Thursday, October 16, 2025

Strength Training In Your Late 50s and Early 60s

Title: Strength Training In Your Late 50s and Early 60s

Article Snip: "...Incorporating strength training into your week has remarkable benefits. So, the question is not whether you should incorporate it, but how to incorporate it safely into your physical activity plan. Here is a question from a retiree who is looking for advice on how to get started:..."

Reference: www.military.com
Fitness






Sunday, October 12, 2025

Health Watch | Flu season has arrived – and so have updated flu vaccines

Title: Flu season has arrived – and so have updated flu vaccines

Article Snip: "...In the U.S., all flu vaccines for the 2025-2026 season will be trivalent – which means they are formulated to protect against the three main groups of influenza virus strains. These are an A (H1N1) virus, an A (H3N2) virus and a B/Victoria virus. ..."

Reference: theconversation.com
Health Watch, Flu vaccines for the 2025-2026 season,






Social Security’s COLA announcement is back on, as some furloughed workers return to produce September inflation report

Title: Social Security’s COLA announcement is back on, as some furloughed workers return to produce September inflation report

Article Snip: "...The CPI report, which was slated to be published on Oct. 15, will now be released Oct. 24, according to statement by the BLS. COLA will be released that day, as well, according to a Social Security Administration spokesperson. ..."

Reference: www.marketwatch.com
BLS Inflation DATA, September 2025 Delayed inflation report, Schumer and Hakeem Jeffries Government Shutdown Delays CPI Release,






Winners and losers from 2026 Medicare Advantage star ratings

Title: Winners and losers from 2026 Medicare Advantage star ratings

Article Snip: "...CMS quietly released highly anticipated star ratings data Thursday night. Humana and Aetna saw enrollment in highly rated plans fall, while Elevance’s and Centene’s stars improved. ..."

Reference: www.healthcaredive.com
2026 Medicare Advantage star ratings






Ahh. A story of true love (Not!) | It's All About The Money

Title: A divorced couple considers retying the knot to maximize Social Security payments

Article Snip: "...An ex-spouse gets the same amount regardless of whether you remarry them — up to 50% of your Social Security benefit at your full retirement age, unless their own benefit is greater. But there’s one crucial difference to keep in mind. ..."

Reference: www.latimes.com






Saturday, October 11, 2025

TrumpRX.gov Beginning Jan. 2026 | An official website of the United States government

Title: TrumpRX.gov | An official website of the United States government

Article Snip: "Coming Jan. 2026, Find your medication at the Lowest Price with TrumpRX.gov...TrumpRx doesn't sell medications. Instead, it connects patients directly with the best prices, increasing transparency and cutting out costly third-party markups. ...President Trump is delivering on promises that "experts" said were impossible by taking bold action to lower prescription drug costs for American families—without sacrificing innovation.

Americans have unfairly shouldered the cost of drug development for decades, only to see those same medications sold abroad for a fraction of the price paid in the U.S.

This broken system hasn't just been unfair—it's driven up costs and hurt the most vulnerable among us.

President Trump is changing that with TrumpRx. READ THE EXECUTIVE ORDER BY TRUMP
"



Reference:
Astrazeneca Drug Discounts Achieved by President Trump, trumprx.gov, Jan. 2026,Trump Actions,Lower Drug Prices Under Trump, Health Care Under Trump,






Friday, October 10, 2025

101 Social Security & Medicare Pitfalls...and How to Avoid Them

Title: 101 Social Security & Medicare Pitfalls...and How to Avoid Them

101 Social Security & Medicare Pitfalls
Article Snip: "...The 2025-2026 Edition: Updated with crucial law changes affecting Social Security & Medicare in 2025 and 2026

Is a single, overlooked deadline or a simple misunderstanding about the rules costing you hundreds or even thousands of dollars in retirement?

Navigating Social Security and Medicare can feel like walking through a minefield. The rules are complex, the advice from friends is often outdated, and one wrong step can lead to lifelong penalties, permanently reduced benefits, and unexpected healthcare costs that deplete your hard-earned savings.

But it doesn’t have to be this way. 101 Social Security & Medicare Pitfalls is the clear, practical, and up-to-date roadmap every American needs to secure the retirement they deserve. This guide demystifies the system and empowers you to sidestep the common traps that catch even the most diligent planners.

Thoroughly updated for 2025 to include major law changes! This edition contains essential, must-have information on the monumental changes that make other guides obsolete:

The Social Security Fairness Act: Understand what the full repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) means for public servants and claim the full, unreduced benefits you've rightfully earned.
The Inflation Reduction Act: Learn how to navigate the new, simpler Medicare Part D structure with its $2,000 annual cap on out-of-pocket drug costs, replacing the confusing "donut hole" and saving you money.

Inside this essential guide, you will discover how to avoid costly mistakes, including:

Pitfall #6: Missing your Medicare Initial Enrollment Period and facing permanent, lifelong late penalties.
Pitfall #22: Claiming Social Security benefits too early and permanently slashing your monthly income.
Pitfall #69: Mistakenly believing Medicare covers long-term care—a misconception that can devastate your savings.
Pitfall #15: Getting hit with an unexpected tax bill on your Social Security benefits.
Pitfall #47: Missing your one-time window for Medigap guaranteed issue rights and being denied coverage later.
Pitfall #25: Failing to coordinate spousal benefits for maximum household income and survivor protection.
..and 95 more costly pitfalls...
"


Reference: Amazon
101 Social Security & Medicare Pitfalls...and How to Avoid Them,Amazon,Reading,Medicare,






Your Medicare Part D Plan: How to Save by Switching

Title: Your Medicare Part D Plan: How to Save by Switching

Article Snip: "...The drug coverage provided by Medicare Part D is a key part of a retiree’s health insurance, and there are many options to choose from for those who have standalone Part D plans. Since these plans can change from year to year – sometimes dramatically – switching plans may offer big savings. ...During Medicare’s fall open enrollment period (October 15 through December 7 every year), enrollees can review their coverage and, if needed, switch plans. ...you can stay with original Medicare and choose your own standalone Part D plan. The Medicare Plan Finder tool at medicare.gov makes this process easier. ..."

