Wednesday, December 31, 2025

Today is the Day The Social Security COLA Arrives for Some Retirees

Title: Today is the Day The Social Security COLA Arrives for Some Retirees

Article Snip: "...While the COLA impacts benefits in 2026, some Social Security retirees are actually going to get their first increased payment today. Here’s why that’s the case. ...For those seniors who do not collect SSI benefits and who get retirement benefits only, your first payment that includes the 2026 COLA increase will come on the standard date when you get your first Social Security check in January. ..."

Reference: 247wallst.com
Social Security






Tuesday, December 30, 2025

Is there a best blood type? The ups and downs of A, B, AB and O — including who’s at higher risk for cancer, norovirus and bug bites

Title: Is there a best blood type? The ups and downs of A, B, AB and O — including who’s at higher risk for cancer, norovirus and bug bites

Image of Home Blood Typing Kit - New Package + Improved Lancet (1 kit)
Article Snip: "...The short answer: No, there is no “best” blood type. But each of the four main categories — A, B, AB and O — have their own advantages and disadvantages. ..."

Reference: nypost.com
Is there a best blood type? ,Health Watch, What is my Blood Type?,






Blood of Exceptionally Long-Lived People Reveals Crucial Differences

Title: Blood of Exceptionally Long-Lived People Reveals Crucial Differences

Article Snip: "...Emerging evidence suggests that centenarians, who live to 100, and supercentenarians, who live to 110, have unique blood profiles that differ from those who don't live as long. ...Research suggests that centenarians begin showing favorable biomarkers in their blood at just 65 years of age. ...The findings, the authors argue, reveal a "critical role of essential fatty acids to connect lipids with other metabolic processes.""

Reference: www.sciencealert.com
Health Watch,SuperAgers,Centenarians,Short Telomeres, Essential Fatty Acids,






Monday, December 29, 2025

Doctors Are Warning That Most Humans Lack This Essential Vitamin, And Your Immune System Is Probably Trying To Tell You

Title: Doctors Are Warning That Most Humans Lack This Essential Vitamin, And Your Immune System Is Probably Trying To Tell You

Article Snip: "...“It is one of the major regulators of your immune system,” Holick added.

Diane Stadler, the director of the graduate programs in human nutrition at the school of medicine at Oregon Health & Science University, agreed. “There is a lot of evidence that is becoming readily available to associate vitamin...
"

Reference: www.buzzfeed.com






Mark Wahlberg shares the high-protein breakfast he eats every day

Title: Mark Wahlberg shares the high-protein breakfast he eats every day

Article Snip: "...Mark Wahlberg eats a high-protein breakfast every morning that would likely get a big thumbs-up from longevity researchers. ..."I eat the same breakfast every day, but I feel better every day!!" the caption reads. ..."

Reference: www.businessinsider.com






Social Security January payment schedule: Here's when recipients get their checks

Title: Social Security January payment schedule: Here's when recipients get their checks

Article Snip: "...If the 1st falls on the weekend or a holiday, as is the case for next month in January, then the payments are typically issued on the previous weekday. ...SSA beneficiaries can expect a payment on Jan. 2, Jan. 14, Jan. 21, and Jan. 28. SSI recipients will receive January payments on..."

Reference: www.livenowfox.com






Sunday, December 28, 2025

3 things retirees must know now about Social Security in 2026

Title: 3 things retirees must know now about Social Security in 2026

Article Snip: "Every retiree needs to read this to start preparing now. ...Tax rules on Social Security remain exactly the same as the rules that were in effect before the One Big Beautiful Bill Act. Benefits become partly taxable once:...Single filers have a provisional income of $25,000 or higher (provisional income is all taxable income, some non-taxable income, and half of Social Security retirement benefits)...No change was made to these thresholds.

The Trump administration created a separate $6,000 deduction per retiree to add to the standard deduction. It’s in effect through 2028, and it will reduce tax bills for more seniors overall
"

Reference: The Street






Saturday, December 27, 2025

What Science Reveals About Money and a Happy Retirement

Title: What Science Reveals About Money and a Happy Retirement

Article Snip: "...research from academics, social scientists, and financial services providers is shedding light on what it takes to be truly happy in retirement — and what behaviors and circumstances detract from that happiness...How you get your money is more important than the amount.

If you get most of your spending money in retirement from guaranteed sources of income — say, Social Security combined with a pension or annuity — chances are you’re a lot happier than your peers who have to withdraw money from savings to help pay the bills. That’s the conclusion of multiple studies, which show that happiness in retirement is strongly linked to the form in which your income comes to you.

Using HRS data, for example, a Rand Corporation study found that retirees who get a regular income stream from annuities were 43% more likely to consider themselves “very satisfied” 10 years into their retirement than were retirees without annuitized income.

Your best moves: Erasing debt before you retire has a big payoff...
"

Reference: www.kiplinger.com
Science and a Happy Retirement, The Intelligent Chose Striving For A Pension Over Higher Pay Careers,Pensions, Erase Debt Before You Retire, Eating Out With a Friend, Health,






Wednesday, December 24, 2025

Simple daily habit could help people with type 2 diabetes manage blood sugar

Title: Simple daily habit could help people with type 2 diabetes manage blood sugar

Article Snip: "...Sitting next to a window may help people with type 2 diabetes control their insulin levels, according to new research.

