Nationwide finds Medicare myth on long-term care could cost Americans dearly

Title: Nationwide finds Medicare myth on long-term care could cost Americans dearly

Article Snip: "...Based on its 2025 Nationwide Retirement Institute Long-Term Care survey, the insurance giant found 58% of adults believe Medicare will cover long-term care costs, despite the program offering only limited, short-term assistance. ...At-home care is a preferred option for many: 77% of respondents said they would rather age in place. But that may be easier said than done. More than four in 10 believe their current home is unsafe or inaccessible for older age, and nearly half say making the necessary retrofits to their residence would be unaffordable."

Reference: www.investmentnews.com

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Trump’s New Tax Plan Could Cut Key Deductions for Seniors on Social Security

Title: Trump’s New Tax Plan Could Cut Key Deductions for Seniors on Social Security

Article Snip: "...For seniors who depend primarily on Social Security and limited retirement savings, this change could result in a higher effective tax burden, despite broader cuts elsewhere in the bill.

Key points include:

Low-income seniors could lose tax relief if the elimination of the extra deduction isn’t offset elsewhere.
Social Security benefits are taxable above certain income thresholds, meaning more income may now be exposed to taxation.
Seniors with modest part-time work, annuities, or pensions may see a noticeable increase in tax liability.

..."

Reference: www.fingerlakes1.com
Attacks on Retirees, Deduction Cuts on Social Security,Destruction of Retirees,

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Senate strips most retirement cuts from reconciliation, but anti-civil service provisions remain

Title: Senate strips most retirement cuts from reconciliation, but anti-civil service provisions remain

Article Snip: "...Under language released by a Senate panel Thursday night, new federal workers who decline to serve as at-will employees will pay nearly 15% of their paycheck toward their pension benefit. ..."

Reference: www.govexec.com

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By Promoting Amnesty For Illegal Workers, Trump Is Selling Out ‘America First’ For Cheap Labor

Title: By Promoting Amnesty For Illegal Workers, Trump Is Selling Out ‘America First’ For Cheap Labor

Article Snip: "Americans voted for Trump on the promise of mass deportations. He should keep his promise — all of it. ...it wasn’t just a slogan on signs — it was a rallying cry that galvanized millions of voters. The promise was the restoration of American sovereignty through the removal of all illegal aliens — not just the violent ones. ...sovereignty doesn’t yield to staffing shortages. American immigration policy should never be dictated by the labor needs of employers, especially not in industries built around a permanent, low-wage migrant workforce. And while there may be a legitimate case for limited, legal, seasonal migration in agriculture, allowing a worker shortage to become the justification for lawbreaking and mass amnesty reduces citizenship or legal status to a commodity and the nation to marketplace. As The Federalist’s John Daniel Davidson pointed out in a post on X, “This is amnesty."

Reference: thefederalist.com
sovereignty is nonnegotiable, Amnesty for Illegals (The Real Trump Agenda), Trump Scams His Base and It Will Destroy The Republican Party,Trump Lies, Trump is Just a Shady Car Salesman,

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Trump Screws Americans, Deciding to Protect Corporations and Illegals | Car Salesman Bait and Switch

Trump Screws Americans, Deciding to Protect Corporations and Illegals | Car Salesman Bait and Switch

Title: Trump's Biat and Switch

So Trump campaigned on two big promises. One was illegal immigration and the other was exempting seniors from paying taxes on Social Security pensions. He already broke his promise to seniors who voted for the greatly needed 'no taxes on Social Security' with lame excuses. Now, he is renegeing on his number one promise to deport illegals that entered the country illegally, originally calling them criminals. Now he is going to reward corporates farms, the hospitality industry, chicken processors, construction companies and more. He is rewarding these corporations, companies, and businesses who illegally hired these illegals by allowing them to retain the illegal criminals who stole jobs from American citizens, and promising to make the illegal criminals citizens. He is proving to be nothing but exactly what the Democrats are. He is proving to be nothing but a shyster car salesman pulling a bait and switch on those that voted for him. Our guess is that his businesses have also employed illegals and is helping himslf as well. He is also insulting all of law enforcement, the National guard and military that have supported him through the violent riots, as well as being doxed by simply supporting the eradication of these illegals. This is just disgusting to be duped by Trump and the Republicans that permit this. At least he has convinced citizens that have worked hard and followed the law, that crime does pay. Thanks for embarrassing and making fools of us all that are trying to raise our children to be good people and follow the law you sorry POS!. It's a whole lot more difficult to follow the law than to be a criminal. Thanks for setting the example for a changed America. Thanks for bankrupting senors in retirement and abandoning veterans and all America loving citizens. NOTE: If the media reporting of Trump's change is false, we retract our comments. However, due to the fact he lied on his Social Security Tax promise, we feel the turn-around is probably true.

Reference: The Federal Retirement News
Trump Lies, Broken Promises,Destruction of Retirees, Trump's Bait and Switch, Crime Does Pay, Trump is an enemy of the citizen and a corporate butt-kisser,

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Latest CPI and 2026 COLA Projection for Federal Retirees (and Those Soon to be Retired)

Title: Latest CPI and 2026 COLA Projection for Federal Retirees (and Those Soon to be Retired)

Article Snip: "...he latest data for the 2026 COLA has been released. Here are the projections for 2026 COLAs for Social Security and the federal retirement annuity. ..."