Reference: bc.edu
Medicare Part D,Open Season, Medicare Plan Finder tool,






Claiming the Standard Deduction? Here Are Five Tax Breaks for Retirement in 2025

Title: Claiming the Standard Deduction? Here Are Five Tax Breaks for Retirement in 2025

Article Snip: "...If you’re retired and filing taxes, these tax credits and deductions could provide thousands in relief (if you qualify). ..."

Reference: www.kiplinger.com
Extra standard deduction for retirees who are over 65, Bonus deduction for retired older adults, Car loan interest deduction, Property tax credits on your state income return (if you have one),






Wednesday, October 8, 2025

The Spendthrift Trap: Here's One Way to Protect Your Legacy From an Irresponsible Heir

Title: The Spendthrift Trap: Here's One Way to Protect Your Legacy From an Irresponsible Heir

Article Snip: "..."Is there some way to prevent a financially irresponsible child from squandering his inheritance and winding up on the street or from others trying to take those funds to satisfy debts?"..."

Reference: www.kiplinger.com
estate planning, Spendthrift Trust, Asset Protection Trust, Domestic Asset Protection Trust (DAPT),






Monday, October 6, 2025

Health insurers make a major move older Americans won’t like

Title: Health insurers make a major move older Americans won’t like

Article Snip: "In the U.S., most people get their health insurance via their employer, but if you’re self-employed or retired, you’re in a different pool. ...Medicare, the government-run health insurance plan for seniors and Medicaid, coverage for low-income people and people with disabilities.

Many Americans — 33 million people, according to the Centers for Medicare and Medicaid Services (CMS) — now use Medicare Advantage, essentially Medicare benefits offered through private insurance companies that contract with CMS. ...
"

Reference: www.thestreet.com






Friday, October 3, 2025

Big Wins for Present and Future Retirees, As Stock Markets Break Records With Huge Increases

Title: Wall Street ticks to more records

Article Snip: "...The S&P 500 added 0.1% to its all-time high set the day before. The Dow Jones Industrial Average rose 79 points, or 0.2%, and the Nasdaq composite climbed 0.4%. Both also hit records. ..."

Reference: finance.yahoo.com






Tuesday, September 30, 2025

Meet the rich retired boomers who are now ultra-frugal because they are scared of going broke—even after saving for decades

Title: Meet the rich retired boomers who are now ultra-frugal because they are scared of going broke—even after saving for decades

Article Snip: "...wealthy boomers who have retired with at least six figures in savings are feeling the pinch. ...study from Prudential Financial. The Fortune 500 investment, money management, and retirement planning firm surveyed around 20,000 people over the age of 50 and found retirees are living well below their means.

Married 65-year-olds with at least $100,000 in financial assets withdrew an average of 2.1% of their savings annually—that is, nearly half the usual spending rate of retirees
"

Reference: fortune.com
Destruction of Retirees,Baby Boomers Struggling in Retirement,Conservative Boomers Continue to Make the Sacrifices That Have Permitted a Survivable Retirement, Work Ethic - Sacrifice - Economic Commonsense of Baby Boomers, How do you survive retirement?,






Sunday, September 28, 2025

Health Watch | How to future-proof your knees

Title: How to future-proof your knees

Article Snip: "...You might start to notice it as early as your thirties: the dull knee aches when the weather changes, the morning stiffness when you get out of bed. You might think twice about crouching down. They're all unwelcome signs that your knees are not quite the well-oiled joints they once were.

This will be especially true if you have a physical job...
"

Reference: www.bbc.com
Health Watch, Future-proof your knees, Knee Health,






Social Security's Latest 2026 COLA Estimate Is 2.7%, but That Don't Worry, the Government Will Get Most of It Before You See it

Title: Social Security's Latest 2026 COLA Estimate Is 2.7%, but That Doesn't Tell the Whole Story

Article Snip: "...Social Security COLAs are based on changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) during the months of July, August, and September specifically. This year, September's CPI-W is expected to get announced on Oct. 15, after which the SSA can share an official 2026 COLA. ...But for those who are on Medicare and Social Security at the same time, Part B premiums"

Reference: www.fool.com
Will Medicare Steal Your 2026 COLA,The Plight of the Silent Majority (Retirees on Social Security),






Saturday, September 27, 2025

The 10 Best Travel Hacks Every Active Retiree Should Know

Title: The 10 Best Travel Hacks Every Active Retiree Should Know

Article Snip: "...with careful and creative planning, you can still enjoy exciting adventures on a budget. Here are the 10 best budget-friendly travel hacks tailored for active older people looking to make the most of their journeys. ..."

Reference: www.kiplinger.com
10 Best Travel Hacks for Retirees






Thursday, September 25, 2025

Here's the Net Worth of the Average Retiree (How Do You Compare?)

Title: Here's the Net Worth of the Average Retiree (How Do You Compare?)

