I’m a personal trainer who works with seniors — these are the 4 exercises I wish everyone would do before they turn 60

Title: I’m a personal trainer who works with seniors — these are the 4 exercises I wish everyone would do before they turn 60

Article Snip: "...I’m a firm believer that you can always start an exercise regimen, no matter your age or current physical ability. That being said, there are some aspects to getting in shape that become more difficult as you get older.

Some of the common challenges that seniors face, like ..."

Reference: www.tomsguide.com
Exercise, Health Tips for Seniors,

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Diet and routine stool tests could help predict IBD flares, large study suggests

Title: Diet and routine stool tests could help predict IBD flares, large study suggests

Article Snip: "...Inflammatory bowel disease (IBD) describes a group of chronic, long-term conditions involving inflammation of the gastrointestinal tract, primarily comprising Crohn’s disease and ulcerative colitis. The prevalence of IBD is rising, and current estimates suggest it affects between 2.4 and 3.1 million people in the United States. ..."

Reference: www.aol.com

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We Were Wrong About Fasting, Massive Review Shows

Title: We Were Wrong About Fasting, Massive Review Shows

Article Snip: "...we conducted a meta-analysis, a "study of studies", looking at all the available experimental research that compared people's cognitive performance when they were fasting versus when they were fed. ..."

Reference: www.sciencealert.com
Fasting

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The average US worker has less than $1,000 saved for retirement

Title: The average US worker has less than $1,000 saved for retirement

Article Snip: "...The rule of thumb is that people should have retirement savings equal to one year of their annual income by age 30. By the age of 60, people should have eight times their income socked away for their golden years...."

Reference: kstp.com

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‘Take the vaccine, please,' a top U.S. health official says in an appeal as measles cases rise

Title: ‘Take the vaccine, please,' a top U.S. health official says in an appeal as measles cases rise

Article Snip: "“Take the vaccine, please,” said Dr. Mehmet Oz, the Centers for Medicare and Medicaid Services administrator whose boss has raised suspicion about the safety and importance of vaccines. “We have a solution for our problem.”...“Not all illnesses are equally dangerous and not all people are equally susceptible to those illnesses,” he told CNN’s “State of the Union.” “But measles is one you should get your vaccine.”

An outbreak in South Carolina in the hundreds has surpassed..."

Reference: www.nbcwashington.com

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Your Adult Kids Are Doing Fine. Is It Time To Spend Some of Their Inheritance?

Title: Your Adult Kids Are Doing Fine. Is It Time To Spend Some of Their Inheritance?

Article Snip: "...Hey baby boomers, your kids are doing a good job saving for their own retirements and amassing their own wealth. Which may have you thinking: do they even need an inheritance?

Sure, they aren't going to turn it down, but you may be wondering whether it’s worthwhile to spread that wealth a little differently — maybe even back to yourself.

But should you? Here’s how to know, and what you can do with it instead. ..."

Reference: www.kiplinger.com
Kids vs. Your Hard Earned Savings, Hard Earned Boomer Money,Baby Boomers, Inheritance,

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Elon Musk says stop saving for retirement: Experts call it ‘nonsense’

Title: Elon Musk says stop saving for retirement: Experts call it ‘nonsense’

Article Snip: "... Elon Musk, the world’s wealthiest individual with an estimated net worth of almost $700 billion or more, doesn’t think you need to save for retirement.

And most experts think his crystal ball is cracked.

“It is nonsense,” Alicia Munnell, a senior advisor at Boston College’s Center for Retirement Research and its former director, said in a Pensions&Investments article published this week. Musk, Munnell told P&I, “has no idea about how the American person lives..."

Reference: www.thestreet.com

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Selling your home after 63 can be a punishing Medicare mistake. Why it could cost you thousands in added premiums

Title: Selling your home after 63 can be a punishing Medicare mistake. Why it could cost you thousands in added premiums

Article Snip: "For many retirees, selling their home is one of the biggest financial windfalls they’ll see outside of work — especially if they’ve owned it for decades...IRMAA is calculated based on your household Modified Adjusted Gross Income (MAGI). It generally includes capital gains, meaning the net profit from the sale of a home can push your income over the threshold, according to the AARP. ...surcharge becomes a consideration if you sell your home at any point after turning 63."

Reference: www.aol.com

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“It Can’t Perform Miracles”- OPM Director Pulls Back Curtain on Retirement System

Title: “It Can’t Perform Miracles”- OPM Director Pulls Back Curtain on Retirement System

Article Snip: "...for the first time, applications made via the Online Retirement Application (ORA) are surpassing those made via paper. The director said there are currently 107,000 applications sitting in ORA. ...notes that OPM is completing ORA applications in less than 40 days from when they are received, twice as fast as paper claims. "

Reference: www.fedmanager.com

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Flashback Finance: The Cost of Retiring the Year You Were Born

Title: Flashback Finance: The Cost of Retiring the Year You Were Born

Article Snip: "...Just like groceries, gas and home prices, the cost of retiring is subject to inflation. Here is a look at what it cost to retire in the year you were born. ...For boomers and Gen X, the challenge is unique: you are the "bridge generation," tasked with funding a 30-year retirement using modern tools while navigating a cost of living that has soared since your first paycheck."