Reference: www.fedsmith.com
Projections for 2026 COLA

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Health | Experts reveal hidden ways sugar accelerates aging beyond just weight gain

Title: Experts reveal hidden ways sugar accelerates aging beyond just weight gain

Article Snip: "..."Our physiology simply wasn't designed to handle such a continuous influx of refined sugar, and it's straining our systems in ways that accelerate the aging process," Tawfik said. ..."

Reference: www.foxnews.com
Health, Sugar,

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Free Health Care in Minnesota ...If You Are an Illegal, Says Democrats

Title: Minnesota Democrats Vow to ‘Fight Until the Very End’ for Free Health Care for Illegal Aliens

Article Snip: "...The debate about the massive cost overruns in Minnesota’s free health care for illegal aliens program is facing looming cuts even as Democrats vow to “fight until the very end” for the freebies paid for by taxpayers. ..."

Reference: www.breitbart.com

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Inflation eased to 4-year low in April as Trump's tariffs took effect, CPI report shows

Title: Inflation eased to 4-year low in April as Trump's tariffs took effect, CPI report shows

Article Snip: "...That’s the lowest annual increase since February 2021 but still leaves inflation moderately above the Federal Reserve’s 2% goal. ..."

Reference: www.usatoday.com
Federal Reserve’s 2% goal vs. Trump CPI Cooling Results,

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New Jersey | Agitators clash with police, arrests made as clergy members descend on Newark ICE facility

Title: Agitators clash with police, arrests made as clergy members descend on Newark ICE facility

Article Snip: "...Newark Public Safety Director Emanuel Miranda said the two individuals who were arrested face obstruction and resisting arrest charges. One officer suffered a minor laceration to the arm during the incident, though he will remain on duty. No other injuries were reported. ..."

Reference: www.foxnews.com
Obstruction and resisting arrest charges,New Jersey,Newark ICE facility,

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False Promises | Idea to eliminate taxes on Social Security benefits is not included in this proposal

Title: Trump’s tax plan: The latest on the ‘big, beautiful’ tax bill, and what to expect for your taxes in 2025 and beyond

Article Snip: "...While a separate idea to eliminate taxes on Social Security benefits — something oft-cited by President Donald Trump as a goal — is not included in this proposal..."

Reference: www.bankrate.com/
Big, Beautiful’ Tax Bill, False Promises | Idea to eliminate taxes on Social Security benefits is not included in the Trump Big Beautiful Tax Bill

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COLA would continue to increase, although they project lower growth for 2026

Title: COLA would continue to increase, although they project lower growth for 2026

Article Snip: "...Social Security beneficiaries can anticipate annual increases in their monthly payments due to the Cost of Living Adjustment (COLA). ..."

Reference: www.explica.me
COLA 2026 (Social Security),

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Springfield USPS worker, who is blind, retires after more than 40 years of service

Title: Springfield USPS worker, who is blind, retires after more than 40 years of service

Article Snip: "...Donning a sash and a smile, Frank Facio celebrated his last day as an employee of the U.S. Postal Service ahead of his retirement April 30. With a postal service career spanning more than 40 years, he was forced to adjust his work and lifestyle when he began to lose his eyesight in his twenties.

As one of only a few blind employees at the USPS, Facio had to forge his own path, switching between various roles through the years. ..."

Reference: www.news-leader.com
Frank Facio, USPS, Retirement,

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Possible Benefits of Cannabis for People with Cancer

Title: https://www.cancer.org/cancer/managing-cancer/treatment-types/complementary-and-integrative-medicine/marijuana-and-cancer/benefits-of-cannabis.html

Article Snip: "...People who have certain symptoms of cancer or side effects of cancer treatment might benefit from using cannabis. Relieving or reducing symptoms and side effects can lead to overall better quality of life for people with cancer and their caregivers. Managing symptoms and side effects well can also reduce the number of emergency room visits and hospital readmissions for things like dehydration due to nausea and vomiting, or uncontrolled severe pain.

Keep in mind that cannabis products can also have harmful effects. ..."

Reference:
Possible Benefits of Cannabis for People with Cancer

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Cannabis Use Disorder | Colon cancer patients are 24 times more likely to die within 5 years if they had this habit before their diagnosis

Title: Cannabis Use Disorder | Colon cancer patients are 24 times more likely to die within 5 years if they had this habit before their diagnosis

Article Snip: "...Here’s the bottom line — nearly 53,000 Americans are projected to die from colorectal cancer this year.

The overall five-year survival rate for the disease is around 65%. Several factors significantly influence prognosis, including the stage of the cancer at diagnosis, its location within the colon and the effectiveness of treatment.

A new study suggests that a popular habit may negatively affect colon cancer outcomes, significantly increasing the risk of death within five years of diagnosis. ...Furthermore, those diagnosed with marijuana addiction before they were stricken with colon cancer were 24.4 times more likely to die within five years of diagnosis compared to their peers, Cuomo determine ...