Article Snip: "...When calculating your net worth, remember that it includes more than just the cash in your bank account.

Your home, pensions, investments, car, and other real estate play a major role in making up your net worth, including intangible objects like trademarks or patents. ...
"

Reference: www.aol.com
Net Worth of the Average Retiree






Tuesday, September 23, 2025

I'm 63 With an Aging House That Needs Repairs, but I Might Move to a Retirement Community In a Few Years. Is It Worth Making Those Fixes?

Title: I'm 63 With an Aging House That Needs Repairs, but I Might Move to a Retirement Community In a Few Years. Is It Worth Making Those Fixes?

Article Snip: "...In a study by The Hartford Center for Mature Market Excellence and the MIT AgeLab, 59% of homeowners aged 50 and older reported that home maintenance has become more challenging for them over time. And that percentage rose to 69% for those ages 70 and older.

Moving to a retirement community could help alleviate the burden of home maintenance. You may find that...
"

Reference: www.kiplinger.com






Destruction of Retirees | Your Medicare Costs Are Set to Soar: What to Expect Over the Next Decade

Title: Your Medicare Costs Are Set to Soar: What to Expect Over the Next Decade

Article Snip: "Medicare beneficiaries will face higher premiums, deductibles and surcharges starting in 2026...The 2025 Medicare Trustees Report projects a steady increase in Medicare Part B premiums and IRMAA surcharges over the next nine years. The projections are based on expected rises in healthcare costs, particularly for outpatient hospital services and physician-administered drugs. It's crucial for retirees and those approaching retirement to understand these projections for proper financial planning. ..."

Reference: www.kiplinger.com
Medicare Costs Soar,Destruction of Retirees,Destruction of Seniors,2026 Medicare,






Saturday, September 20, 2025

Health Watch | Study: Aspirin cuts colorectal cancer recurrence in half

Title: Study: Aspirin cuts colorectal cancer recurrence in half

Article Snip: "...The study included more than 3,500 patients with colon and rectal cancer from dozens of hospitals in Sweden, Norway, Denmark and Finland. Patients whose tumors showed a specific genetic mutation in the PIK3CA signaling pathway. The mutation, according to Medical Xpress, was found in approximately 40% of patients. Those patients were randomly chosen to receive either 160 mg of aspirin daily or a placebo for three years after surgery. ...For patients with the genetic mutation in PIK3, the risk of recurrence was reduced by 55% in those who received aspirin compared with the placebo group."

Reference: www.newsnationnow.com
Health Watch, Aspirin cuts colorectal cancer recurrence (Study),Colorectal Cancer,






Sunday, September 14, 2025

When will i get my Annual Notice of Change (Medicare) from my plan?

Title: Plan Annual Notice of Change (ANOC)

Article Snip: "...What is it?

If you're in a Medicare plan, your plan will send you a "Plan Annual Notice of Change" (ANOC) each fall. The ANOC includes any changes in coverage, costs, and more that will be effective in January.

When should I get it? September

Who sends it?
Your plan

What should I do if I get this notice?

Review any changes to decide whether the plan will continue to meet your needs in the next year. If you don't get this important document, contact your plan. ...
"

Reference: www.medicare.gov
When will i get my Annual Notice of Change (Medicare) from my plan? September, Annual Notice of Change (Medicare),






Don’t ignore this upcoming Medicare update (Annual Notice of Change) — it could be the most important message of the year

Title: Don’t ignore this upcoming Medicare update — it could be the most important message of the year

Article Snip: "...The Annual Notice of Change — sometimes called by its “ANOC” acronym — lays out how your costs and coverage will be different next year in your drug (Medicare Part D) or Medicare Advantage (Part C) plan, which is the alternative to original Medicare sold by health insurers. If you assume the 2026 plan will be identical to your 2025 plan, you’ll be wrong. ..."

Reference: www.marketwatch.com
Annual Notice of Change (Medicare), Important Action Needed, Medicare,






Thursday, September 11, 2025

Retirement Systems of Alabama | RSA completes construction on new statehouse with company busted for illegal immigrant labor

Title: RSA completes construction on new statehouse with company busted for illegal immigrant labor

Article Snip: "Retirement Systems of Alabama CEO David Bronner still does not like President Donald Trump. ...He took particular issue with Trump's illegal immigration policy ...Bronner's remarks come as his operation is completing construction on a much-anticipated replacement for the Alabama Statehouse. However, one of the primary contractors under contract with RSA was the subject of an illegal immigration raid earlier this year. ..."

Reference: 1819news.com
David Bronner, Retirement Systems of Alabama (RSA), Scumbags in Alabama Government, illegals in Alabama, Rabren General Contractors | Alabama Satehouse Construction project,






Wednesday, September 10, 2025

Drug Watch | Heard of the ‘chill pill’? Meet Propranolol, the nerve-calmer everyone’s talking about

Title: Heard of the ‘chill pill’? Meet Propranolol, the nerve-calmer everyone’s talking about

Article Snip: "...Let’s talk about the buzzy little heart med that’s making waves as the “Chill Pill.” Propranolol isn’t new, it’s a classic beta blocker, around since the 1960s and originally meant for heart issues, but lately, it's become the darling of anyone needing nerves to chill… fast. ..."

Reference: timesofindia.indiatimes.com
Propranolol (Chill Pill), Nerve-calmer Pill,






UnitedHealth sees 78% of members in high-rated Medicare plans

Title: UnitedHealth sees 78% of members in high-rated Medicare plans

Article Snip: "...The estimate of memberships in 4-star or higher-rated Medicare Advantage plans, which cover Americans aged 65 years or older, is consistent with the company's expectations and in line with historical performance, UnitedHealth said. ..."