Reference: www.kiplinger.com
Cost of Retiring the Year You Were Born

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People Are Sharing The Money-Saving "Cheat Codes" They Wish They'd Figured Out Sooner, And I'm Taking Notes

Title: People Are Sharing The Money-Saving "Cheat Codes" They Wish They'd Figured Out Sooner, And I'm Taking Notes

Article Snip: "... 5. "Switch insurance every year. I usually save $300, where if I stayed, I would be paying $300 more. ...14. "I finally retired last year, but when I was working, every time I got a raise, I pretended" ...20. "Contribute to your sa..."

Reference: www.buzzfeed.com
Money Saving Tips,

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Warren Buffett's Latest Advice on Debt, Parenting, Picking a Job

Title: Warren Buffett's Latest Advice on Debt, Parenting, Picking a Job

Article Snip: "...The famed investor, 95, also offered timeless advice about parenting, moving on from mistakes, choosing a job, and living a full life during the two-hour CNBC special titled: "Warren Buffett: A Life and Legacy."

Many people "love spending beyond their income" by racking up credit-card debt, but that's a path to ruin, ..."

Reference: www.businessinsider.com

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Requirements to maximize the $6,000 tax credit for Social Security retirees

Title: Requirements to maximize the $6,000 tax credit for Social Security retirees

Article Snip: "...The new federal deduction for older taxpayers represents one of the most targeted tax relief measures for retirees in recent years. Unlike broad stimulus checks or across-the-board rate cuts, this benefit is narrowly designed to reduce taxable income for people aged 65 and older between 2025 and 2028. Its timing is not accidental. It arrives in an environment defined by persistent inflation, higher living costs for seniors, and growing pressure on fixed retirement incomes.

The deduction functions as a tax shield rather than a refundable credit. That distinction matters. By lowering adjusted taxable income, it reduces federal income tax liability dollar for dollar at the retiree’s marginal rate. Economically, this encourages consumption..."

Reference: www.msn.com

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Can the flu shot actually give you influenza?

Title: Can the flu shot actually give you influenza?

Article Snip: "...Some surveys have shown that nearly 30% of people believe getting a flu shot can actually cause influenza.

This belief is likely due to..."

Reference: www.foxnews.com

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I was told to stop squatting because of bad knees—here’s how I still get an effective leg workout

Title: I was told to stop squatting because of bad knees—here’s how I still get an effective leg workout

Article Snip: "...Rather than stop training my legs altogether, I found ways to work around my pain..."

Reference: www.fitandwell.com
Health Watch,Knee Health,Single-leg press and step-up,Exercise,

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Seniors 65+ | What is the IRS 1040-SR? 2025 U.S. Income Tax Return Form for Seniors

Title: Seniors 65+ | What is the IRS 1040-SR? 2025 U.S. Income Tax Return Form for Seniors

Article Snip: "...Form 1040-SR is available as a large print optional alternative to using Form 1040 for taxpayers who are age 65 or older. Form 1040-SR uses the same schedules and instructions as Form 1040 does. ..."

Reference: IRS.gov
1040-SR 2025, 2025 Taxes, Federal Seniors Tax Form,

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View the DRAFT of Publication 554 Tax Guide for Seniors For use in preparing 2025 Returns

Title: View the DRAFT of Publication 554 Tax Guide for Seniors For use in preparing 2025 Returns

Article Snip: "...This is an early release draft of an IRS tax form, instructions, or publication, which the IRS is providing for your information. Do not file draft forms. We incorporate all significant changes to forms posted with this coversheet. However, unexpected issues occasionally arise, or legislation is passed—in this case, we will post a new draft of the form to alert users that changes were made to the previously posted draft..."

Reference: www.irs.gov
Publication 554 Tax Guide for Seniors For use in preparing 2025 Returns, Seniors Tax Filing Information for 2025 Tax Returns,2025 Taxes,

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IRS.gov | E-file: Do your taxes for free

Title: IRS.gov | E-file: Do your taxes for free

Article Snip: "...Choose an IRS Free File Option: Guided tax software

For $89,000 adjusted gross income (AGI) or less

Let the software do the work

You choose from IRS partner tax software companies
Simple questions to guide you
Accurate math calculations guaranteed
Some free state tax preparation and filing..."

Reference: www.irs.gov
IRS.gov | E-file: Do your taxes for free, Taxes, Free Federal Tax Filing, E-File,

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New Food Pyramid

Title: RFK Jr.'s New Healthy Food Pyramid

Article Snip: "...Health Secretary Robert F. Kennedy Jr. has announced new dietary guidelines for Americans focused on promoting whole foods, proteins and healthy fats.

At a press conference Wednesday, the administration unveiled a new food pyramid with red meat, cheese, vegetables and fruits pictured at the top.

Kennedy described the guidelines as the most significant reset on nutrition policy in history..."

Reference: www.npr.org
New Food Pyramid, U.S. Department of Agriculture/U.S. Department of Health and Human Services,

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Bye-Bye, Snowbirds: Wealthy Americans Are Relocating Permanently for Retirement

Title: Bye-Bye, Snowbirds: Wealthy Americans Are Relocating Permanently for Retirement — and This Financial Adviser Can't Fault Their Logic

Article Snip: "...Why head south for the winter and pay for two properties when you can have a better lifestyle year-round in a less expensive state? Permanent relocation is a much savvier retirement strategy, as this financial adviser explains. ..Texas and Florida, have become wealth magnets, while states including California and New York are losing billions from outbound migration.."

Reference: www.kiplinger.com
Southern Migration, Sanctuary City Exodus, Expensive Crime Infested States See a Migration South, Intelligent Migration of Americans, Retirement Strategy of the Wealthy, Commonsense Living, Outbound Migration,

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