Retiree saved $2 million using 401k, low cost of living

Title: Retiree saved $2 million using 401k, low cost of living

Article Snip: "For many people at or near retirement age, the outlook is dire. One in five older Americans have no retirement savings...Mark — whose last name is known to Business Insider but withheld for privacy purposes — retired three years ago at age 62. Throughout his nearly 40-year-long career in geology, he was able to sock away over $2 million for his retirement, even after putting multiple kids through college.

"You just leave it alone, and you look up 40 years later, and it's a really nice number," he said...."

Reference: www.businessinsider.com

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No. 1 Best Seller | 10 Costly Medicare Mistakes You Can't Afford to Make

Title: 10 Costly Medicare Mistakes You Can't Afford to Make

Article Snip: "UPDATED WITH 2024 MEDICARE INFORMATION...New to Medicare - This book will help anyone approaching Medicare eligibility at age 65 who needs to learn the basics and is afraid of making a mistake that will result in penalties or inadequate healthcare coverage

✓ Retiring after 65 - Perhaps you have worked past age 65 and maintained employer coverage but now you are retiring and want to successfully transition from group health insurance coverage to Medicare as your primary coverage. This book will show you the exact steps to take while also sidestepping unexpected (and often undeserved) late enrollment penalties.

✓ Beneficiaries Facing Indecision - Get this book if It's time for you to make a choice between a Medigap plan (Medicare supplement) and Medicare Advantage but you find yourself torn and aren't sure which route would be a better fit for you.

✓ Confused by Election Periods - Are all the various Medicare election periods making your head spin? This book carefully explains what changes and plan selections you can make during the various election periods and more importantly, what those election periods WON'T give you that you probably expect.

✓ Adult Children and Caregivers - If you find yourself in a situation where you need to help your parents make Medicare coverage decisions but have no idea how Medicare works, this book will be immensely helpful to you.

Every year thousands of seniors make big mistakes during their Medicare enrollment that can result in expensive penalties and untold hours of hassle and headaches. While some of these mistakes are fixable, others can affect you for the rest of your life.

In 10 Costly Medicare Mistakes, Medicare expert Danielle K. Roberts exposes the most common pitfalls that new to Medicare beneficiaries unwittingly make and shares how to expertly avoid them. ..."

Reference: Amazon

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Social Security announces a date change for June 2024 payment for those usually paid on the third Wednesday of every month

Title: Social Security announces a new change for June payments: A payment date change for retirees

Article Snip: "...In this case, specifically for beneficiaries who meet two conditions:

If active workers decided to retire after May 1997.
If their birth dates fall between the 11th and 20th.

Under these circumstances, SSA usually pays on the third Wednesday of every month. But on June 19, the US ...to avoid delays or other potential problems with the banking system, the payment will be made the day..."

Reference: lagradaonline.com
June 2024 Social Security Date Change,

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Is There Really a Retirement Crisis? Most U.S. Retirees Say They’re Doing Just Fine.

Title: Is There Really a Retirement Crisis? Most U.S. Retirees Say They’re Doing Just Fine.

Article Snip: "...71% of retirees said they are confident that they have enough money saved to last the rest of their lives. ..."

Reference: www.barrons.com

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Health | Colorectal cancer is rising among young adults — could this diet be to blame?

Title: Colorectal cancer is rising among young adults — could this diet be to blame?

Article Snip: "The OSU researchers lay blame on Fusobacterium, a bacteria commonly found in the mouth that is suspected of fueling colorectal cancer growth. Other cancer scientists have also explored the bacteria’s ties to colorectal cancer. “Microbes are manipulatable — you can target them. So [as] we see that this microbe is getting to tumors and may be contributing actively to disease progression...20% of new colorectal cancer cases in 2019 were in people younger than 55, up from 11% in 1995, according to the American Cancer Society. ..."

Reference: nypost.com
Colorectal cancer

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Health | Cheap and widely used cholesterol drug could reduce cancer risk: study

Title: Cheap and widely used cholesterol drug could reduce cancer risk: study

Article Snip: "...Researchers further discovered that a statin called pitavastatin suppressed the activation of the cancer-causing protein by blocking a signaling pathway. They also found that in mice, the statin suppressed inflammation caused by environmental toxins, thereby preventing inflammation-related pancreatic cancers. They plan to continue to determine other ways in which statins can prevent cancer-causing inflammation. “Next, we aim to further examine the impact of statins in preventing cancer development in chronic inflammation in liver and gastrointestinal tract and to identify other novel, therapeutic approaches to suppress cancer-prone chronic inflammation,” said Demehri. ..."