Reference: www.reuters.com
UnitedHealth, High-rated Medicare plans,Medicare,Medicare Advantage plans,






Tuesday, September 9, 2025

More Americans aging into retirement are still paying down mortgages

Title: More Americans aging into retirement are still paying down mortgages

Article Snip: "The number of so-called cost-burdened older adults is at an all-time high. That means they are spending 30% or more of their income on housing, utilities, taxes and insurance. ...The mortgage debt story mirrors the broader trend toward more older adults entering retirement in debt. Debt repayments can hike financial stress and vulnerability, especially for those of modest means. The struggle to cover debts leaves them with less money for essentials like food, health and home maintenance — let alone fun. ..."

Reference: www.marketplace.org
Mortgage Debt,Home Ownership,






Health Watch | Nearly half of people with diabetes don’t know they have it, new study finds

Title: Nearly half of people with diabetes don’t know they have it, new study finds

Article Snip: "...When was the last time you had your blood sugar checked? It might be worth looking into, a new study says.

Forty-four percent of people age 15 and older living with diabetes are undiagnosed...“Diagnosing diabetes early is important because it allows for timely management to prevent or delay long-term complications such as heart disease, kidney failure, nerve damage, and vision loss,” said Rita Kalyani, chief scientific and medical officer at the American Diabetes Association. She was not involved in the study.
"

Reference: www.4029tv.com
Importance of blood Tests,Type 2 Diabetes, Diabetes,






Study | What is a Life Well lived? | 38 million obituaries may hold the answer

Title: MSU study: What obituaries reveal about a life well-lived

Article Snip: "...What constitutes a life well-lived? A new Michigan State University-led study is turning to a common cultural artifact to find out: the obituary.

In the study, published in the journal the Proceedings of the National Academy of Sciences, or PNAS, researchers from MSU, Boston College and Arizona State University analyzed 38 million obituaries from the U.S. spanning 30 years to examine what values people are most remembered for, how cultural events and time change how people are remembered, and how legacy reflections reinforce societal expectations of a life well-lived based on demographics. ...
"

Reference: msutoday.msu.edu
What is a Life Well lived?, Theoretical examination of the human drive for legacy,

MORE READING: The desire to be remembered: A review and analysis of legacy motivations and behaviors.






Monday, September 1, 2025

Health Watch | Dementia risk slashed with one common health intervention, study finds

Title: Dementia risk slashed with one common health intervention, study finds

Article Snip: "..Adults who wore hearing devices had 61% lower risk for incident all-cause dementia compared to untreated hearing loss. ..."

Reference: www.foxnews.com
Lower Your Dementia Risk, Dementia, Hearing, Hearing Loss and Dementia,






Sunday, August 31, 2025

Retired Federal Employee ExFed T-Shirt on Amazon

Title: Retired Federal Employee ExFed T-Shirt

Retired Federal Employee ExFed T-Shirt on Amazon
Article Snip: "... Looking for retirement gifts for women or retirement gifts for men in the form of retirement shirts for women or retirement shirtsfor men? Here's a great ExFed shirt perfect for retired federal employees as a 2020 retired fbi shirt for coworker FBI agents. Lightweight, Classic fit, Double-needle sleeve and bottom hem ..."

Reference: Amazon
Retired Federal Employee ExFed T-Shirt,Retirement Gifts,Amazon,






Saturday, August 30, 2025

Should you get original Medicare or an Advantage plan? Here’s what to know

Title: Should you get original Medicare or an Advantage plan? Here’s what to know

Article Snip: "...Traditional Medicare, also known as original Medicare, covers inpatient care in hospitals, skilled nursing facilities care, hospice care and home health care, according to the Centers for Medicare and Medicaid Services. It also covers services from doctors, outpatient care, “durable medical equipment” such as wheelchairs and walkers, as well as preventive services such as screenings, an annual wellness visit and certain vaccines...."

Reference: www.miamiherald.com






Wednesday, August 27, 2025

Does Medicare Part B Cover the Seasonal Flu Shot?

Title: Does Medicare Part B Cover the Seasonal Flu Shot?

Article Snip: "...Medicare Part B (Medical Insurance) covers the seasonal flu shot (or vaccine) once per flu season. ..."

Reference: www.medicare.gov
Medicare Part B (Medical Insurance), Flu Shots,






Flu season is coming, so when should you get a shot?

Title: Flu season is coming, so when should you get a shot?

Article Snip: "...When is the best time to get vaccinated?

Influenza typically peaks in February in the U.S. The best months to get a flu shot are September, October and November. According to Cleveland Clinic, getting vaccinated during any of those months will allow your body to build up protective antibodies as flu season starts. Will the flu shot be available around the country?

Yes, pharmacy chains like Walgreens and CVS Pharmacy have already begun offering flu shots for this year, along with grocers like Walmart and Kroger who offer them at their clinics.

Flu shots are covered by most health insurance plans. Some clinics across the country may offer the shot to people regardless of if they are insured or not. You can also use the CDC’s flu vaccine finder to find a location near you to get your flu shot. ...Flu shots are covered by most health insurance plans. Some clinics across the country may offer the shot to people regardless of if they are insured or not.


"

Reference: www.newsnationnow.com
When should you get a shot?






