Title: Diane Omdahl on Forbes Offers Great Medicare Info | Check Her Out
Sunday, October 19, 2025
Diane Omdahl on Forbes Offers Great Medicare Info | Check Her Out
I Asked Grok Where To Retire on $2,000 a Month: Here’s What It Said
Title: I Asked Grok Where To Retire on $2,000 a Month: Here’s What It Said
Article Snip: "...Tallahassee topped Grok’s list of places you can retire in the U.S. for $2,000 a month. Rent will cost you around $995, or you can buy a home and have a mortgage that Grok estimates at $1,248. Grok cited the city’s high livability score, which according to Area Vibes is an 85 — better than 98% of the country. ..."
Reference: www.gobankingrates.comFriday, October 17, 2025
Robert Kiyosaki warns US baby boomers will be ‘wiped out,’ left homeless ‘all over’ the country — how to fight back now
Article Snip: "...a generation typically defined as those born between 1946 and 1964. And he believes his peers will be especially vulnerable.
“The boomers don’t have enough money to get through inflation. The boomers are going to be homeless all over the place,” he said. “So mark my words, I’m the first of the boomers. We’re going to get wiped out via inflation. Your mommy and daddy may be on the street because inflation is going to wipe out their Social Security.”
His concerns tap into a very real issue. While Social Security Administration benefits are adjusted annually for inflation, many experts note that these cost-of-living adjustments often fall short of the rising expenses older Americans face — especially for housing and health care. ..."
Thursday, October 16, 2025
Strength Training In Your Late 50s and Early 60s
Title: Strength Training In Your Late 50s and Early 60s
Article Snip: "...Incorporating strength training into your week has remarkable benefits. So, the question is not whether you should incorporate it, but how to incorporate it safely into your physical activity plan. Here is a question from a retiree who is looking for advice on how to get started:..."
Reference: www.military.comSunday, October 12, 2025
Health Watch | Flu season has arrived – and so have updated flu vaccines
Title: Flu season has arrived – and so have updated flu vaccines
Article Snip: "...In the U.S., all flu vaccines for the 2025-2026 season will be trivalent – which means they are formulated to protect against the three main groups of influenza virus strains. These are an A (H1N1) virus, an A (H3N2) virus and a B/Victoria virus. ..."
Reference: theconversation.comSocial Security’s COLA announcement is back on, as some furloughed workers return to produce September inflation report
Article Snip: "...The CPI report, which was slated to be published on Oct. 15, will now be released Oct. 24, according to statement by the BLS. COLA will be released that day, as well, according to a Social Security Administration spokesperson. ..."
Reference: www.marketwatch.comWinners and losers from 2026 Medicare Advantage star ratings
Title: Winners and losers from 2026 Medicare Advantage star ratings
Article Snip: "...CMS quietly released highly anticipated star ratings data Thursday night. Humana and Aetna saw enrollment in highly rated plans fall, while Elevance’s and Centene’s stars improved. ..."
Reference: www.healthcaredive.comAhh. A story of true love (Not!) | It's All About The Money
Title: A divorced couple considers retying the knot to maximize Social Security payments
Article Snip: "...An ex-spouse gets the same amount regardless of whether you remarry them — up to 50% of your Social Security benefit at your full retirement age, unless their own benefit is greater. But there’s one crucial difference to keep in mind. ..."
Reference: www.latimes.comSaturday, October 11, 2025
TrumpRX.gov Beginning Jan. 2026 | An official website of the United States government
Title: TrumpRX.gov | An official website of the United States government
Article Snip: "Coming Jan. 2026, Find your medication at the Lowest Price with TrumpRX.gov...TrumpRx doesn't sell medications. Instead, it connects patients directly with the best prices, increasing transparency and cutting out costly third-party markups. ...President Trump is delivering on promises that "experts" said were impossible by taking bold action to lower prescription drug costs for American families—without sacrificing innovation.
Americans have unfairly shouldered the cost of drug development for decades, only to see those same medications sold abroad for a fraction of the price paid in the U.S.
This broken system hasn't just been unfair—it's driven up costs and hurt the most vulnerable among us.
President Trump is changing that with TrumpRx. READ THE EXECUTIVE ORDER BY TRUMP"
Reference:
Friday, October 10, 2025
101 Social Security & Medicare Pitfalls...and How to Avoid Them
Title: 101 Social Security & Medicare Pitfalls...and How to Avoid Them
Is a single, overlooked deadline or a simple misunderstanding about the rules costing you hundreds or even thousands of dollars in retirement?
Navigating Social Security and Medicare can feel like walking through a minefield. The rules are complex, the advice from friends is often outdated, and one wrong step can lead to lifelong penalties, permanently reduced benefits, and unexpected healthcare costs that deplete your hard-earned savings.
But it doesn’t have to be this way. 101 Social Security & Medicare Pitfalls is the clear, practical, and up-to-date roadmap every American needs to secure the retirement they deserve. This guide demystifies the system and empowers you to sidestep the common traps that catch even the most diligent planners.
Thoroughly updated for 2025 to include major law changes! This edition contains essential, must-have information on the monumental changes that make other guides obsolete:
The Social Security Fairness Act: Understand what the full repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) means for public servants and claim the full, unreduced benefits you've rightfully earned.
The Inflation Reduction Act: Learn how to navigate the new, simpler Medicare Part D structure with its $2,000 annual cap on out-of-pocket drug costs, replacing the confusing "donut hole" and saving you money.
