Title: Federal employee gets conflicting advice on Medicare
Article Snip: "...Your friends are correct: You should enroll in Medicare Parts A and B when you retire. The rules regarding when and how to enroll in Medicare also apply for federal employees, a change that took place a few years ago. Federal Employees Health Benefits (FEHB) must ..."
Reference: www.reviewjournal.comArticle Snip: "...Few retirees dream of spending their golden years living in their adult kids’ basements or begging family members for money. Unfortunately, that's the harsh reality for a significant number of GenXers, according to Prudential's 2024 Pulse Of The American Retiree Survey...."
Reference: yahoo.comTitle: When You And Your Spouse Meet While Partying
Article Snip: "The most common is when one partner stops wanting to party so hard and the other still does. ...the partner who isn’t ready to give up constant socializing or getting drunk at work happy hours will really frustrate the partner who is ready to transition to a more stable life...Another issue that can plague couples who primarily spent time together when drunk/partying is a difference in sexual desire. When low libido people are drinking or using drugs, their libido may be artificially inflated and their inhibitions are much lower. ...If this resonates with you, read the memoir Smashed. The author talks about how she was thought to be, and felt internally, much younger than her age because she had only really learned to socialize when drunk. When she stopped drinking, she realized she had lost years of social development and was basically frozen at the age that she was when she started binge drinking, which was early adolescence. When you don’t learn to talk to others when sober at a younger age, you need to learn this later on."
Reference: www.drpsychmom.comTitle: The big problem with couples retiring at different times?
Article Snip: "...The big trouble, however, is with couples retiring at different times — and how it impacts long-term financial security. More than half of American households do not retire all at once if you count individuals working in retirement and spouses retiring at different times. ...The result is that 6 in 10 couples “experience spending volatility at the beginning of retirement ..."
Reference: finance.yahoo.comTitle: The disability benefits application process just got a little easier thanks to SSA adjustments
Article Snip: "The Social Security Administration (SSA) is adjusting its evaluation process to help Americans with disabilities more easily access the benefits they need. Typically, when an individual becomes disabled, the SSA offers benefits through the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. ..."
Reference: www.foxbusiness.comArticle Snip: "I can admit that there was a time when I thought it was possible for a person to retire comfortably on Social Security without any other source of funds. ...But relying on Social Security alone to cover your budget in retirement is a horribly bad mistake. And I'm grateful that I learned that years ago so I could switch gears on my long-term financial planning. My new game plan Even though I've only been writing about Social Security for about 10 years now..."
Reference: www.aol.comTitle: Biden’s Medicare Advantage Cuts May Come Back To Haunt Him
Article Snip: "President Joe Biden’s move in April to cut Medicare Advantage benefits for seniors may come back to haunt him. ...The Biden administration in April finalized plans to cut MA benefits, which experts said could lead to an additional $33 a month for out-of-pocket costs, or $396 a year, for enrollees. Critics of the cuts said they would be especially devastating to seniors living on fixed incomes who are already coping with ongoing inflation issues. ..."
Reference: dallasexpress.comArticle Snip: "...What can’t be denied is that his administration, whether he’s actually in charge of it or not, is abusing American seniors just trying to get their medicine. The cure – as for many of the world’s problems – is to go back to what Donald Trump had already been doing. This year, premiums are up more than 20 percent for the more than 50 million Americans enrolled in Medicare Part D. In 2025, it’s estimated that premiums could go up another 50 percent! What could actually lower healthcare costs for seniors is if the federal government brings back the Trump Rebate Rule. In 2020, President Trump announced a policy that provided seniors the chance to capture the rebates..."
Reference: www.breitbart.comTitle: Cooling Inflation Has 2025 Social Security COLA Estimate Dropping
Article Snip: "These latest estimates are based on the Bureau of Labor Statistics’ (BLS) consumer price index (CPI) data for May, ... For the month, the index decreased 0.1% prior to seasonal adjustment. ...As such, the CPI-W can undercount when compared to spending patterns of older consumers Consumer Price Index for the Elderly (CPI-E), which means it can subsequently underpay Social Security recipients, she notes. “This disparity suggests that my COLA estimate, which is based on the CPI-W, may be undercounting real senior inflation by more than 10%,” says Johnson. "
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Reference Source: www.military.com
Title: The Numbers Don’t Lie: Americans’ Purchasing Power Is Down Under Biden
Article Snip: "...Since taking office in January 2021, the cumulative rate of inflation as measured by the Consumer Price Index, a figure calculated by the federal government’s Bureau of Labor Statistics (BLS), stands at 19.4 percent. On the other side of the equation, the increase in average weekly earnings, also calculated by BLS, stands at 14.1 percent. In other words, since Biden entered the Oval Office, real wages are down about 5 percent. Such is why the number one concern among Americans heading into election season is the high cost of living. According to Gallup, the vast majority of likely voters cite the “economy in general” and the “high cost of living/inflation” as the “most important problem facing the country today.”..."