Cracker Barrel Restaurant Returns to Old Logo, Yet DEI Program Allegedly Still Silently Lingers in the Background

Title: Cracker Barrel stock turns higher as Trump weighs in on logo furor

Article Snip: "...To distance the company from its rustic identity and appeal to a wider demographic, Cracker Barrel (NASDAQ:CBRL) embarked on a rebranding campaign, eliminating “old country store” and redesigning its logo to a more streamlined aesthetic that was roundly criticized by loyal customers...The idea was to celebrate the diversity of all our guests with a logo that represented our continued passion for pleasing people of all races, colors, and genders ..."

Reference: seekingalpha.com

More Reading: Uncle Herschel is back — but Cracker Barrel still has bigger problems to fix






Tuesday, August 26, 2025

Health Watch | Mediterranean Diet Cuts Dementia-Linked Metabolites By 35% in APOE4 Carriers

Title: Mediterranean Diet Cuts Dementia-Linked Metabolites By 35% in APOE4 Carriers

Article Snip: "...Patients with 2 copies of the APOE4 gene—a major risk factor for Alzheimer disease (AD)—who ate a Mediterranean diet lowered their risk of dementia by 35%, according to study findings published in Nature Medicine...."

Reference: www.pharmacytimes.com
apoe4 gene, Dementia,Diet,Mediterranean Diet, Health Watch,






A shocking 19% of retirees say they’re living a ‘nightmare’ — how to save yourself from the same terrible fate

Title: A shocking 19% of retirees say they’re living a ‘nightmare’ — how to save yourself from the same terrible fate

Article Snip: "...This gap highlights a harsh truth: many Americans are falling short of the savings needed to support a comfortable retirement. While Northwestern Mutual research suggests the average person believes they'll need around $1.26 million to retire comfortably, Fidelity reports the average 401(k) balance among those 70 and up is just $250,000. And according to Federal Reserve data, only 3.2% of all retirees have $1 million or more saved.

This is simply not enough for many seniors...
"

Reference: finance.yahoo.com
Destruction of Retirees,






Monday, August 25, 2025

How to Plan for Aging in Place: Five Key Factors

Title: How to Plan for Aging in Place: Five Key Factors

Article Snip: "...Almost no one wants to live in a nursing home. But staying in your home as you grow older is more complicated than you may think. We ask the experts for advice. ..."

Reference: www.kiplinger.com
How to Plan for Aging in Place






Sunday, August 24, 2025

FBI warns seniors about billion-dollar scam draining retirement funds, expert says AI driving it

Title: FBI warns seniors about billion-dollar scam draining retirement funds, expert says AI driving it

Article Snip: "FBI warns three-phase scheme uses tech support, bank and government impostors to target elderly victims...In the first phase, a tech support impostor will contact victims through text, phone call or email, then direct them to download a program allowing the scammer remote access to their computer. ..."

Reference: www.foxnews.com
Scams,Tech Support Scam Targeting Seniors, Remote Access to Computer,






Saturday, August 23, 2025

Health Watch | Eating This Vegetable Could Lower Your Dementia Risk, According to Dietitians

Title: Eating This Vegetable Could Lower Your Dementia Risk, According to Dietitians

Article Snip: "...While no single food can protect your brain on its own, dietitians agree that leafy greens like spinach deserve a spot on your plate.

Here’s why dietitians say spinach is the standout vegetable to help reduce your risk of dementia. ...
"

Reference: www.eatingwell.com






We Asked A BBQ Pitmaster How To Actually Grill The Perfect Chicken Breast

Title: We Asked A BBQ Pitmaster How To Actually Grill The Perfect Chicken Breast

Article Snip: "...Shoults, owner of Bear Creek Smokehouse and Marshall Mercantile, told us the key to perfect chicken is prep. "Never skip marinating your chicken; the longer it soaks, the juicier and more tender the chicken will be -- it will be dripping with flavor," he explained. Of course, even after marinating, there's more to grilling chicken to perfection. "Try to..."

Reference: www.aol.com
How To Grill The Perfect Chicken Breast, Cooking Tips, Grilling, BBQ Tips,






The Emotional Side of Retiring: Six Steps to Help You Move On

Title: The Emotional Side of Retiring: Six Steps to Help You Move On

Article Snip: "...Getting mentally ready for retirement can be tough. The loss of your work identity, daily connections, and sense of purpose can make the transition difficult. Here are six steps to help you adjust. ..."

Reference: www.kiplinger.com
Emotional Side of Retiring






Turmoil In Medicare Advantage Plans Continues

Title: Turmoil In Medicare Advantage Plans Continues

Article Snip: "... major sponsors of Advantage plans reported that their costs were higher than expected because of higher use of medical services and increased claims by plan members. CVS Health, Aetna and UnitedHealth Group announced disappointing earnings and saw their stock prices decline.

CMS also made tweaks to the regulations that resulted in lower payments or no payments to Advantage plan sponsors for some medical services.

Those factors did cause significant changes in Advantage plans for 2025. There were 6.6% fewer Medicare Advantage plans with prescription drug coverage available in 2025 than in 2024. UnitedHealth Group offered 5.4% fewer plans while Humana reduced its offerings by 2.5%. ...
"

Reference: www.forbes.com
Medicare Advantage






Friday, August 22, 2025

Cracker Barrel Restaurant | Destruction of a Once Great Southern Culture Restaurant

Title: Cracker Barrel lovers can check out new menu, logo

Article Snip: "The southern "country" style restaurant-store chain is introducing a new logo, and launching a new menu...The moves come amid Cracker Barrel's larger rebranding project, including remodeled restaurants. ...an aim to attract younger crowds ..."A swing and a miss. We eat here for a reason. I get what you tried. I don't want bright and open. I want grandma's house back."