Reference: nypost.com

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Health | Revolutionary new drug for sleep apnea could put an end to CPAP machines

Title: Revolutionary new drug for sleep apnea could put an end to CPAP machines

Article Snip: "...The most common form of the disorder is obstructive sleep apnea. In OSA patients, the upper airway partly or completely closes during sleep, blocking the flow of air to the lungs and causing breathing to repeatedly start and stop. In addition to risks like death, high blood pressure, stroke, heart disease, Type 2 diabetes and possibly cognitive decline and dementia, OSA contributes to a serious decline in sleep quality. ...85% to 90% of people with sleep apnea don’t know that they have it. ..."

Reference: nypost.com

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Writing a retirement résumé? Drop the AOL email and 5 pages of experience, and follow these tips to get hired while retired.

Title: Writing a retirement résumé? Drop the AOL email and 5 pages of experience, and follow these tips to get hired while retired.

Article Snip: "Working in retirement is becoming a necessity for many, how to put your best self forward...the frustrated job applicant complains that no one will hire them because they’re “old,” Haller said. “I wince a bit when I hear that, because the responsibility is on the candidate to put together the documentation to get a job,” she added. “People tell me: ‘I sent out 500 résumés, I got nothing!’ And then I look at the résumé and I know exactly why.”..."

Reference: www.marketwatch.com

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3 Reasons Retirees Could Be Surprised by the Most Recent 2025 Social Security Cost-of-Living Adjustment (COLA) Forecast

Title: 3 Reasons Retirees Could Be Surprised by the Most Recent 2025 Social Security Cost-of-Living Adjustment (COLA) Forecast

Article Snip: "...The Senior Citizens League increased its 2025 COLA forecast to 2.66% following the most recent inflation reading for April. That's an increase from earlier forecasts of 1.4% in January, 1.75% in February, and 2.6% in April. Still, many retirees may find the latest forecast surprising. Here are three reasons why. ..."

Reference: yahoo.com
2025 Social Security Cost-of-Living Adjustment (COLA) Forecast

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How Technology Can Help Retirees Age in Place

Title: How Technology Can Help Retirees Age in Place

Article Snip: "Tech has solutions to enable people to safely stay in their homes at a time when few want to enter nursing homes. ...“Technology has an array of uses that are really going to help people retire in almost a different way,” says Kathleen Cameron, senior director of the National Council on Aging’s Center for Healthy Aging. ..."

Reference: www.kiplinger.com
Age in Place

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Destruction of the American Retiree | Stocks Retreat After Fed Minutes Show Uncertainty Over Inflation

Title: Stocks Retreat After Fed Minutes Show Uncertainty Over Inflation

Article Snip: "...Stocks fell Wednesday after minutes from the Federal Reserve’s latest policy meeting showed concerns about persisting inflation and cast more doubt on when officials might cut interest rates. The S&P 500 declined 0.3% and the Nasdaq Composite edged 0.2% lower after ..."

Reference: Wall Street Journal
Biden/Democrat Inflation Silent Tax on Retirees,Inflation,2024,Destruction of those on Social Security,

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Medicare Part B Covers A Bone Mass Measurement Once Every 24 Months or More Often If Necessary

Title: Bone mass measurements - Your Medicare Coverage

Article Snip: "...Your costs in Original Medicare? You pay nothing for this test if the doctor or other health care provider accepts assignment. ...Your doctor or other health care provider may recommend you get services more often than Medicare covers. Or, they may recommend services that Medicare doesn’t cover. If this happens, you may have to pay some or all of the costs. Ask questions so you understand why your doctor is recommending certain services and if, or how much, Medicare will pay for them."