Inside this essential guide, you will discover how to avoid costly mistakes, including:
Pitfall #6: Missing your Medicare Initial Enrollment Period and facing permanent, lifelong late penalties.
Pitfall #22: Claiming Social Security benefits too early and permanently slashing your monthly income.
Pitfall #69: Mistakenly believing Medicare covers long-term care—a misconception that can devastate your savings.
Pitfall #15: Getting hit with an unexpected tax bill on your Social Security benefits.
Pitfall #47: Missing your one-time window for Medigap guaranteed issue rights and being denied coverage later.
Pitfall #25: Failing to coordinate spousal benefits for maximum household income and survivor protection.
..and 95 more costly pitfalls..."
Reference: Amazon
Your Medicare Part D Plan: How to Save by Switching
Title: Your Medicare Part D Plan: How to Save by Switching
Article Snip: "...The drug coverage provided by Medicare Part D is a key part of a retiree’s health insurance, and there are many options to choose from for those who have standalone Part D plans. Since these plans can change from year to year – sometimes dramatically – switching plans may offer big savings. ...During Medicare’s fall open enrollment period (October 15 through December 7 every year), enrollees can review their coverage and, if needed, switch plans. ...you can stay with original Medicare and choose your own standalone Part D plan. The Medicare Plan Finder tool at medicare.gov makes this process easier. ..."
Reference: bc.eduClaiming the Standard Deduction? Here Are Five Tax Breaks for Retirement in 2025
Title: Claiming the Standard Deduction? Here Are Five Tax Breaks for Retirement in 2025
Article Snip: "...If you’re retired and filing taxes, these tax credits and deductions could provide thousands in relief (if you qualify). ..."
Reference: www.kiplinger.comWednesday, October 8, 2025
The Spendthrift Trap: Here's One Way to Protect Your Legacy From an Irresponsible Heir
Title: The Spendthrift Trap: Here's One Way to Protect Your Legacy From an Irresponsible Heir
Article Snip: "..."Is there some way to prevent a financially irresponsible child from squandering his inheritance and winding up on the street or from others trying to take those funds to satisfy debts?"..."
Reference: www.kiplinger.comMonday, October 6, 2025
Health insurers make a major move older Americans won’t like
Title: Health insurers make a major move older Americans won’t like
Article Snip: "In the U.S., most people get their health insurance via their employer, but if you’re self-employed or retired, you’re in a different pool. ...Medicare, the government-run health insurance plan for seniors and Medicaid, coverage for low-income people and people with disabilities.
Many Americans — 33 million people, according to the Centers for Medicare and Medicaid Services (CMS) — now use Medicare Advantage, essentially Medicare benefits offered through private insurance companies that contract with CMS. ..."
Friday, October 3, 2025
Big Wins for Present and Future Retirees, As Stock Markets Break Records With Huge Increases
Title: Wall Street ticks to more records
Article Snip: "...The S&P 500 added 0.1% to its all-time high set the day before. The Dow Jones Industrial Average rose 79 points, or 0.2%, and the Nasdaq composite climbed 0.4%. Both also hit records. ..."
Reference: finance.yahoo.comTuesday, September 30, 2025
Meet the rich retired boomers who are now ultra-frugal because they are scared of going broke—even after saving for decades
Article Snip: "...wealthy boomers who have retired with at least six figures in savings are feeling the pinch. ...study from Prudential Financial. The Fortune 500 investment, money management, and retirement planning firm surveyed around 20,000 people over the age of 50 and found retirees are living well below their means.
Married 65-year-olds with at least $100,000 in financial assets withdrew an average of 2.1% of their savings annually—that is, nearly half the usual spending rate of retirees"
Sunday, September 28, 2025
Health Watch | How to future-proof your knees
Title: How to future-proof your knees
Article Snip: "...You might start to notice it as early as your thirties: the dull knee aches when the weather changes, the morning stiffness when you get out of bed. You might think twice about crouching down. They're all unwelcome signs that your knees are not quite the well-oiled joints they once were.
This will be especially true if you have a physical job..."
Social Security's Latest 2026 COLA Estimate Is 2.7%, but That Don't Worry, the Government Will Get Most of It Before You See it
Title: Social Security's Latest 2026 COLA Estimate Is 2.7%, but That Doesn't Tell the Whole Story
Article Snip: "...Social Security COLAs are based on changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) during the months of July, August, and September specifically. This year, September's CPI-W is expected to get announced on Oct. 15, after which the SSA can share an official 2026 COLA. ...But for those who are on Medicare and Social Security at the same time, Part B premiums"
Reference: www.fool.comSaturday, September 27, 2025
The 10 Best Travel Hacks Every Active Retiree Should Know
Title: The 10 Best Travel Hacks Every Active Retiree Should Know
Article Snip: "...with careful and creative planning, you can still enjoy exciting adventures on a budget. Here are the 10 best budget-friendly travel hacks tailored for active older people looking to make the most of their journeys. ..."
Reference: www.kiplinger.comThursday, September 25, 2025
Here's the Net Worth of the Average Retiree (How Do You Compare?)
Title: Here's the Net Worth of the Average Retiree (How Do You Compare?)
Article Snip: "...When calculating your net worth, remember that it includes more than just the cash in your bank account.
Your home, pensions, investments, car, and other real estate play a major role in making up your net worth, including intangible objects like trademarks or patents. ..."