More sarcstically, one user wrote: "Ok, I see what y'all did. Nice work. Now, undo it all and put it back like it was.
"
"

Reference: www.freep.com
Cracker Barrel Restaurant, Cracker Barrel fans share distaste with remodeled restaurants, When the 'WOKE' leadership destroys a great business model, It's the Little Things, Destroying Southern Culture, If It Ain't Broke - Don't Fix It, Asheville North Carolina, Removal of Southern Gentleman form Cracker Barrel Logo,






Thursday, August 21, 2025

Medicare News | CVS Caremark ordered to pay $290M after Medicare fraud scheme exposed by former Aetna whistleblower

Title: CVS Caremark ordered to pay $290M after Medicare fraud scheme exposed by former Aetna whistleblower

Article Snip: "...Philadelphia court triples damages after finding pharmacy benefit manager overcharged Medicare by $95M...A federal judge has ordered CVS Health’s pharmacy benefit manager, Caremark, to pay nearly $290 million after a whistleblower accused the business of overcharging Medicare on prescription drugs more than a decade ago.

Sarah Behnke, a former Aetna actuary, alleged Caremark defrauded Medicare Part D by causing false drug cost reports to be submitted in 2013 and 2014.
"

Reference: www.foxbusiness.com
Root Causes of Medicare Insurance Increases, CVS Caremark, Medicare Faud Scheme, Aetna whistleblower, Slow Justice,






Tuesday, August 19, 2025

Living on a Cruise Ship in Retirement: A Brilliant Hack or a Costly Mistake?

Title: Living on a Cruise Ship in Retirement: A Brilliant Hack or a Costly Mistake?

Article Snip: "...Forget images of Florida condos and Arizona golf courses—some retirees are trading traditional retirement for a permanent life at sea. But before you start packing your bags for shuffleboard, endless buffets, and permanent ocean views, you'll need to assess the financial reality of a cruise ship retirement. ..."

Reference: www.investopedia.com
Living on a Cruise Ship in Retirement






Monday, August 18, 2025

How Much the Average Upper-Class Retiree Spends Monthly at Age 70

Title: How Much the Average Upper-Class Retiree Spends Monthly at Age 70

Article Snip: "...Here’s a look at how much this demographic tends to spend in retirement, using data from the BLS, Fidelity, the Federal Reserve Bank of St. Louis and Corebridge Financial. ..."

Reference: finance.yahoo.com
Average Upper-Class Retiree Spends Monthly at Age 70






I Asked ChatGPT If Retirees Can Live on Social Security Alone — Here’s What It Said

Title: I Asked ChatGPT If Retirees Can Live on Social Security Alone — Here’s What It Said

Article Snip: "...Social Security was never intended to cover the entire cost of living in retirement, but in some situations, there are those who can make it work. Here’s what ChatGPT had to say about what Social Security covers, if it’s enough, and who is living on this income alone. ..."

Reference: finance.yahoo.com






Tuesday, August 12, 2025

Social Security COLA 2026: How Much Will Payments Increase Next Year?

Title: Social Security COLA 2026: How Much Will Payments Increase Next Year?

Article Snip: "A key gauge for inflation — the Consumer Price Index for Urban Wage Earners and Clerical Workers (known as the CPI-W) — rose by 2.5 percent in July, compared with one year ago, according to Aug. 12 data from the federal Bureau of Labor Statistics (BLS). ...A CPI-W of 2.5 percent for July suggests that Social Security recipients may see a modest bump in their Social Security payments starting in January 2026. “We’re likely to see a relatively historically normal COLA, maybe in the range of..."

Reference: www.aarp.org
Projections for 2026 COLA, July 2025 CPI,Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W),






What’s the average Social Security payment for August 2025? Plus: Changes for 2026

Title: What’s the average Social Security payment for August 2025? Plus: Changes for 2026

Article Snip: "...As of August 2025, the average monthly Social Security retirement benefit is $1,953.96, or about $23,450 per year, according to the Social Security Administration (SSA). But your actual payout can be higher or lower depending on when you claim and how much you earned.

Here’s a breakdown of average Social Security benefits by age and gender...
"

Reference: www.aol.com
Average Social Security Payment for August 2025






Friday, August 8, 2025

How Much Is Joe Biden’s Monthly Social Security Check?

Title: How Much Is Joe Biden’s Monthly Social Security Check?

Article Snip: "... Joe Biden has released his annual tax returns since 1998. His 2024 return is not released yet, but his 2023 joint federal tax return, with his wife Dr. Jill Biden, states that he received $42,842 in Social Security income. That works out to approximately $3,570 per month.

His wife received $21,412 in Social Security for the year of 2023. That works out to about $1,784 per month. The fact that this amount is almost exactly half of Joe Biden’s suggests that she is likely drawing spousal benefits since those are capped at 50%, according to the Social Security Administration. ...
"

Reference: www.aol.com






Four Tax Changes Those Over 65 and Retirees Should Watch in 2025

Title: Four Tax Changes Those Over 65 and Retirees Should Watch in 2025

Article Snip: "...This year brings key tax changes that could affect your retirement taxes and income. ..."