The findings were published online this month in the Annals of Epidemiology.

“This isn’t about vilifying cannabis. It’s about understanding the full range of its impacts, especially for people facing serious illnesses,” Cuomo said."

Some studies suggest that cannabis may help cancer patients manage their symptoms and potentially even reduce tumor growth.

Reference: nypost.com
Cannabis Addiction, Colon cancer,

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Will COLA for Social Security Be Higher in 2026 Due to Tariff Policies?

Title: President Donald Trump's Tariff Policy Likely Comes With Unintended Consequences for Social Security's 2026 Cost-of-Living Adjustment (COLA)

Article Snip: "...Since the CPI-W is an inflation-based index, Trump's tariff policies might increase Social Security's 2026 cost-of-living adjustment. ...only the CPI-W readings from the third quarter (July through September) are used to calculate Social Security's COLA. If the average CPI-W reading in the third quarter is higher than during the comparable period of the previous year, inflation has occurred and beneficiaries are due a raise for the upcoming year."

Reference: www.fool.com
CPI-W, 2026 Social Security COLA, Tariff policies vs. COLA,

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USPS Webinar | ‘PSHB and Medicare in Retirement’ April 14, 2025

Title: USPS Webinar | ‘PSHB and Medicare in Retirement’ April 14, 2025

Article Snip: "...USPS employees may participate in a webinar that will help explain how the new Postal Service Health Benefits (PSHB) Program and Medicare work in retirement.

The session, “PSHB and Medicare in Retirement,” will be held Monday, April 14, from noon to 1 p.m. Eastern.

Representatives from CareFirst BlueCross BlueShield, a provider of health plans for federal employees, will lead the webinar.

Participants must register on the webinar website.

Participation is voluntary. Nonexempt employees must be off the clock or on authorized breaks.

Employees who have questions can email the USPS Benefits and Wellness team. ..."

Reference: news.usps.com
USPS Webinar | ‘PSHB and Medicare in Retirement’ April 14, 2025, Retirement, BlueCross BlueShield Medicare Webinar,

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Social Security Fairness Act Changes Rules on Medicare Premium Payments for Millions of Retirees

Snippet of Article: "...If your newly adjusted Social Security benefit is large enough to cover Medicare premiums, you may no longer need to pay those premiums out of pocket. Instead, the premium amount will be automatically deducted from your monthly Social Security check.

This includes:

Medicare Part B (Medical Insurance)
Medicare Part D (Prescription Drug Coverage)

This deduction process streamlines the payment method, reducing the chance of missed payments and ensuring uninterrupted coverage. 2. Direct Billing Will Continue for Some..."

If your annual income crosses certain thresholds due to benefit increases, you might fall into a higher IRMAA bracket, leading to higher premiums.

Source: weekendspy.com

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Are you disabled? You need to fear Democrats that make fun of you

Title: After Getting Called 'Governor Hot Wheels,' Abbott Had This to Say to Crockett

Article Snip: "...Greg Abbott delivers the PERFECT response after Rep. Jasmine Crockett mocked his disability and called him “Governor Hot Wheels.”

“It’s another day and another disaster by the Democrats. The reality is they have no vision, no policy. They have nothing to sell but hate. ..."

Reference: townhall.com
Making Fun of the Disabled, Insulting those in Wheelchairs, Democrat Hate, Democrat Rep. Jasmine Crockett,

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When a Governor Attacks Tesla Stock For Political Purposes, Does it Harm Federal and State Pension Investments?

Title: Timmy Is Racing to Walk Back These Remarks About Tesla

Article Snip: "...he’s gallivanting around hoping that Tesla’s stock drops— Minnesota’s pension fund has a lot of shares in that company....Tim Walz says the one thing that brings him joy during the day is watching Tesla stock go down. ...He says it was a “joke,” and we have no humor. Timmy, your party melts down over the sillier things. And sorry, but hoping to trash a stock while domestic terrorists are targeting it isn’t funny. ..."

Reference: townhall.com
Tim Walz | Bad for Minnesota - Bad for America, Incompetence in Government, Attacks on Tesla, Attacks on 'Made in America' Automobiles, Attack on American Auto Manufacturer, Destruction of Good blue Collar Jobs,

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Cannabis users under 50 are 6 times more likely to have a heart attack, new study shows

Title: Cannabis users under 50 are 6 times more likely to have a heart attack, new study shows

Article Snip: "...A new study shows that young people who consume marijuana are six times more likely to experience a heart attack than their counterparts. Research published in the Journal of the American College of Cardiology (JACC) documents that people under the age of 50 who consume marijuana are about 6.2 times more likely to experience a myocardial infarction, commonly known as a heart attack, than non-marijuana users. Young marijuana users are also 4.3 times more likely to experience an ischemic stroke and 2 times more likely to experience heart failure, the study shows. Researchers surveyed over 4.6 million people under the age of 50, of which 4.5 million do not use marijuana and 93,000 do. All participants were ...