Reference: townhall.comSnippet of Article: "...80th anniversary of D-Day.
The Allied invasion, which began on June 6, 1944, led to the defeat of the Nazis and the end of the war. The assault began with Allied aircraft bombing German defenses in Normandy, followed by around 1,200 aircraft that carried airborne troops. As dawn broke, Allied forces started bombing German coastal defenses and shortly after that vessels began putting troops ashore on five codenamed beaches: Utah, Omaha, Gold, Juno and Sword. By the end of the day, nearly 160,000 Allied troops had landed in Normandy, although there were thousands of casualties.
Few witnesses to history’s biggest amphibious invasion remain alive today. ..."
Title: Retiree saved $2 million using 401k, low cost of living
Article Snip: "For many people at or near retirement age, the outlook is dire. One in five older Americans have no retirement savings...Mark — whose last name is known to Business Insider but withheld for privacy purposes — retired three years ago at age 62. Throughout his nearly 40-year-long career in geology, he was able to sock away over $2 million for his retirement, even after putting multiple kids through college.
"You just leave it alone, and you look up 40 years later, and it's a really nice number," he said...."
Title: 10 Costly Medicare Mistakes You Can't Afford to Make
Title: Social Security announces a new change for June payments: A payment date change for retirees
Article Snip: "...In this case, specifically for beneficiaries who meet two conditions:
If active workers decided to retire after May 1997.
If their birth dates fall between the 11th and 20th.
Under these circumstances, SSA usually pays on the third Wednesday of every month. But on June 19, the US ...to avoid delays or other potential problems with the banking system, the payment will be made the day..."
Title: Is There Really a Retirement Crisis? Most U.S. Retirees Say They’re Doing Just Fine.
Article Snip: "...71% of retirees said they are confident that they have enough money saved to last the rest of their lives. ..."
Reference: www.barrons.comTitle: Colorectal cancer is rising among young adults — could this diet be to blame?
Article Snip: "The OSU researchers lay blame on Fusobacterium, a bacteria commonly found in the mouth that is suspected of fueling colorectal cancer growth. Other cancer scientists have also explored the bacteria’s ties to colorectal cancer. “Microbes are manipulatable — you can target them. So [as] we see that this microbe is getting to tumors and may be contributing actively to disease progression...20% of new colorectal cancer cases in 2019 were in people younger than 55, up from 11% in 1995, according to the American Cancer Society. ..."
Reference: nypost.comTitle: Cheap and widely used cholesterol drug could reduce cancer risk: study
Article Snip: "...Researchers further discovered that a statin called pitavastatin suppressed the activation of the cancer-causing protein by blocking a signaling pathway. They also found that in mice, the statin suppressed inflammation caused by environmental toxins, thereby preventing inflammation-related pancreatic cancers. They plan to continue to determine other ways in which statins can prevent cancer-causing inflammation. “Next, we aim to further examine the impact of statins in preventing cancer development in chronic inflammation in liver and gastrointestinal tract and to identify other novel, therapeutic approaches to suppress cancer-prone chronic inflammation,” said Demehri. ..."
Reference: nypost.comTitle: Revolutionary new drug for sleep apnea could put an end to CPAP machines
Article Snip: "...The most common form of the disorder is obstructive sleep apnea. In OSA patients, the upper airway partly or completely closes during sleep, blocking the flow of air to the lungs and causing breathing to repeatedly start and stop. In addition to risks like death, high blood pressure, stroke, heart disease, Type 2 diabetes and possibly cognitive decline and dementia, OSA contributes to a serious decline in sleep quality. ...85% to 90% of people with sleep apnea don’t know that they have it. ..."
Reference: nypost.comArticle Snip: "Working in retirement is becoming a necessity for many, how to put your best self forward...the frustrated job applicant complains that no one will hire them because they’re “old,” Haller said. “I wince a bit when I hear that, because the responsibility is on the candidate to put together the documentation to get a job,” she added. “People tell me: ‘I sent out 500 résumés, I got nothing!’ And then I look at the résumé and I know exactly why.”..."
Reference: www.marketwatch.com