The study, published in Cell Metabolism, found that exposure to natural light — even indoors next to a window — changes how the body processes glucose and uses energy. ...
"

Reference: www.foxnews.com
Type 2 diabetes control,Health Watch,Diabetes, Natural Light,






Is there a high dose flu shot for 65 and older seniors?

Title: Is there a high dose flu shot for 65 and older seniors?

Article Snip: "...Since the summer of 2022, the Centers for Disease Control and Prevention (CDC) has recommended that adults 65 years and older get immunized with what’s known as a high-dose or adjuvanted flu vaccine...."

Reference: www.aarp.org
High-dose flu shot,Flu vaccines for the 2025-2026 season,Adjuvanted flu vaccine, 65 and Older Immunization Recommendations,






What is the life expectancy of a U.S. male born in 1960? (Actuarial Life Table)

Title: What is the life expectancy of a U.S. male born in 1960?

Article Snip: "...The life expectancy of a U.S. male born in 1960 is approximately 77.4 years as of 2022. This figure reflects the average remaining years expected prior to death for a person at that exact age, based on mortality ..."

Reference: www.ssa.gov
life expectancy of a U.S. male born in 1960, Actuarial Life Table,






Dave Ramsey’s Advice for Aging Baby Boomers: ‘Take Social Security Early at 62’

Title: Dave Ramsey’s Advice for Aging Baby Boomers: ‘Take Social Security Early at 62’

Article Snip: "...Ramsey thinks it makes the most sense to claim Social Security as soon as possible because, as he puts, it, "Your retirement payments die when you die...so you might as well take the money and make the most of it while you can."

What Ramsey means is that if you don't end up living a long life, you can get the most money out of Social Security by signing up for benefits at 62. ...
"

Reference: finance.yahoo.com
Social Security, Life Expectancy vs. When to collect Social Security,






The SEC Is Concerned for Older Investors and Retirement Savers. Here's What You Should Know.

Title: The SEC Is Concerned for Older Investors and Retirement Savers. Here's What You Should Know.

Article Snip: "The SEC's examination priorities for next year provide warning for older investors as well as retirement savers about potential landmines to avoid. ...choosing investments that are appropriate for the client's risk tolerance and not those that generate the most in fees or commissions for the adviser. ..."

Reference: www.kiplinger.com






Friday, December 19, 2025

Social Security payments vary by state. Here's where retirees get the most — and least.

Title: Social Security payments vary by state. Here's where retirees get the most — and least.

Article Snip: "New Jersey and Connecticut have the highest median payments...As of November 2025, retired workers nationally were receiving an average monthly benefit of around $1,960, according to the Social Security Administration...Per that analysis, Social Security benefits fall short of covering older Americans' basic expenses in every state, but they stretch the furthest in states like Indiana, West Virginia, and Alabama..."

Reference: www.businessinsider.com
Social Security payments by State, 2025 Average Social Security Payment,






Some States Care About Retirees | Retirees in These 7 States Could Pay Less Property Taxes Next Year

Title: Retirees in These 7 States Could Pay Less Property Taxes Next Year

Article Snip: "Retirement property tax bills could be up to 65% cheaper for some older adults in 2026. Do you qualify?...Gov. Ron DeSantis has repeatedly called for the elimination of the property tax in Florida. ...There are also various property tax exemptions for veterans, surviving spouses, and individuals with disabilities in the Sunshine State. ..."

Reference: www.kiplinger.com
Florida, Ron DeSantis, Great Governors, Property Tax Reductions, Retiree Friendly States,Best states in the country for retirees,






Thursday, December 18, 2025

Average Monthly Costs for Retirees: A Breakdown of Housing, Food, and Other Expenses

Title: Average Monthly Costs for Retirees: A Breakdown of Housing, Food, and Other Expenses

Article Snip: "... According to the latest available federal data, which is from 2023, the total annual spending for individuals aged 65 and older in the United States averaged $60,087.1 This comes out to just over $5,000 per month. By far the biggest spending categories were housing, food, transportation, and healthcare. However, those 65 and older—many of whom are retired, but some who may not be—are also spending a significant portion of their income on entertainment.

To develop your own spending plan for retirement, see how ...
"

Reference: www.investopedia.com
Average Monthly Costs for Retirees (2023 Data),






You probably shouldn't wait till 70 to claim Social Security. Here's math to open your eyes (but nobody likes to show)

Title: You probably shouldn't wait till 70 to claim Social Security. Here's math to open your eyes (but nobody likes to show)

Article Snip: "...According to the Social Security Administration, taking your benefits as early as possible (age 62 for those born after 1960) could result in lower monthly payments. At age 67...this relatively simple math overlooks some key variables that might shock some retirement planners.

“Age 70 is not the most financially rewarding age to initiate benefits unless an individual has a low discount rate and/or is confident they will live several years past their life expectancy
"

Reference: finance.yahoo.com
Social Security






Tuesday, December 16, 2025

How One Couple Lost Their Life Savings To A Fake Federal Investigation

Title: How One Couple Lost Their Life Savings To A Fake Federal Investigation

Article Snip: "...Larry and Barbara Cook thought they were helping government agents. In the end, they found themselves victims of tax and Medicare gotchas, as well as the scammers. ...Larry scrambled to call the FTC, the agency he’d been led to believe Ryan worked for. He asked for Ryan. Instead, the agency directed him to a line to report scams. At first, Larry resisted. But eventually, when the representative told him, “Mr. Cook, I don't want to tell you this, but there is no Ryan,” he relented. ...So how can you protect yourself? The FTC suggests taking a few steps, including:"

Reference: www.forbes.com
Be Vigilant, Do Your Due Diligence, Medicare Scammers, Fake Federal Investigation, How do you protect yourself from fraud and scams?,






Health Watch | Large Review Finds Drinking Increases Cancer Risk

Title: Large Review Finds Drinking Increases Cancer Risk

Article Snip: "...Results showed that higher alcohol intake increased cancer risk, especially for breast, colon, liver, mouth, throat and GI cancers.