Reference: www.usatoday.com

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5 Reasons Retirees Shouldn’t Worry About DOGE Looking Into the Social Security Administration

Title: 5 Reasons Retirees Shouldn’t Worry About DOGE Looking Into the Social Security Administration

Article Snip: "...Under the Trump administration, operational changes are designed to streamline processes, but many safeguards save benefits, eligibility criteria and payment reliability from major overhauling. Here are five reasons retirees shouldn’t panic. Existing Federal Protections for Privacy and Data Security

Recently, there have been claims that DOGE staff have been learning SSA systems, which raises the question of data security and safety, but procedures for redundancy prevent operational risks. ..."

Reference: finance.yahoo.com

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Boomers and Retirees Digest More Bad News

Title: Boomers and Retirees Digest More Bad News

Article Snip: "...Social Security is not meant to serve as retirees' only or even primary source of income. But for many people, that ends up being the case.

Many current retirees missed the boat on savings. Without pensions to fall back on, they're very reliant on Social Security to make ends meet.

Now the good news is that Social Security is..."

Reference: www.aol.com

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6 Signs You're Doing Worse Financially Than the Average 60-Year-Old

Title: 6 Signs You're Doing Worse Financially Than the Average 60-Year-Old

Article Snip: "...If you are 60 years old, here are some signs that you are doing worse than your peers — and some suggestions for fixing the problem. ...The average amount of non-mortgage debt for people between the ages of 60 and 69 is $16,661, according to Debt.org. This type of debt includes credit cards, car loans, and other personal debt. ...You have a mortgage balance higher than $188,034 ..."

Reference: financebuzz.com

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Disgusting! | Have Social Security Pensioners and Disabled Vets Been Shammed Out of the DOGE Dividend $5,000?

Title: Low-income Americans might not get DOGE benefits

Article Snip: "...to receive $5,000 each. Importantly, the rebate would be sent only to households that are net-income taxpayers — people who pay more in taxes than they get back — with lower-income Americans not qualifying for the return. According to the Pew Research Center, most Americans who have an adjusted gross income of under $40,000 pay effectively no federal income tax. ..."

Reference: www.nbcnews.com
Shammed Again, DOGE Dividend Checks Will Only Be For Those With an AGI Over $40,000 (www.nbcnews.com), Screwing Social Security Pensioners, Attacks on Disabled Veterans, Ripping Off Low Income Retirees and Workers,

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Schumer and Senate Democrats Are Prepared to Shut Down the Government

Title: Schumer and Senate Democrats Are Prepared to Shut Down the Government

Article Snip: "...Thune takes procedural step to bring the House spending bill to the floor.

Vote would occur Friday morning — hours before government shutdown deadline — unless there’s an agreement to have it sooner.

60 votes would be needed. Schumer is threatening to block it. ..."

Reference: townhall.com
Schumer Shutdown 2025 vs. Republican Bill to Fund the Government,

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How You Can Lose Your Medicare Benefits

Title: How You Can Lose Your Medicare Benefits

Article Snip: "...Your Medicare coverage can be disrupted or lost through your own actions or for reasons outside of your control. Don't let that happen to you. ...If you lose your Medicare coverage, you can reapply. Depending on circumstances, you may be able to apply outside of the Medicare open enrollment period, which runs from October 15 to December 7 each year. You can reapply outside of that window if you've experienced what is considered to be a qualifying life event. In order to do this, you would typically qualify for a Special Enrollment Period (SEP). Here's a look at the ways you can lose your Medicare benefits. ..."

Reference: www.kiplinger.com
Medicare

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Aging | The Blood of Exceptionally Long-Lived People Suggests Crucial Differences

Title: The Blood of Exceptionally Long-Lived People Suggests Crucial Differences

Article Snip: "Centenarians, once considered rare, have become commonplace. ...recent study, published in GeroScience, has unveiled some common biomarkers, including levels of cholesterol and glucose, in people who live past 90. ...Twelve blood-based biomarkers related to inflammation, metabolism, liver and kidney function, as well as potential malnutrition and anaemia, were included. All of these have been associated with ageing or mortality in previous studies. The biomarker related to inflammation was ..."

Reference: www.sciencealert.com
Health,Aging,Centenarians,super-agers,

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Health | We went blind after using weight-loss drugs like Ozempic and Mounjaro

Title: We went blind after using weight-loss drugs like Ozempic and Mounjaro

Article Snip: "When James Norris, a 56-year-old mechanic from Roxbury, New Jersey, went on a low dose of Mounjaro, a GLP-1 medication similar to...Then, in March 2024, shortly after his doctor upped his dosage to 2.5 milligrams (he’d started at 1.5 mg), he woke up one morning with clouded vision in his left eye. Two weeks later, vision in his right eye became blurry. ..."

Reference: nypost.com
Health,weight-loss drugs, Dangers of weight-loss drugs,Diabetes Medications,

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Health | I love my new Ozempic body and I’d take the shots all over again — but there’s one unsettling downside

Title: I love my new Ozempic body and I’d take the shots all over again — but there’s one unsettling downside

Article Snip: "...Kane, 34, loves the confidence-boosting comments and a perceived difference in the way people treat her in public — but underneath her new skinny clothes, she’s struggling to sort out the..."