Reference: www.kiplinger.com
Retirement taxes and income






CHAMPVA | Affordable dental insurance for CHAMPVA beneficiaries

Title: Affordable dental insurance for CHAMPVA beneficiaries

Article Snip: "Covered dental care for qualified spouses & children...CHAMPVA doesn’t cover dental care costs unless that care is part of a treatment plan for a covered non-dental medical condition. VADIP helps fill that gap by offering CHAMPVA beneficiaries discounted private dental insurance. ..."

Reference: va.gov
CHAMPVA, Dental Insurance, VADIP,






How to Break Free From the 'One More Year' Trap and Actually Retire

Title: How to Break Free From the 'One More Year' Trap and Actually Retire

Article Snip: "Despite having more than enough money to retire, some people simply cannot leave their jobs. ...Maybe you’ve saved plenty of money for a happy retirement. But, for any number of reasons — sense of identity, purpose, or social connection — you just can’t say goodbye to the office. For some, work can offer structure and status that retirement might not replace. For others, it’s about staying mentally sharp, avoiding boredom, or having a deep attachment to the job. Financial security doesn’t always address these emotional or psychological needs.

According to the Pew Research Center, while 66.9% of people aged 65 to 74 have left the workforce, only 17.1% of people aged 55 to 64 are retired. ...
"

Reference: www.kiplinger.com






Thursday, August 7, 2025

Health Watch | These special traits may shield ‘SuperAgers’ from dementia — how they could lead to new Alzheimer’s tools

Title: These special traits may shield ‘SuperAgers’ from dementia — how they could lead to new Alzheimer’s tools

Article Snip: "...Life expectancy in the US hovers around 78.4 years — there’s a special group of people who surpass this mark with flying colors. The retirees, known as “SuperAgers,” exhibit the memory and cognitive abilities of people in middle age.

A new report out of Northwestern University reveals unique traits of SuperAger brains that appear to shield them from dementia. ...
"

Reference: nypost.com
Health Watch, SuperAgers, Dementia,Alzheimer's,






Wednesday, August 6, 2025

CEO warns America faces generational workforce crisis as boomers reach retirement

Title: CEO warns America faces generational workforce crisis as boomers reach retirement

Article Snip: "CEO advises skipping college for skilled trades as workforce ages out ...U.S. Census Bureau data indicates that the U.S. population is older today than it’s ever been, and the number of Americans aged 65 and older is projected to increase from 58 million in 2022 to 82 million by 2050. ..."

Reference: www.foxbusiness.com






Sunday, August 3, 2025

Health Watch | Five Super Foods for Your Heart | Every heart-healthy diet should include these foods

Title: Five Super Foods for Your Heart | Every heart-healthy diet should include these foods

Article Snip: "...Blueberries
This "powerhouse" tops the list, says Kathleen Zelman, MPH, RD/LD, WebMD's director of nutrition.

And Lisa Hark, PhD, RD, says, "Blueberries are not only delicious but are also rich in antioxidants. ...
"

Reference: www.webmd.com
Heart Health, Foods That May Offer Health Benefits, Blueberries, Antioxidants,






US plans to test Medicare, Medicaid coverage for weight-loss drugs, Washington Post reports

Title: US plans to test Medicare, Medicaid coverage for weight-loss drugs, Washington Post reports

Article Snip: "...The Trump administration is considering a five-year pilot program to cover weight-loss drugs under Medicare and Medicaid, the Washington Post reported on Friday, citing documents from the Centers for Medicare and Medicaid Services. The documents outline plans that would allow the government insurance programs to cover Novo Nordisk's ..."

Reference: www.reuters.com
Medicare Coverage for weight-loss drugs, Medicaid Coverage of weight-loss drugs,weight-loss drugs,five-year pilot program for coverage of weight-loss drugs (Medicare and Medicaid), Trump Actions,






Saturday, August 2, 2025

Retirees Being Destroyed | Social Security's 2026 Cost-of-Living Adjustment (COLA) Is Shaping Up to Be a Lose-Lose Scenario for Retirees

Title: Social Security's 2026 Cost-of-Living Adjustment (COLA) Is Shaping Up to Be a Lose-Lose Scenario for Retirees

Article Snip: "For most retired Americans, Social Security is more than just a monthly check. It represents a financial foundation that helps them make ends meet. ...CPI-W, shelter and medical care services inflation respectively hit 3.8% and 3.4% on a trailing-12-month basis, ended June 2025. As long as the prevailing rate of inflation for these two critical spending categories remains higher than the COLA beneficiaries receive, the purchasing power of a Social Security dollar seems destined to decline.

But this is just one of two ways retirees appear set to lose in 2026.

In addition to key expense categories rising at a brisk pace, the Medicare Part B premium is projected to soar ...

"

Reference: www.fool.com






Friday, August 1, 2025

Millions of Medicare beneficiaries are facing a rude awakening

Title: Millions of Medicare beneficiaries are facing a rude awakening

Article Snip: "...For the first time in the program’s history, CMS rejected some standalone Part D plan bids, citing “unacceptable, significant increases in cost sharing or reductions in benefits.” The agency also extended its emergency Premium Stabilization Demonstration, which caps how much monthly premiums can rise, though the cap will increase to $50 in 2026 from $35 in 2025. ..."

Reference: www.thestreet.com
Medicare, Part D,






I’m a Retirement Planner: 5 Best Money Tips for Supplementing Social Security

Title: I’m a Retirement Planner: 5 Best Money Tips for Supplementing Social Security

Article Snip: "...Retiring comfortably often means getting creative with your income sources. If you’re counting on Social Security, for many retirees that alone is not enough income to live on.

