Title: Retirees’ Health Care Costs Far Outpace Social Security COLA
Article Snip: "...Two recent reports spell out how rising health care costs are impacting retirees and employers...."
Reference: www.planadviser.comArticle Snip: "...I’m a firm believer that you can always start an exercise regimen, no matter your age or current physical ability. That being said, there are some aspects to getting in shape that become more difficult as you get older.
Some of the common challenges that seniors face, like ..."
Title: Diet and routine stool tests could help predict IBD flares, large study suggests
Article Snip: "...Inflammatory bowel disease (IBD) describes a group of chronic, long-term conditions involving inflammation of the gastrointestinal tract, primarily comprising Crohn’s disease and ulcerative colitis. The prevalence of IBD is rising, and current estimates suggest it affects between 2.4 and 3.1 million people in the United States. ..."
Reference: www.aol.comTitle: We Were Wrong About Fasting, Massive Review Shows
Article Snip: "...we conducted a meta-analysis, a "study of studies", looking at all the available experimental research that compared people's cognitive performance when they were fasting versus when they were fed. ..."
Reference: www.sciencealert.comTitle: The average US worker has less than $1,000 saved for retirement
Article Snip: "...The rule of thumb is that people should have retirement savings equal to one year of their annual income by age 30. By the age of 60, people should have eight times their income socked away for their golden years...."
Reference: kstp.comTitle: ‘Take the vaccine, please,' a top U.S. health official says in an appeal as measles cases rise
Article Snip: "“Take the vaccine, please,” said Dr. Mehmet Oz, the Centers for Medicare and Medicaid Services administrator whose boss has raised suspicion about the safety and importance of vaccines. “We have a solution for our problem.”...“Not all illnesses are equally dangerous and not all people are equally susceptible to those illnesses,” he told CNN’s “State of the Union.” “But measles is one you should get your vaccine.”
An outbreak in South Carolina in the hundreds has surpassed..."
Title: Your Adult Kids Are Doing Fine. Is It Time To Spend Some of Their Inheritance?
Article Snip: "...Hey baby boomers, your kids are doing a good job saving for their own retirements and amassing their own wealth. Which may have you thinking: do they even need an inheritance?
Sure, they aren't going to turn it down, but you may be wondering whether it’s worthwhile to spread that wealth a little differently — maybe even back to yourself.
But should you? Here’s how to know, and what you can do with it instead. ..."
Title: Elon Musk says stop saving for retirement: Experts call it ‘nonsense’
Article Snip: "... Elon Musk, the world’s wealthiest individual with an estimated net worth of almost $700 billion or more, doesn’t think you need to save for retirement.
And most experts think his crystal ball is cracked.
“It is nonsense,” Alicia Munnell, a senior advisor at Boston College’s Center for Retirement Research and its former director, said in a Pensions&Investments article published this week. Musk, Munnell told P&I, “has no idea about how the American person lives..."
Article Snip: "For many retirees, selling their home is one of the biggest financial windfalls they’ll see outside of work — especially if they’ve owned it for decades...IRMAA is calculated based on your household Modified Adjusted Gross Income (MAGI). It generally includes capital gains, meaning the net profit from the sale of a home can push your income over the threshold, according to the AARP. ...surcharge becomes a consideration if you sell your home at any point after turning 63."
Reference: www.aol.comTitle: “It Can’t Perform Miracles”- OPM Director Pulls Back Curtain on Retirement System
Article Snip: "...for the first time, applications made via the Online Retirement Application (ORA) are surpassing those made via paper. The director said there are currently 107,000 applications sitting in ORA. ...notes that OPM is completing ORA applications in less than 40 days from when they are received, twice as fast as paper claims. "
Reference: www.fedmanager.comTitle: Flashback Finance: The Cost of Retiring the Year You Were Born
Article Snip: "...Just like groceries, gas and home prices, the cost of retiring is subject to inflation. Here is a look at what it cost to retire in the year you were born. ...For boomers and Gen X, the challenge is unique: you are the "bridge generation," tasked with funding a 30-year retirement using modern tools while navigating a cost of living that has soared since your first paycheck."
Reference: www.kiplinger.comArticle Snip: "... 5. "Switch insurance every year. I usually save $300, where if I stayed, I would be paying $300 more. ...14. "I finally retired last year, but when I was working, every time I got a raise, I pretended" ...20. "Contribute to your sa..."
Reference: www.buzzfeed.comTitle: Warren Buffett's Latest Advice on Debt, Parenting, Picking a Job
Article Snip: "...The famed investor, 95, also offered timeless advice about parenting, moving on from mistakes, choosing a job, and living a full life during the two-hour CNBC special titled: "Warren Buffett: A Life and Legacy."
Many people "love spending beyond their income" by racking up credit-card debt, but that's a path to ruin, ..."
Title: Requirements to maximize the $6,000 tax credit for Social Security retirees
Article Snip: "...The new federal deduction for older taxpayers represents one of the most targeted tax relief measures for retirees in recent years. Unlike broad stimulus checks or across-the-board rate cuts, this benefit is narrowly designed to reduce taxable income for people aged 65 and older between 2025 and 2028. Its timing is not accidental. It arrives in an environment defined by persistent inflation, higher living costs for seniors, and growing pressure on fixed retirement incomes.
The deduction functions as a tax shield rather than a refundable credit. That distinction matters. By lowering adjusted taxable income, it reduces federal income tax liability dollar for dollar at the retiree’s marginal rate. Economically, this encourages consumption..."
Title: Can the flu shot actually give you influenza?
Article Snip: "...Some surveys have shown that nearly 30% of people believe getting a flu shot can actually cause influenza.
This belief is likely due to..."
Title: I was told to stop squatting because of bad knees—here’s how I still get an effective leg workout
Article Snip: "...Rather than stop training my legs altogether, I found ways to work around my pain..."
Reference: www.fitandwell.comTitle: Seniors 65+ | What is the IRS 1040-SR? 2025 U.S. Income Tax Return Form for Seniors
Article Snip: "...Form 1040-SR is available as a large print optional alternative to using Form 1040 for taxpayers who are age 65 or older. Form 1040-SR uses the same schedules and instructions as Form 1040 does. ..."
Reference: IRS.govTitle: View the DRAFT of Publication 554 Tax Guide for Seniors For use in preparing 2025 Returns
Article Snip: "...This is an early release draft of an IRS tax form, instructions, or publication, which the IRS is providing for your information. Do not file draft forms. We incorporate all significant changes to forms posted with this coversheet. However, unexpected issues occasionally arise, or legislation is passed—in this case, we will post a new draft of the form to alert users that changes were made to the previously posted draft..."
Reference: www.irs.govTitle: IRS.gov | E-file: Do your taxes for free
Article Snip: "...Choose an IRS Free File Option: Guided tax software
For $89,000 adjusted gross income (AGI) or less
Let the software do the work
You choose from IRS partner tax software companies
Simple questions to guide you
Accurate math calculations guaranteed
Some free state tax preparation and filing..."
Title: RFK Jr.'s New Healthy Food Pyramid