Reference: nypost.com
Ozempic, Ozempic Body,

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Health | Butter linked to higher death risk while plant-based oils may boost health

Title: Butter linked to higher death risk while plant-based oils may boost health

Article Snip: " The study identified a significantly lower risk of premature death among people who ate a lot of plant-based oils over three decades. Replacing butter with plant-based oils may boost your health and reduce the risk of dying early, new research suggests. ...Not all plant-based oils are created equal. Olive oil, soybean oil, and rapeseed or canola oil were all tied to lower risks of death overall as well as from cancer and heart disease – but the study did not find any link between health risks and corn or safflower oil. They also did not analyse palm or coconut oils, which are high in saturated fats that have been linked to cardiovascular diseases...."

Reference: www.euronews.com

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Medicare fraud possibly tied to 2024 data breach

Title: Medicare fraud possibly tied to 2024 data breach

Article Snip: "...Nebraska SHIP says she has received more than half a dozen recent calls about claims showing up on reports for durable medical equipment that was never purchased or received.

Long tells KNEB News she believes the fraudulent activity is a potential off-shoot of last year’s data breach at Change Healthcare. “It’s the big entity that holds all Medicare numbers, they had a data breach last February. So everybody on Medicare got warned about this breach, and now we’re seeing some possible effects of that,” said Long. ..."

Reference: ruralradio.com
Medicare,Fraud,2024 data breach, Change Healthcare Data Breach,

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No Action, but Trump repeats pledge to eliminate taxes on Social Security benefit

Title: Trump repeats pledge to eliminate taxes on Social Security benefit package

Article Snip: "...In touting his plans for tax cuts, Trump emphasizes his desire for "permanent income tax cuts all across the board" and repeats his promise to eliminate taxes on Social Security benefits.

"I'm calling for no tax on tips, no tax on overtime, and no tax on Social Security benefits for our great seniors," he said. ..."

Reference: abc13.com
Trump repeats pledge to eliminate taxes on Social Security benefit

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‘PSHB and Medicare in Retirement’ Webinar March 10

Title:

Article Snip: "...USPS employees may participate in a webinar that will help explain how the new Postal Service Health Benefits (PSHB) Program and Medicare work in retirement.

The session, “PSHB and Medicare in Retirement,” will be held Monday, March 10, from noon to 1 p.m. Eastern.

Representatives from CareFirst BlueCross BlueShield, a provider of health plans for federal employees, will lead the webinar.

Participants must register on the webinar website. ..."

Reference: news.usps.com
‘PSHB and Medicare in Retirement’ Webinar

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President Trump's Potential Changes for Social Security So Far: 3 Things You Should Know

Title: President Trump's Potential Changes for Social Security So Far: 3 Things You Should Know

Article Snip: "As recently as Feb. 18, Trump promised not to cut benefits. ...subject to income taxes on Social Security. The rule is based on combined income, which the Internal Revenue Service defines as half of a retiree's Social Security benefits plus other income from sources such as pensions, wages, dividends, and capital gains.

Single filers can see as much as half of their Social Security benefits taxed if they make between $25,000 and..."

Reference: finance.yahoo.com

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How and when does a USPS annuitant enroll in a Medigap Part G Policy? (Original Medicare)

How and when does a USPS annuitant enroll in a Medigap Part G Policy? (Original Medicare)

"...To enroll in a Medigap Part G policy as a USPS annuitant, you need to first ensure you are enrolled in Medicare Part B, then contact a Medigap insurance company directly during your Medigap Open Enrollment period (the six months following your 65th birthday when you first enroll in Medicare Part B) to compare plans and choose the one that best suits your needs; you can do this by calling the company, visiting their website, or contacting a broker to get quotes and apply for coverage..."    

This Article is From: AI Generated Sources:
* When can I buy a Medigap policy?
* What USPS annuitants need to know about the Medicare Part B special enrollment period
* How do I buy a Medigap policy?
*

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Health | Researchers warn about specific prescription drugs that could trigger deadly disease

Title: Researchers warn about specific prescription drugs that could trigger deadly disease

Article Snip: "Some drugs were associated with an increased risk of dementia, including antipsychotic medications.

There was "conflicting evidence" for other classes of drugs, including those indicated for blood pressure, depression and diabetes. ...Antibiotics, antivirals, anticoagulants (blood thinners) and anticonvulsants (medications used to prevent or treat seizures) were all linked to a reduced risk of dementia, according to the study. ..."

Reference: www.foxnews.com

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Ilhan Omar Goes on Wild Rant, Calls Americans 'Idiots' Who Shouldn't Be 'Allowed' to Have Views

Title: Ilhan Omar Goes on Wild Rant, Calls Americans 'Idiots' Who Shouldn't Be 'Allowed' to Have Views

Article Snip: "already crushing approval ratings for the Democratic Party, Rep. Ilhan Omar joined terror sympathizer Mehdi Hasan on Sunday to fret that Americans are "idiots" who are too "stupid" to be "allowed" to hold their political views. ...There's no better vote outreach than having a chronically ungrateful, Islamist-supporting Somali refugee (who still pretends her hellish homeland is a moral bastion) call Americans "idiots" because they believe in silly things like borders and government accountability. Surely, only someone who has been accused of marrying their brother to bypass immigration laws has the intellectual heft necessary to rule the masses. ..."