On the other hand, people who followed American Cancer Society (ACS) guidelines for alcohol and healthy lifestyle choices had a lower risk of developing or dying from cancer, researchers found.

The ACS recommends that people limit alcohol intake to two drinks...white wine or beer were linked to a higher risk of certain cancers, while liquor often was not, researchers found.
"

Reference: www.newsmax.com
Health Watch,Cancer and Alcohol,White Wine or Beer vs. Liquor,






7 Dr. Seuss Quotes Retirees Should Live By

Title: 7 Dr. Seuss Quotes Retirees Should Live By

The Cat in the Hat Hardcover – Picture Book, March 12, 1957
by Dr. Seuss
Article Snip: "...Think you can't get such sage advice from a series of children's books? Check out these seven powerful Dr. Seuss quotes retirees should live by — and get ready to be bedazzled and amazed.

Dr. Seuss Quotes to Keep Your Retirement Rhyming
1. "Today is your day, your mountain is waiting, so ... get on your way!" — Oh, the Places You'll Go!

You finally made it. After years of working and diligently saving, retirement is here. ...
"

Reference: www.kiplinger.com
Dr. Seuss Quotes Retirees Should Live By






Saturday, December 13, 2025

Federal retirement numbers continue to rise

Title: Federal retirement numbers continue to rise

Article Snip: "...Federal retirement numbers at the Office of Personnel Management are continuing to skyrocket. In November, OPM took in another 23,000 applications from retiring employees. That’s on top of more than 20,000 that entered OPM’s systems in October. Together, those numbers mean retirement applications are triple the volume they were at this time last year. In total, OPM’s retirement inventory is now closing in on 50,000 applications that are still awaiting finalization. ..."

Reference: federalnewsnetwork.com






Tuesday, December 9, 2025

How much is the average Social Security payment in each state?

Title: How much is the average Social Security payment in each state?

Article Snip: "...Social Security benefits vary by person and are determined by previous earnings, the number of years they worked and the age at which they retired. However, as a report in The Hill pointed out, the Social Security Administration’s Annual Statistical Supplement breaks down benefits by state and shows a range of payments.

The report covers benefits paid in 2024, so the 2025 COLA is not included.

The top 10 states with the highest average monthly Social Security benefits were:...
"

Reference: www.al.com
Average Social Security payment in each state (2024), Social Security Administration’s Annual Statistical Supplement,






Federal Reserve live coverage: Fed set to cut interest rates for third time this year, 2026 forecast in focus

Title: Federal Reserve live coverage: Fed set to cut interest rates for third time this year, 2026 forecast in focus

Article Snip: "...Investors expect the Fed will cut rates by 0.25%, its third cut of the year, at the conclusion of its two-day meeting, with data from the CME Group showing a 90% chance the central bank will cut rates this week. ..."

Reference: finance.yahoo.com
2025, Poor Economic Conditions Force Another Fed Rate Cut,Layoffs,Economy 2025, Trump Economy 2025,






Health Watch | FDA recalls blood pressure medication over cholesterol drug contamination

Title: FDA recalls blood pressure medication over cholesterol drug contamination

Article Snip: "...The U.S. Food and Drug Administration (FDA) issued a nationwide recall of thousands of bottles of blood-pressure medication last week after discovering cross-contamination with another drug. ..."

Reference: www.foxbusiness.com
Cholesterol drug contamination,Food and Drug Administration (FDA),Drug Recalls,






When Are January 2026 Social Security Payments Coming?

Title: When Are January 2026 Social Security Payments Coming?

Article Snip: "...January also marks the first month that the cost-of-living adjustment, known as the COLA, for 2026 is set to be reflected in most benefit payments. Beneficiaries across all SSA programs will receive a 2.8 percent boost, the government agency confirmed in October. ...Most beneficiaries are paid based on the day of their birth, but some follow different schedules. Those who began receiving retirement, spousal or survivor benefits before May 1997..."

Reference: www.newsweek.com
January 2026 Social Security, Tiny COLA Increase for 2026 (2.8%),COLA 2026 (Social Security),






Monday, December 8, 2025

Health Watch | 4 Simple Exercises That Restore Muscle Faster Than Lifting Weights After 60

Title: 4 Simple Exercises That Restore Muscle Faster Than Lifting Weights After 60

Article Snip: "...Age-related muscle loss (known as sarcopenia) begins in your 30s and accelerates as the decades pass. Research suggests that after 60, adults naturally lose strength at a faster rate unless they intervene with resistance training. However, what most people don’t realize is that resistance training doesn’t always require lifting heavy weights. In fact, it can be created with nothing more than how you move your body and how slowly you lower into each repetition. ..."