But how does one go about supplementing Social Security? ...
"

Reference: www.gobankingrates.com
Supplementing Social Security, Social Security,






Thursday, July 31, 2025

Where do older folks meet other people?

Title: Where do older folks meet other people?

Article Snip: "...A Reddit discussion on where older people meet others..."

Reference: www.reddit.com
Where do older folks meet other people?, Motorcycling, Church, Senior singles, Senior Centers, Online Senior Dating/Meeting, Bars, YMCA, Gym, College, Botanical Gardens, Dancing, Sports, Friends, Family, Museums, Hobbies, Shooting Ranges, Smiling, Craft Stores, eHarmony, Match.com, SilverSingles, OurTime, Cook Me Biscuits and Gravy, Make eye contact, Loyalty, Honesty, Art Workshops, Doing What You Like To Do, Enjoy Being Single, Volunteer, Bingo, Make the First Move,






Prenups and Retirement Planning: Saying "I Do" In Later Life

Title: Prenups and Retirement Planning: Saying "I Do" In Later Life

Article Snip: "...Prenups aren't a traditional part of retirement planning, but for the growing number of over-65s getting remarried, they're an essential financial tool. ..."

Reference: www.kiplinger.com
Prenups and Retirement Planning






Tariff Stimulus Checks Coming? New Proposal Seeks Tax Rebates for U.S. Workers

Title: Tariff Stimulus Checks Coming? New Proposal Seeks Tax Rebates for U.S. Workers

Article Snip: "...A new GOP bill proposes to send $600 in tariff rebate checks to eligible taxpayers. Is there a catch?...(tax rebates), funded through revenue collected from President Donald Trump’s tariffs on imported goods.

That is the promise behind the American Worker Rebate Act, introduced in 2025 by Sen. Josh Hawley (R-Mo.) and seemingly backed by Trump. ...Trump has also chimed in, saying,
"

Reference: www.kiplinger.com
Tariff Rebate Checks PROPOSAL, American Worker Rebate Act, Sen. Josh Hawley (R-Mo.),






UnitedHealth dropping some Medicare Advantage plans, impacting 600K

Title: UnitedHealth dropping some Medicare Advantage plans, impacting 600K

Article Snip: "...the decision to exit certain Medicare Advantage plans during a second-quarter earnings call Tuesday, noting it would primarily affect members in “less managed products such as PPO offerings.”

Medicare Advantage plans are private health insurance plans approved by Medicare that provide an alternative way for people to receive their Medicare benefits. In 2024, more than half (54%) of eligible Medicare beneficiaries, about 32.8 million people, were enrolled in Medicare Advantage plans, according to the Kaiser Family Foundation. ...Insurers have seen a rise in expensive emergency room visits, and UnitedHealth leaders said that doctors are billing for more tests and services during those visits than they anticipated.

Insurance companies are also dealing with growing prescription drug costs, especially from expensive treatments for cancer and obesity, as well as gene therapy, The Associated Press noted.
"

Reference: www.newsnationnow.com
Medicare Advantage, UnitedHealth,






Sunday, July 27, 2025

Social Security Administration backtracks on decision to end paper checks, reports say

Title: Social Security Administration backtracks on decision to end paper checks, reports say

Article Snip: "...The Social Security Administration will continue to send some paper checks to beneficiaries of the retirement program, reversing its recently announced plan to move all social security payments to electronic deposits beginning in the fall, according to media reports and Sen. Elizabeth Warren.

... SSA Commissioner Frank Bisignano agreed to continue to issuing paper checks for those who are unable to receive payments otherwise. ...
"

Reference: www.yahoo.com
Social Security Administration to Continue Paper Checks,






Friday, July 25, 2025

Health | Ozzy Osbourne's rare form of Parkinson's sparks questions about lifestyle factors

Title: Ozzy Osbourne's rare form of Parkinson's sparks questions about lifestyle factors

Article Snip: "Combination of genetic variant and environmental factors may have contributed to disease progression, expert says...He and wife Sharon Osbourne revealed the rock star’s diagnosis of PRKN-2, a genetic condition typically defined as early-onset Parkinson’s disease that evolves more slowly. ..."

Reference: www.foxnews.com
PRKN-2 , Early-onset Parkinson’s disease, Parkinson's Disease,






Thursday, July 24, 2025

UnitedHealth says it is cooperating with DOJ investigation into Medicare billing practices

Title: UnitedHealth says it is cooperating with DOJ investigation into Medicare billing practices

Article Snip: "...UnitedHealth Group revealed it is facing a Justice Department criminal and civil investigation over its Medicare billing practices, adding to a string of setbacks for a company that owns America’s largest and most powerful private insurer. ...DOJ interviewed several doctors about UnitedHealth’s practices and whether they felt pressured to submit claims for certain conditions that bolstered payments from the Medicare Advantage program to the company. ..."

Reference: www.cnbc.com
Justice Department criminal and civil investigation (UnitedHealth Group),UnitedHealth,Medicare, Medicare billing Practices,






Wednesday, July 23, 2025

Why More Seniors Are Seeking Therapy in Secret

Title: Why More Seniors Are Seeking Therapy in Secret

Article Snip: "...Older adults face unique life transitions that younger generations rarely consider. The move from a structured work life to retirement, the loss of social circles, and the decline of physical health can all take a significant toll on mental health.

However, admitting the need for therapy can be difficult for seniors due to deeply ingrained beliefs about self-reliance. ...One of the leading reasons seniors turn to therapy is loneliness. According to studies, social isolation among older adults has reached alarming levels ...
"

Reference: www.savingadvice.com