Reference: redstate.com
Ilhan Omar, America Haters in Government, Terror sympathizers, Islamist -Terrorist Supporting Trojan Horses Permitted in Government, Anti-America Democrat Politicians,

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The Trump tax-cut promises Congress will likely approve | No Taxes on Social Security Retirees?

Title: The Trump tax-cut promises Congress will likely approve

Article Snip: "...one thing Americans should keep in mind as they head into 2025 are Trump’s tax policies. While on the campaign trail the now commander in chief made at least a dozen tax cut promises, ranging from no tax on tips, no taxes on overtime, and no taxes on social security benefits, to name a few...."

Reference: finance.yahoo.com

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Returning to Work for the Government after Retirement

Title: Returning to Work for the Government after Retirement

Article Snip: "...Each year, some federal retirees return to government employment, for personal, career or financial reasons. If you are thinking of becoming one of them – or if you are considering your options to do so if you signed up for OPM’s deferred resignation program, are separated via buyout or RIF, here are some things to think about.

If you are a CSRS retiree, your annuity will stop if you fall into one of the followings four categories. ..."

Reference: www.fedweek.com
Returning to Work for the Government after Retirement

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‘USPS Retirement Health Benefits’ Webinar on Feb. 19 for Current Employees

Title: ‘USPS Retirement Health Benefits’

Article Snip: "...Postal Service employees may participate in an upcoming webinar that will address benefits available after retirement. The session, “USPS Retirement Health Benefits: Medicare, Dental and Vision,” will be held Wednesday, Feb. 19, from noon to 1 p.m. Eastern. ..."

Reference: news.usps.com
USPS Retirement Health Benefits,

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Some Ozempic users are developing serious eye issues that lead to blindness

Title: Some Ozempic users are developing serious eye issues that lead to blindness

Article Snip: "...Blockbuster GLP-1 medications like Ozempic and Mounjaro might sharpen your figure, but they could also cloud your vision in the process.

A review published in JAMA Ophthalmology uncovered at least nine cases of patients who experienced vision loss after taking semaglutide or tirzepatide, the active ingredients in Wegovy and Zepbound, respectively.

This study adds to a growing body of research documenting vision problems in patients using these drugs. A 2024 study suggested ..."

Reference: nypost.com

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WebMD | Ozempic Side Effects

Title: WebMD | Ozempic Side Effects

Article Snip: "Ozempic (semaglutide) helps people with type 2 diabetes lower their blood sugar if diet, exercise, and other diabetes medications haven’t worked. ...It can come with side effects, but not everyone who takes Ozempic will get every possible effect. ...GI problems are the most common side effects of Ozempic. Luckily, they tend to be mild to moderate ...About 1 in 5 people (20%) in the clinical trial had it. ...Almost 1 in 10 people (10%) in the clinical trial threw up when taking Ozempic. ..."

Reference: www.webmd.com

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Big Pharma (Drug Dealers) Making Big Profits Getting Your Doc to Feed You More Drugs

Title: Big Pharma Wants to Dance All Over Rural America’s Health

Article Snip: "...Pharmaceutical giants like Eli Lilly, Viatris, AbbVie, ASCEND Therapeutics, Pfizer, Novartis, and Endo International are all major companies cashing in on the high-profit transgender hormone market. Big Pharma knows if they can get a brainwashed kid hooked on non-FDA-approved puberty blockers, they have a client for life.

The worst drug dealers in America nowadays aren’t inner-city thugs; they’re guys in white lab coats.

And business is booming. Eli Lilly’s revenue at the end of the year was almost $41 billion, up 27.4 percent from 2023. ..."

Reference: redstate.com
Pharmaceutical Giants, America's Corporate Drug Pushers,Big Pharma Corruption, Transgender Hormone Market, Pushers of the Transgender Movement, Pill-Head America,

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Destruction of Retirees | Housing,Taxes, Insurance, Medical Care and Supplementing Expenses of 'Adult' Children

Title: Have Your Property Taxes and Insurance Ballooned? You’re Not Alone. Here’s Why These Costs Can Exceed Mortgage Payments For Many

Article Snip: "...Variable costs like property taxes and homeowner’s insurance premiums comprise 35% of the average monthly mortgage payment. ...Property taxes and homeowner’s insurance premiums continue to take a big chunk out of homeowners’ monthly mortgage payments. To offset these costs, homeowners are implementing various solutions, including downsizing, relocating, cutting back on expenses, and deferring large purchases. These efforts could help make homeownership more affordable for many homeowners."

Reference: www.investopedia.com
Destruction of Baby Boomers,Destruction of Retirees,

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The rare few boomers that worked hard and made sacrifices to pay off mortgages reap the rewards now, but many did not prepare

Title: The boomer housing crisis is pacing to get even worse

Article Snip: "...Many boomers find themselves aging into a system that is not willing or equipped to care for them, and instead struggle to subsidize their own care while facing an affordability crisis.

In 2021, 11.2 million seniors—about one in three—were cost-burdened, spending more than 30% of their income on housing...“The senior housing industry would need to develop twice as many units as it has ever developed in any single calendar year every year to keep up.” What’s more, the early pandemic pulled the brakes on the housing industry, as leaders tell the Journal of labor shortages and weakened demand. ..."