Reference: www.eatthis.com
Sarcopenia






The average retirement age in the US (2024 Study)

Title: The average retirement age in the US

Article Snip: "...Find out when US workers are retiring, and learn how to determine the best retirement age for you. ..."

Reference: www.guardianlife.com
The average retirement age in the US (2024 Study), average retirement age is 62 (2024),






Social Security changes on the table as House bills advance: New retirement age terms, more ID theft services

Title: Social Security changes on the table as House bills advance: New retirement age terms, more ID theft services

Article Snip: "...More than 1.35 billion victim notices were sent to individuals in 2024 following more than 3,100 data breaches, according to the Identity Theft Resource Center. More than 1,800 of those breaches involved Social Security numbers. A Senate version of the bill led by Sen. Chuck Grassley, R-Iowa, currently has nine bipartisan co-sponsors. ..."

Reference: www.cnbc.com
Social Security and Retirement, ID Theft,Social Security Number Lock,Official U.S. Government E-verify Social Security Number Lock,






Dave Ramsey Warns Against Long-Term Renting: Here's Why It Could Be A Costly Choice, Even If Buying Isn't Your Plan

Title: Dave Ramsey Warns Against Long-Term Renting: Here's Why It Could Be A Costly Choice, Even If Buying Isn't Your Plan

Article Snip: "...“Renting gives you flexibility, and sometimes that makes perfect sense,” Ramsey stated. “But over time, those rent payments add up, and you’re left with nothing to show.” He added, “Rental rates increase nearly yearly, making long-term renting less viable.” ..."

Reference: finance.yahoo.com






Mortgages for Seniors: Everything You Need to Know

Title: Mortgages for Seniors: Everything You Need to Know

Article Snip: "...The goal should be to live within your means, to make sure you don’t run out of funds and wind up in bad shape in your retiring years, says John J. Vento, a certified public accountant, certified financial planner and author of “Financial Independence (Getting to Point X): A Comprehensive Tax-Smart Wealth Management Guide.”

“You don’t want to be 75 years old, with a big mortgage on your home, and are not sure where you’re going to get the money to pay the mortgage each month,” Vento says. ...
"

Reference: wtop.com
Mortgages for Seniors,pre-retirement planning,retirement planning,






Health Watch | The Ripeness Level Of Your Banana Actually Matters For Your Health — Here's How

Title: The Ripeness Level Of Your Banana Actually Matters For Your Health — Here's How

Article Snip: "The nutritional content in a banana changes as it ripens. What ripeness level is best for you? ...The benefits of resistant starch are many, including helping to feed healthy gut bacteria that reduce inflammation and keeping blood sugar levels stable, according to Zenker. It’s also digested more slowly, which can keep you full for longer. ... “This level of ripeness is ideal for people who are trying to control blood glucose levels, such as those with insulin resistance as seen with prediabetes, Type 2 diabetes and other metabolic conditions..."

Reference: www.huffpost.com
Health Watch, Green Banana vs. Ripe Banana | Which Offers the Greatest Health Benefit, Resistant Starch and its Benefits, Good Gut Bacteria, Inflammation Reduction,






Friday, December 5, 2025

Here's the Maximum Possible Social Security Benefit for Retirees Ages 62 to 85 in 2026

Title: Here's the Maximum Possible Social Security Benefit for Retirees Ages 62 to 85 in 2026

Article Snip: "...The average Social Security retirement beneficiary is expected to receive a monthly payment of about $2,064 in 2026, based on the most recent data provided by the Social Security Administration. But some beneficiaries will receive much more. Those with long, highly paid careers, can receive thousands of dollars more each month from the government retirement program. But there are several factors ..."

Reference: www.fool.com






Federal Retirement Program Tweaks Are Taking Effect After the Holiday Season

Title: Federal Retirement Program Tweaks Are Taking Effect After the Holiday Season

Article Snip: "...Federal retirement programs—including Social Security, Medicare, pensions, and Thrift Savings Plan (TSP) accounts—are undergoing routine updates at the start of 2026. While these adjustments may seem minor, they directly affect retirees’ monthly budgets and long‑term planning. Staying informed is essential, especially for seniors who rely on predictable income streams. ...Medicare costs are also climbing. The Part B premium increases to $202.90 per month in 2026, up from $185 in 2025. Deductibles for hospital (Part A) and outpatient (Part B) services are rising modestly as well. Because Part B premiums are deducted directly from Social Security checks, many retirees will see their net benefit reduced. Analysts note that nearly one‑third of the COLA boost will be absorbed by Medicare costs"

Reference: www.savingadvice.com






Wednesday, December 3, 2025

A look at your costs in retirement or life currently

Title: America's deepening affordability crisis summed up in 5 charts

Article Snip: "Here are five key categories of spending that many Americans are struggling to afford. ...a homebuyer today needing to earn $121,400 a year to afford a typical home...average American earns about $84,000 a year...Americans now pay an average of $265 per month in utility costs, up 12% since last year"

Reference: www.cbsnews.com






Monday, December 1, 2025

9 Jobs For Mature Workers That Pay at Least $80,000

Title: 9 Jobs For Mature Workers That Pay at Least $80,000

Article Snip: "... Your background in business, healthcare, or computers may be just what you need as a mature worker to find a job that pays at least $80,000 a year. Such a financially rewarding job can help you feel satisfied and maximize your retirement savings.

