wednesday for a live town hall from Iowa, where he will take questions on the leading issues facing voters in the Hawkeye State and across the nation. ..."

Reference: www.foxnews.com

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APWU | Watching Your Wallet in 2024

Title: APWU | Watching Your Wallet in 2024

Article Snip: "The Consumer Finance Protection Bureau (CFPB) is a federal agency created to ensure consumers are treated fairly. ...The CFPB is working to save households billions of dollars a year by reducing exploitative junk fees charged by banks and financial companies. ...Find answers to your money questions"

Reference: apwu.org
Consumer Finance Protection Bureau (CFPB)

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What's Medicare Supplement Insurance (Medigap)?

All Medigap policies are standardized. This means, they offer the same basic benefits no matter where you live or which insurance company you buy the policy from.

Title: What's Medicare Supplement Insurance (Medigap)?

Article Snip: "...Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare. Generally, you must have Original Medicare – Part A (Hospital Insurance) and Part B (Medical Insurance) – to buy a Medigap policy. ... Get Medigap basics and Learn what Medigap covers, how it works, and general costs."

Reference: www.medicare.gov
Medigap,Medicare supplement insurance policy,

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Your Tax Dollars at Work ...for immigrants | Living the American Dream

Title: Overview of Immigrant Eligibility for Federal Programs

Article Snip: "...Last revised MARCH 2023* This table provides an overview of immigrant eligibility for the major federal public assistance programs. The programs listed in the table are the following:

Supplemental Security Income (SSI)
Supplemental Nutrition Assistance Program (SNAP)
Temporary Assistance for Needy Families (TANF)
Emergency Medicaid (includes labor and delivery)
Full-Scope Medicaid
Children’s Health Insurance Program (CHIP)
Medicare “Premium-Free” Part A (hospitalization) (Eligibility based on work history.)
Premium “Buy-in” Medicare
HUD Public Housing and Section 8 Programs
Title XX Block Grants
Social Security
Other Federal Public Benefits Subject to Welfare Law’s Restrictions
Benefits Exempt from Welfare Law’s Restrictions

Some states provide assistance to immigrants who are not eligible for federally funded services...."

Reference: www.nilc.org
Root Cause of Illegal Immigration,Biden Legacy,Foreign Invasion of U.S. Borders,

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2024 Tax Filing Guide: Key Changes and Mistakes To Avoid

Title: 2024 Tax Filing Guide: Key Changes and Mistakes To Avoid

Article Snip: "...Each year with tax filing season comes changes and updates. Being aware of these changes is important as you begin your year-end tax planning and gathering information for the preparation of your 2023 tax return. Here’s a look at how certain tax thresholds, deductions and credits will shift for the 2023 tax year: There are seven federal tax brackets, and they will remain the same as 2022 — 10%, 12%, 22%..."

Reference: www.thestreet.com

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The Income Gap Jeopardizing Retirement for Millions

Title: The Income Gap Jeopardizing Retirement for Millions

Article Snip: "...the inequities between the very bottom and the top of income distribution,” said Jack Chapel, the lead author of the study, an economist and doctoral candidate... “We wanted to look at the middle class, where people are struggling.”

Drawing on data from the national Health and Retirement Study between 1994 and 2018, the researchers found “a bifurcation” among Americans in their mid-50s, he said.

In effect, they now divide into two middle classes: the ..."

Reference: www.nytimes.com
Destruction of the Working Class,Destruction of Retirees,Destruction of Social Security,

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Here’s What It’s Like to Retire on Almost Nothing but Social Security

Title: Here’s What It’s Like to Retire on Almost Nothing but Social Security

Article Snip: "Four retirees with limited incomes open up about how they make it..."

Reference: www.wsj.com
Wisdom (Retirement),

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92-year-old sets world record with trek across Grand Canyon

Title: 92-year-old sets world record with trek across Grand Canyon

Article Snip: "...Alfredo Aliaga Burdio, 92, set a Guinness World Record when he made a 24-mile hike across the Grand Canyon last October. ...Burdio's takeaway from the hike is that it is never too late to try something, even at old age.

"I began living a healthy lifestyle really at age 76," he said."

Reference: www.foxnews.com
Alfredo Aliaga Burdio, 92 Year Old, Guinness World Record, Grand Canyon, Hiking,Things to do in retirement,Exercise,Health,super-agers,

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1099-R | When will i get my 2023 1099-R from OPM to file my taxes?

1099-R | When will i get my 2023 1099-R from OPM to file my taxes?

Article Excerpt: "Watch the mail in late January for your 1099R. OPM will mail your 1099R in the last week of January, using the address they have on file for you as of the second week of December. If you have not received your 1099R by the first week of February, they may not have your current address. Sign in to Services Online or call us at 1-888-767-6738 to update your mailing address. Your 1099Rs will be available online on Services Online by January 31. You can print the current year and two previous years’ 1099Rs on Services Online, using these instructions. ..."

Resource: OPM via Federal Retiree

2023 1099-R

Writing About Your Life: A Journey into the Past | Paperback

Title: Writing About Your Life: A Journey into the Past | Paperback

Article Snip: "...Written with elegance, warmth, and humor, this highly original "teaching memoir" by William Zinsser--renowned bestselling author of On Writing Well gives you the tools to organize and recover your past, and the confidence to believe in your life narrative. His method is to take you on a memoir of his own: 13 chapters in which he recalls dramatic, amusing, and often surprising moments in his long and varied life as a writer, editor, teacher, and traveler. Along the way, Zinsser pauses to explain the technical decisions he made as he wrote about his life. They are the same decisions you'll have to make as you write about your own life: matters of selection, condensation, focus, attitude, voice, and tone. ..."

Reference: Amazon
Writing About Your Life: A Journey into the Past

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Federal Retirement: How to register for a LOGIN.gov account through services online

Title: How to register for a LOGIN.gov account

Article Snip: The public’s one account for government. Use one account and password for secure, private access to participating government agencies. You must have a LOGIN.gov account to login for OPM Services Online for OPM pension actions. You can use the same username and password to access any agency that partners with Login.gov. This streamlines your process and eliminates the need to remember multiple usernames and passwords.

Login.gov is used to secure your account when you apply for:

Federal jobs (USAJOBS - Office of Personnel Management)
Global Entry (Trusted Traveler Programs - Department of Homeland Security)
Small business loans and disaster assistance (Small Business Administration)
And more…

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Reference: YouTube
How to register for a LOGIN.gov account

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