Reference: fortune.com
Boomer retirement planning, Senior housing industry, Aging at Home (The Greatest Desire of Retirees),

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13 Things Medicare Gives You for Free

Title: 13 Things Medicare Gives You for Free

Article Snip: "Medicare beneficiaries often pay monthly premiums, copays, annual deductibles and prescription drug costs. But what you may not know is that some services don’t cost anything at all. ...Medicare includes different parts, which provide different types of coverage — hospital insurance (Part A), medical insurance (Part B), Medicare Advantage plans (Part C), and prescription drug coverage (Part D).

While some services come at a cost, Medicare also offers many services with no out-of-pocket costs at all. That said, some of these freebies may not be available with Medicare Advantage, and there may be limitations on how often you can take advantage of a free service. Still, it’s worth knowing about these 13 things Medicare gives you for free. ..."

Reference: www.kiplinger.com
Medicare, Free Stuff,

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Do you know how PSHB and Medicare work together?

Title: Do you know how PSHB and Medicare work together?

Article Snip: "USPS will offer an informational webinar throughout the year...The session, “PSHB and Medicare in Retirement,” will be held from noon to 1 p.m. Eastern on the following Mondays: Feb. 10, March 10, April 14, May 12, June 9, July 14, Aug. 11 and Sept. 8.

Participants must register before each event on the webinar website. ...

"

Reference: usps.com
PSHB and Medicare, BCBS,

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MEDICARE | 2025 Annual Update to the Code List of CPT/HCPCS Codes

Title: MEDICARE | 2025 Annual Update to the Code List of CPT/HCPCS Codes

Article Snip: "We maintain and annually update a List of Current Procedural Terminology (CPT)/Healthcare Common Procedure Coding System (HCPCS) Codes (the Code List), which identifies all the items and services included within certain designated health services (DHS) categories or that may qualify for certain exceptions. We update the Code List to conform to the most recent publications of CPT and HCPCS codes and to account for changes in Medicare coverage and payment policies. Code List updates for years 2022 and earlier were published in the Federal Register as an addendum to the annual Physician Fee Schedule final rule.

2025 Annual Update to the Code List

Below you will find the Code List that is effective January 1, 2025 and a description of the revisions effective for Calendar Year 2025. To submit a comment, go to www.regulations.gov and enter the docket number “CMS-2024-0301” in the search field. Select the “Comment” button and follow the instructions. To be considered, comments must be received on or before December 26, 2024.

List of codes effective January 1, 2025, published November 26, 2024

Annual Update to the List of CPT/HCPCS Codes Effective January 1, 2025 (PDF)

"

Reference:Centers for Medicare & Medicaid Services www.cms.gov
List of Current Procedural Terminology (CPT)/Healthcare Common Procedure Coding System (HCPCS) Codes (the Code List)

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What happens if a PSHB employee covered by EGWP signs up for Medicare Part D?

Title: What happens if a PSHB employee covered by EGWP signs up for Medicare Part D?

Article Snip: "If a PSHB employee covered by an Employer Group Waiver Plan (EGWP) signs up for a separate Medicare Part D plan, they are essentially double-paying for prescription drug coverage, as their EGWP through PSHB already provides that coverage; they should contact their PSHB plan to potentially opt out of the EGWP and enroll in their chosen Part D plan instead, but be aware that doing so could result in a gap in coverage and potential late enrollment penalties depending on their situation.
Key points to remember:

Redundant coverage:
When a PSHB employee is already covered by the EGWP, enrolling in a separate Part D plan means they are paying for prescription drug coverage twice.

Opting out of EGWP:
If a PSHB employee wants to switch to a different Part D plan, they should contact their PSHB plan to properly opt out of the EGWP and enroll in their chosen plan.
Potential penalties:
Depending on the circumstances, opting out of the EGWP without enrolling in another Part D plan could lead to a late enrollment penalty when they try to enroll later.

"

Reference: AI Generated Referencing OPM.GOV
Medicare Part D,Medicare Part D vs. PSHB Part D Employer Group Waiver Plan (EGWP),EGWP,

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APWU/NPMHU/USPS | One Time Retirement Incentive

Title: NPMHU/USPS | One Time Retirement Incentive

Article Snip: "...NPMHU and the USPS have reached an agreement on the terms of a One Time Retirement Incentive. The parties have agreed that the Postal Service will make lump sum incentive payments totaling $15,000 (less applicable taxes and deductions) to eligible..."

Reference: npmhu317.blogspot.com
NPMHU/USPS | One Time Retirement Incentive

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OPM extends long-term care program suspension | New enrollments are on hold until December 2026

Title: OPM extends long-term care program suspension | New enrollments are on hold until December 2026

Article Snip: "...The U.S. Office of Personnel Management has extended the suspension period for all new Federal Long Term Care Insurance Program applications.

The agency, also known as OPM, initially suspended applications for two years beginning in 2022. This suspension has been extended until Dec. 19, 2026.

In a statement, OPM said the suspension is needed because of ongoing volatility in long-term care costs and a diminished insurance market..."