One way to find such a job may be to rely on your network and search for connections on social media. They can often help open the door to new opportunities faster than just applying blindly to jobs. ...
"

Reference: financebuzz.com






Friday, November 28, 2025

Cybercrime Watch | Amazon Fire Sticks Modified for Illegal Streaming Raise Security Concerns

Title: Amazon Fire Sticks Modified for Illegal Streaming Raise Security Concerns

Article Snip: "...experts are warning that modified Amazon Fire Sticks used for illegal streaming can expose users to malware capable of harvesting banking information, passwords and personal data. ..."

Reference: www.lawyer-monthly.com






Saturday, November 22, 2025

Senate Democrats propose $200 monthly boost to Social Security benefits for limited time

Title: Senate Democrats propose $200 monthly boost to Social Security benefits for limited time

Article Snip: "Senate Democrats have unveiled legislation to provide an additional $200 per month to Social Security recipients through mid-2026. ...Democratic leaders argue that the current COLA is insufficient to address rising costs.

The legislation would benefit all Title II Social Security beneficiaries, Supplemental Security Income recipients, Railroad Retirement beneficiaries and veterans receiving disability compensation or pension benefits. ...
"

Reference: www.cleveland.com
CPI-W vs. True Inflation, Social Security, Democrats Attempt to Help Struggling Seniors,






While Trump Plays Blushing Schoolgirl With Mamdani, Senior citizens will pay a lot more for Medicare in 2026

Title: Senior citizens will pay a lot more for Medicare in 2026

Article Snip: "...Senior citizens are the latest group of Americans to face steep increases in their health insurance premiums for 2026.

Medicare Part B premiums will jump nearly 10% next year, the largest increase in four years and second-largest hike, in dollar terms, in the program’s history. The standard monthly premium will be $202.90, an increase of $17.90...fewer plans will offer $0 deductibles for prescription drugs, while maximum out-of-pocket limits for medical care are rising $490, or about 10%, on average. Among Medicare Advantage plans with drug coverage that have a monthly premium, the average premium will increase to $66 next year, up from $60 this year.
"

Reference: www.kwwl.com
Trump Should Be Helping Seniors Rather Than Stroking Democrat Socialist Mamdani,






Friday, November 21, 2025

Health Watch | This is the optimal morning routine, according to science

Title: This is the optimal morning routine, according to science

Article Snip: "...a purposeful morning can do you good. Research shows, for example, that working out before breakfast burns more fat, improves the body’s insulin response and lowers your risk of diabetes and heart disease. ...But there’s an ever-growing list of demanding tasks to fit into an already busy part of the day.

So, what does a healthy – and realistic – morning look like?
"

Reference: www.sciencefocus.com
Optimal morning routine, Exercise Before Breakfast,Health Watch,






Health Watch | Will the flu shot work and when should you take it?

Title: Will the flu shot work and when should you take it?

Article Snip: "Pharmacies have administered at least 2 million fewer flu vaccines than in the past ...The Center for Infectious Disease Research & Policy (CIDRAP for short) at the University of Minnesota has been receiving reports that the dominant strain of flu this season in other parts of the world that get flu earlier — H3N2 subclade K — doesn’t match the new vaccine very well.

Pamela Gomez, respiratory disease epidemiologist in the Utah Department of Health and Human Services, said people should still be vaccinated against the flu. “As soon as possible is the best action,” she told Deseret News, as even a less-than-perfect match will help keep those who get the flu from hospitalization. It should still reduce the severity should one be sickened by influenza. ...
"

Reference: www.deseret.com
Flu Shots, Flu Shot 2025, H3N2 subclade K,






Wednesday, November 19, 2025

Health Watch | Alzheimer’s scientists find key to halting brain decline before symptoms

Title: Alzheimer’s scientists find key to halting brain decline before symptoms

Article Snip: "...Scientists may have found a way to stop Alzheimer’s damage before it starts ...“There are already treatments on the market to target beta amyloid buildup, and now here’s a targeted therapy to dissolve and disrupt tau protein buildup before it forms the dreaded neurofibrillatory tangles.” Siegel believes this is “bound to be of clinical value” and will likely be better tolerated than other medications currently on the market."

Reference: nypost.com






Wednesday, November 12, 2025

Dental Cost Advice for New Retirees, From a New Retiree

Title: Dental Cost Advice for New Retirees, From a New Retiree

Article Snip: "...I opted for original Medicare and a Medigap plan when I retired. I made this decision because with a Medicare Advantage plan, I would have been limited to using in-network doctors and other providers. Likewise, while many Medicare Advantage plans include dental care, the coverage is usually restricted to providers in their network.

In addition, Medicare Advantage plans often impose...One option is a stand-alone dental insurance plan...scrutinize the fine print. Most plans will cover only a portion of the cost of certain procedures...
"

Reference: www.kiplinger.com






Friday, November 7, 2025

Your Medicare Bill Is About to Climb—What the 2026 Increases Mean and How to Protect Your Budget

Title: Your Medicare Bill Is About to Climb—What the 2026 Increases Mean and How to Protect Your Budget

Article Snip: "...The biggest premium increase in years is coming—here's exactly what changes and how to save money...Part B, which covers outpatient services, home health services and medical equipment, is expected to go jump from an average cost of $185 a month to $206 per month—a 12 percent increase that could change based on one’s income. (The increase from 2024 to 2025 was half that, at 6 percent.) For Part D—the service that helps cover prescriptions—monthly premiums will jump up from $35 to $50 for people using it with other Medicare plans. That increase is significant for older adults who rely on the coverage to get the medications they need."