Reference: www.medicare.gov
Medicare Part B, Bone Mass Measurement,

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After Gas Prices Climb Again, Biden AGAIN Robs Our Gas Reserves (strategic reserves) to Temporarily Lower Prices So He Can Tout 'Lower Gas Prices'

Title: Trump Blasts Biden for Releasing Gas Reserves

Article Snip: "He's destroyed everything we had. We were energy independent. We were shortly going to be energy dominant, and now we have to go into what's called the strategic reserves. ...Under Biden, energy costs, especially the price of electricity, are up nearly 30%, according to a Wall Street Journal analysis of data from the Bureau of Labor Statistics. Electricity prices are up 29.4% since January 2021 and have risen 13 times faster than the previous seven years, the analysis found. "

Reference: www.newsmax.com
Strategic petroleum reserves, Emergency Petroleum Reserves Released Again by Biden For Personal Political Gain,

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What Risks Do Near Retirees and Retirees Face from Inflation

Title: What Risks Do Near Retirees and Retirees Face from Inflation

Article Snip: "...High inflation tends to harm older households, but the size of the impact varies due to three factors: the extent to which income and assets...retirees are hurt more than near retirees as, outside of Social Security, their income is less indexed to prices and they hold less debt. ..."

Reference: crr.bc.edu
Democrat Inflation Silent Tax on Retirees,Destruction of Retirees,Manipulation of CPI using CPI-W To Destroy Retirees,

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Following Biden's Inflation lies, Senator Blackburn’s inflation fact sheet corrects the purposeful misrepresentations

Title: Blackburn Releases Inflation Fact Sheet Following Biden Lies

Article Snip: "...U.S. Senator Marsha Blackburn (R-Tenn.) released a fact sheet on the “True Cost of Bidenflation” in response to President Biden’s repeated dishonesty about his economic record. Under the Biden administration, inflation hit its highest rate in 41 years, and prices across the board are up nearly 20%. ...While the inflation rate is only up 3.4% over the past year, prices are up nearly 20% across the board since President Biden took office."

Reference: www.blackburn.senate.gov
True Cost of Bidenflation, Biden Inflation Lies vs True Inflation,

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Updated 2025 Social Security COLA Estimate Released

Title: Updated 2025 Social Security COLA Estimate Released

Article Snip: "...Mary Johnson, former Social Security and Medicare analyst for nonprofit Senior Citizens League, and still follows COLA changes, suggested that for 2025, it could jump 3.2 percent, higher than the forecast she provided last month of 3 percent, according to MarketWatch. The outlet pointed out that the official COLA for next year will be made public in October by the government. ..."

Reference: www.newsweek.com
Updated 2025 Social Security COLA Estimate

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I’m a doc — and this embarrassing health issue is actually very common

Title: I’m a doc — and this embarrassing health issue is actually very common

Article Snip: "...frequent urination is surprisingly common — and not talked about enough. The health issue affects as many as 30% of men and 40% of women. And although treatment options exist, many people may not reach out to their doctor. ..."

Reference: nypost.com
Health, Frequent Urination,

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76% of Americans feel it's a bad time to buy a house: Gallup

Title: 76% of Americans feel it's a bad time to buy a house: Gallup

Article Snip: "...the 30-year fixed mortgage rate still sits above 7%. Meanwhile, according to a Gallup Poll, 76% of Americans feel it is a bad time to buy a home. ..."

Reference: finance.yahoo.com

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Social Security isn’t keeping up with inflation. That could weaken Biden’s support among some seniors

Title: Social Security isn’t keeping up with inflation. That could weaken Biden’s support among some seniors

Article Snip: "...cope with the runaway inflation of earlier this decade and the continued high prices for food, housing, utilities and other necessities.

That’s forcing more of them to spend their emergency savings, carry debt on credit cards or apply for assistance programs, according to The Senior Citizens League, a nonpartisan public education and advocacy group. ...senior citizens are often in a more difficult predicament because many live off fixed incomes. Many depend heavily on Social Security – some 42% of elderly women and 37% of elderly men rely on the monthly payments"

Reference: www.cnn.com
Biden Admins Silent Tax on Retirees, Why doe the Biden Admin Hate the American Retiree?, The Killing Off of Seniors Thru the Current Democrat Economic Attack on Americans While Showering Illegals with Money and Benefits,

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Cannabis Use Linked to Epigenetic Changes, Study Reveals

Title: Cannabis Use Linked to Epigenetic Changes, Study Reveals

Article Snip: "...Using cannabis may cause changes in the human body's epigenome, a study of over 1,000 adults suggests. The epigenome functions like a set of switches, activating or deactivating genes to change how our bodies function.

"We observed associations between cumulative marijuana use and multiple epigenetic markers across time," Lifang Hou, a preventative medical doctor and epidemiologist from Northwestern University Feinberg School of Medicine explained in July 2023.

Cannabis is a commonly used substance in the United States, with 49 percent of people ..."

Reference: www.sciencealert.com
Epigenetic Changes,

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