Important notice about premiums:
FLTCIP enrollees with the automatic compound inflation option (ACIO)
The Federal Long Term Care Insurance Program (FLTCIP) held the 2023 Enrollee Decision Period from September to November 2023, providing FLTCIP enrollees personalized options to help mitigate the impact of a premium rate increase, effective January 1, 2024. Impacted enrollees with ACIO for inflation protection had the option to pay their premium increase in three phases. The second phase of the premium increase is effective January 1, 2025. We mailed a letter in early December notifying those who are affected. Log into your My LTCFEDS account for more information

Reference: usps.com
Federal Long Term Care Insurance Program (FLTCIP)

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Problems with Medicare Advantage Plans Keep Mounting

Title: Problems with Medicare Advantage Plans Keep Mounting

Article Snip: "...Complaints and problems with Medicare Advantage include denial of service and slow care approvals. Consumers need to pay attention. ... People tend to like their Medicare Advantage plans — until they don’t. ...

...

MA faces mounting criticism for denying and delaying some needed care while costing taxpayers billions more than government-run, so-called fee-for-service, traditional Medicare. ... The reasons for Medicare Advantage’s expanding popularity are readily apparent: lower costs for individuals, simpler selections and extras, such as dental and vision coverage and even gym memberships, not provided by traditional Medicare. ..."

Reference: www.kiplinger.com
Compare Original Medicare & Medicare Advantage,Why do doctors not like Medicare Advantage plans?,Medicare Part D vs. PSHB Part D Employer Group Waiver Plan (EGWP),

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Is Medicare Part D better for postal a retiree than PSHB Part D Employer Group Waiver Plan (EGWP)?

Title: Is Medicare Part D better for a postal retiree than PSHB Part D Employer Group Waiver Plan (EGWP)?

Article Snip: "...For many retirees, Medicare Part D can be considered better than a PSHB Part D EGWP because it often offers more flexibility in plan selection, wider drug coverage options, and may have lower out-of-pocket costs due to broader access to the Medicare Part D marketplace, while the EGWP might be more limited in its drug formulary and could potentially cost more for certain medications depending on individual needs; additionally, opting out of the EGWP may result in losing prescription drug coverage altogether while still paying the same premium. ... However, it's important to compare plans carefully before making a decision:

Review your medication needs:

Analyze which medications you take regularly and compare their coverage and costs under both the PSHB EGWP and available Medicare Part D plans."

Reference: AI Generated

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What happens to my FEGLI Basic Life premium when i turn 65?

Title: What happens to my FEGLI Basic Life premium when i turn 65?

AANSWER: Coverage is free after you turn age 65 or retire (if later).

According to OPM, on the date of this posting (1/7/2025), your 'Option A - Standard' effective at the end of the month after the month in which you become age 65 or retire (if later), your Option A coverage will reduce by 2 percent of the pre-retirement amount per month until it reaches 25% of the pre-retirement amount ($2,500.00). Coverage is free after you turn age 65 or retire (if later). You cannot choose No Reduction for Option A.

Reference: The Federal Retirement News and Reference Source

More Reading: FEGLI in Retirement: Here’s the One Thing to Avoid; stwserve.com

FEGLI in retirement, Expense Reductions at age 65 years old,Life Insurance,FEGLI,Reference (2025 - FEGLI),

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Japanese woman who was the world’s oldest person at 116 has died

Title: Japanese woman who was the world’s oldest person at 116 has died

Article Snip: "...TOKYO (AP) — Tomiko Itooka, a Japanese woman who was the world’s oldest person according to Guinness World Records, has died, an Ashiya city official said Saturday. She was 116. ...According to the Gerontology Research Group, the world’s oldest person is now 116-year-old Brazilian nun Inah Canabarro Lucas, who was born 16 days after Itooka. ..."

Reference: www.wsbtv.com

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Baby boomer homeowners fear losing their properties as they spend down their savings

Title: Baby boomer homeowners fear losing their properties as they spend down their savings

Article Snip: "...Many baby boomers are struggling with rising home repair costs, insurance premiums, and property taxes while also facing a scarcity of affordable retirement housing options. And working all their lives isn't enough to prevent a growing number of older people from experiencing homelessness.

Rising rents and home prices, largely caused by a housing shortage and other cost-of-living spikes, are hitting older adults especially hard. Overall homelessness surged to its highest level on record..."

Reference: www.businessinsider.com
Destruction of Retirees,Baby Boomers Struggling in Retirement,cost-of-living,Biden/Democrat Inflation Silent Tax on Retirees,

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Retiree, 71, heading to church service fights back when group of thug teens attack

Title: Retiree, 71, heading to New Year’s Day church service fights back when teen girls attack, try to rob her in NYC subway station

Article Snip: "...elderly woman on her way to a New Year’s Day church service fought back when a violent group of teen girls pummeled her during a botched robbery inside a Brooklyn subway station, cops said. Linda Rosa, 71 – a retired MTA computer operation worker who lives in East New York – got off a No. 3 train at Hoyt Street..."

Reference: nypost.com
Attacks on Retirees,Lawless America Under Democrats,

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