Reference: www.womansworld.com
Medicare part B, Medicare Inflation (2026), 2026 Medicare's Insane Price Increases,Medicare Part D,Medicare Part D vs. PSHB Part D Employer Group Waiver Plan (EGWP),Retirees Being Bankrupted By Medicare,






Wednesday, November 5, 2025

White House nears deals to cut obesity drug prices, gain Medicare access, source says

Title: Lilly, Novo near White House deals to cut obesity drug prices, gain Medicare access, source says

Article Snip: "...expected to announce deals with the Trump administration to cut prices of their weight-loss drugs in exchange for Medicare coverage, a White House source told Reuters on Tuesday.

Patients in the U.S. currently pay the most for prescription medicines, often nearly three times more than in other developed nations, and President Donald Trump has been pressuring drugmakers to lower their prices to what patients pay elsewhere. ...
"

Reference: www.reuters.com






Tuesday, November 4, 2025

Health Watch | Is your cooking oil making you sick? Cardiologist reveals the best and worst oils for heart health

Title: Is your cooking oil making you sick? Cardiologist reveals the best and worst oils for heart health

Article Snip: "...oils we use for cooking, have a significant impact on our health ...oils that are rich in good fats like monounsaturated and polyunsaturated fats, along with..."

Reference: timesofindia.indiatimes.com






Sunday, November 2, 2025

Military medical facilities aim to woo back Medicare-eligible patients

Title: Military medical facilities aim to woo back Medicare-eligible patients

Article Snip: "...Defense Health Agency officials have launched an effort to bring back Medicare-eligible Tricare for Life military patients to their treatment facilities, the Pentagon’s top doctor said this week.

They are prioritizing bringing back these retirees and their dependents back to 21 military treatment facilities,...
"

Reference: www.marinecorpstimes.com
Tricare for Life, Medicare-eligible Tricare for Life military patients,






Tuesday, October 28, 2025

7 Factors That Make Your Retirement More Financially Stable

Title: 7 Factors That Make Your Retirement More Financially Stable

Article Snip: "...According to a study from AARP, around 1 in 5 adults age 30 or older have no retirement savings, and 64% worry they won’t have enough money throughout retirement. In order to live comfortably longer, here are seven factors that may make retirement more financially stable. ..."

Reference: www.aol.com
Pensions,Mortgage Debt,AARP,Emergency Fund,Debt in Retirement,






Monday, October 27, 2025

How Big Should Your Emergency Fund Be When You’re Retired?

Title: How Big Should Your Emergency Fund Be When You’re Retired?

Article Snip: "...some older adults are far behind on preparing for a rainy day. Twenty-four percent of adults ages 45 to 60 and 16 percent of people ages 61 to 79 have no emergency savings, according to Bankrate’s 2025 Emergency Savings Report. “Without an emergency fund, it is easy for retirees to take on debt, make early withdrawals from retirement accounts during market downturns or even sacrifice essential needs,” warns Kristen Beckstead, a certified financial planner and vice president at First Horizon Advisors in Nashville, Tennessee. So how big should your emergency fund be when you’re retired? Here’s what financial advisers recommend. ..."

Reference: www.aarp.org
Emergency savings in retirement,






Saturday, October 25, 2025

Social Security benefits to increase in 2026, COLA is higher than expected but there’s a catch

Title: Social Security benefits to increase in 2026, COLA is higher than expected but there’s a catch

Article Snip: "...the Social Security Administration revealed the annual cost-of-living-adjustment (COLA) for beneficiaries for 2026 is 2.8%...The average increase is estimated to be around $56 per month and will take effect starting in January...

Reference: www.mlive.com
2026 COLA (2.8%), Social Security COLA (2026),






Friday, October 24, 2025

Social Security COLA Increase Prediction Sparks Warning From Senior Group

Title: Social Security COLA Increase Prediction Sparks Warning From Senior Group

Article Snip: "...A senior group is warning once again that Social Security’s cost-of-living adjustment won’t be enough for the average senior citizen next year.

The Senior Citizens League is predicting a 2.7 percent COLA for 2026. ...
"

Reference: www.newsweek.com
Social Security COLA






Thursday, October 23, 2025

Ranked: America’s Most Common Drugs by Medicare Spending

Title: Ranked: America’s Most Common Drugs by Medicare Spending

Article Snip: "...From diabetes injectables to blockbuster blood thinners, a handful of drugs account for a sizable share of Medicare’s pharmacy bill. ..."

Reference: www.visualcapitalist.com
Most Common Drugs by Medicare Spending






Survey finds 75% of Americans plan to work in retirement. Here's why.

Title: Survey finds 75% of Americans plan to work in retirement. Here's why.

Article Snip: "...75% of respondents plan to work for pay in retirement. Some want to work to continue investing, while others crave social interaction.

The EBRI has been conducting this survey for years and has consistently found that fewer people end up working in retirement than planned. ...
"

Reference: www.usatoday.com
Working in Retirement vs. the Reality,






Monday, October 20, 2025

Health Watch | Even small amounts of alcohol linked to higher dementia risk in older adults, study shows

Title: Even small amounts of alcohol linked to higher dementia risk in older adults, study shows

Article Snip: "Research challenges common belief that low levels of alcohol consumption benefit brain health...Even small amounts of alcohol consumption could put older adults at a higher risk of dementia.

That’s according to a recent study led by the University of Oxford in the U.K. — in collaboration with Yale University and the University of Cambridge in the U.K. The study analyzed data from more than 500,000 people drawn from the UK Biobank and the U.S. Million Veteran Program. ...
"

Reference: www.foxnews.com
Health Watch, Alcohol and Health, Dementia Risk and Alcohol Consumption,Lower Your Dementia Risk,






Sunday, October 19, 2025

Six Warren Buffett Quotes Every Retiree Should Live By

Title: Six Warren Buffett Quotes Every Retiree Should Live By

Article Snip: "...Retirement doesn’t mean people stop collecting stuff, but Buffett wants us to. Instead of focusing on acquiring new things, we can focus on health and friendships. ..."

Reference: www.kiplinger.com






Diane Omdahl on Forbes Offers Great Medicare Info | Check Her Out

Title: Diane Omdahl on Forbes Offers Great Medicare Info | Check Her Out

Image of the Book Medicare for You: A Smart Person’s Guide
Article Snip: "...Diane Omdahl is a nationally acclaimed Medicare expert, registered nurse, and serial entrepreneur. With extensive experience, she has served as a technical expert for the Centers for Medicare and Medicaid Services, the organization that administers the Medicare program. Diane is the author of Medicare for You: A Smart Person’s Guide and is a sought-after speaker on Medicare-related issues. Since 2019, she has been a contributor to Forbes and has been quoted in numerous national publications, including The Washington Post, CBS MoneyWatch, Forbes, The Wall Street Journal MarketWatch, Kiplinger, and many others. Her latest venture, 65 Incorporated, empowers individuals aged 65 and older by providing them with clear, accurate, and comprehensive information to make informed Medicare decisions. Diane is also the visionary behind the i65 Medicare optimization software suite, designed to streamline and enhance the Medicare decision-making process. ..."

Reference: www.forbes.com
Diane Omdahl, Medicare Education, Medicare for You: A Smart Person’s Guide,Education,Reading,






I Asked Grok Where To Retire on $2,000 a Month: Here’s What It Said

Title: I Asked Grok Where To Retire on $2,000 a Month: Here’s What It Said

Article Snip: "...Tallahassee topped Grok’s list of places you can retire in the U.S. for $2,000 a month. Rent will cost you around $995, or you can buy a home and have a mortgage that Grok estimates at $1,248. Grok cited the city’s high livability score, which according to Area Vibes is an 85 — better than 98% of the country. ..."

Reference: www.gobankingrates.com
GROK (Best Choice for Intelligent and Unbiased AI), Tallahassee Best Place to Retire on $2,000 a Month (GROK AI #1 Pick), AI Knows Best, Best Places to Live in Retirement,






Friday, October 17, 2025

Robert Kiyosaki warns US baby boomers will be ‘wiped out,’ left homeless ‘all over’ the country — how to fight back now

Title: Robert Kiyosaki warns US baby boomers will be ‘wiped out,’ left homeless ‘all over’ the country — how to fight back now

Article Snip: "...a generation typically defined as those born between 1946 and 1964. And he believes his peers will be especially vulnerable.

The boomers don’t have enough money to get through inflation. The boomers are going to be homeless all over the place,” he said. “So mark my words, I’m the first of the boomers. We’re going to get wiped out via inflation. Your mommy and daddy may be on the street because inflation is going to wipe out their Social Security.”

His concerns tap into a very real issue. While Social Security Administration benefits are adjusted annually for inflation, many experts note that these cost-of-living adjustments often fall short of the rising expenses older Americans face — especially for housing and health care. ...
"

Reference: www.aol.com
Bankrupting Baby Boomers, Younger Baby Boomers Will Be Destroyed in Retirement, Destruction of the Retiree, America Has Money for Everyone Except Retirees,






Thursday, October 16, 2025

Strength Training In Your Late 50s and Early 60s

Title: Strength Training In Your Late 50s and Early 60s

Article Snip: "...Incorporating strength training into your week has remarkable benefits. So, the question is not whether you should incorporate it, but how to incorporate it safely into your physical activity plan. Here is a question from a retiree who is looking for advice on how to get started:..."

Reference: www.military.com
Fitness






Sunday, October 12, 2025

Health Watch | Flu season has arrived – and so have updated flu vaccines

Title: Flu season has arrived – and so have updated flu vaccines

Article Snip: "...In the U.S., all flu vaccines for the 2025-2026 season will be trivalent – which means they are formulated to protect against the three main groups of influenza virus strains. These are an A (H1N1) virus, an A (H3N2) virus and a B/Victoria virus. ..."

Reference: theconversation.com
Health Watch, Flu vaccines for the 2025-2026 season,






Social Security’s COLA announcement is back on, as some furloughed workers return to produce September inflation report

Title: Social Security’s COLA announcement is back on, as some furloughed workers return to produce September inflation report

Article Snip: "...The CPI report, which was slated to be published on Oct. 15, will now be released Oct. 24, according to statement by the BLS. COLA will be released that day, as well, according to a Social Security Administration spokesperson. ..."

Reference: www.marketwatch.com
BLS Inflation DATA, September 2025 Delayed inflation report, Schumer and Hakeem Jeffries Government Shutdown Delays CPI Release,






Winners and losers from 2026 Medicare Advantage star ratings

Title: Winners and losers from 2026 Medicare Advantage star ratings

Article Snip: "...CMS quietly released highly anticipated star ratings data Thursday night. Humana and Aetna saw enrollment in highly rated plans fall, while Elevance’s and Centene’s stars improved. ..."

Reference: www.healthcaredive.com
2026 Medicare Advantage star ratings






Ahh. A story of true love (Not!) | It's All About The Money

Title: A divorced couple considers retying the knot to maximize Social Security payments

Article Snip: "...An ex-spouse gets the same amount regardless of whether you remarry them — up to 50% of your Social Security benefit at your full retirement age, unless their own benefit is greater. But there’s one crucial difference to keep in mind. ..."

Reference: www.latimes.com






Saturday, October 11, 2025

TrumpRX.gov Beginning Jan. 2026 | An official website of the United States government

Title: TrumpRX.gov | An official website of the United States government

Article Snip: "Coming Jan. 2026, Find your medication at the Lowest Price with TrumpRX.gov...TrumpRx doesn't sell medications. Instead, it connects patients directly with the best prices, increasing transparency and cutting out costly third-party markups. ...President Trump is delivering on promises that "experts" said were impossible by taking bold action to lower prescription drug costs for American families—without sacrificing innovation.

Americans have unfairly shouldered the cost of drug development for decades, only to see those same medications sold abroad for a fraction of the price paid in the U.S.

This broken system hasn't just been unfair—it's driven up costs and hurt the most vulnerable among us.

President Trump is changing that with TrumpRx. READ THE EXECUTIVE ORDER BY TRUMP
"



Reference:
Astrazeneca Drug Discounts Achieved by President Trump, trumprx.gov, Jan. 2026,Trump Actions,Lower Drug Prices Under Trump, Health Care Under Trump,






Friday, October 10, 2025

101 Social Security & Medicare Pitfalls...and How to Avoid Them

Title: 101 Social Security & Medicare Pitfalls...and How to Avoid Them

101 Social Security & Medicare Pitfalls
Article Snip: "...The 2025-2026 Edition: Updated with crucial law changes affecting Social Security & Medicare in 2025 and 2026

Is a single, overlooked deadline or a simple misunderstanding about the rules costing you hundreds or even thousands of dollars in retirement?

Navigating Social Security and Medicare can feel like walking through a minefield. The rules are complex, the advice from friends is often outdated, and one wrong step can lead to lifelong penalties, permanently reduced benefits, and unexpected healthcare costs that deplete your hard-earned savings.

But it doesn’t have to be this way. 101 Social Security & Medicare Pitfalls is the clear, practical, and up-to-date roadmap every American needs to secure the retirement they deserve. This guide demystifies the system and empowers you to sidestep the common traps that catch even the most diligent planners.

Thoroughly updated for 2025 to include major law changes! This edition contains essential, must-have information on the monumental changes that make other guides obsolete:

The Social Security Fairness Act: Understand what the full repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) means for public servants and claim the full, unreduced benefits you've rightfully earned.
The Inflation Reduction Act: Learn how to navigate the new, simpler Medicare Part D structure with its $2,000 annual cap on out-of-pocket drug costs, replacing the confusing "donut hole" and saving you money.

Inside this essential guide, you will discover how to avoid costly mistakes, including:

Pitfall #6: Missing your Medicare Initial Enrollment Period and facing permanent, lifelong late penalties.
Pitfall #22: Claiming Social Security benefits too early and permanently slashing your monthly income.
Pitfall #69: Mistakenly believing Medicare covers long-term care—a misconception that can devastate your savings.
Pitfall #15: Getting hit with an unexpected tax bill on your Social Security benefits.
Pitfall #47: Missing your one-time window for Medigap guaranteed issue rights and being denied coverage later.
Pitfall #25: Failing to coordinate spousal benefits for maximum household income and survivor protection.
..and 95 more costly pitfalls...
"


Reference: Amazon
101 Social Security & Medicare Pitfalls...and How to Avoid Them,Amazon,Reading,Medicare,






Your Medicare Part D Plan: How to Save by Switching

Title: Your Medicare Part D Plan: How to Save by Switching

Article Snip: "...The drug coverage provided by Medicare Part D is a key part of a retiree’s health insurance, and there are many options to choose from for those who have standalone Part D plans. Since these plans can change from year to year – sometimes dramatically – switching plans may offer big savings. ...During Medicare’s fall open enrollment period (October 15 through December 7 every year), enrollees can review their coverage and, if needed, switch plans. ...you can stay with original Medicare and choose your own standalone Part D plan. The Medicare Plan Finder tool at medicare.gov makes this process easier. ..."

Reference: bc.edu
Medicare Part D,Open Season, Medicare Plan Finder tool,






Claiming the Standard Deduction? Here Are Five Tax Breaks for Retirement in 2025

Title: Claiming the Standard Deduction? Here Are Five Tax Breaks for Retirement in 2025

Article Snip: "...If you’re retired and filing taxes, these tax credits and deductions could provide thousands in relief (if you qualify). ..."

Reference: www.kiplinger.com
Extra standard deduction for retirees who are over 65, Bonus deduction for retired older adults, Car loan interest deduction, Property tax credits on your state income return (if you have one),