Retirement life is very short if you retire at 65 and live to 85. And your ‘go-go’ years of full health, wealth are even shorter. Maximize them ASAP

Title: Retirement life is very short if you retire at 65 and live to 85. And your ‘go-go’ years of full health, wealth are even shorter. Maximize them ASAP

Article Snip: "...Several studies have demonstrated that spending on experiences is likely to be much more satisfying than acquiring material possessions. (2) The pleasure of buying your dream car or luxury clothes could be short-lived, but spending time with your grandkids on a beach in Europe can live in your memories forever.

By front-loading your budget for vacations, family gatherings and fun experiences, you can make the most of your most physically and mentally active years. ..."

Reference: moneywise.com

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Today is the Day The Social Security COLA Arrives for Some Retirees

Title: Today is the Day The Social Security COLA Arrives for Some Retirees

Article Snip: "...While the COLA impacts benefits in 2026, some Social Security retirees are actually going to get their first increased payment today. Here’s why that’s the case. ...For those seniors who do not collect SSI benefits and who get retirement benefits only, your first payment that includes the 2026 COLA increase will come on the standard date when you get your first Social Security check in January. ..."

Reference: 247wallst.com
Social Security

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Is there a best blood type? The ups and downs of A, B, AB and O — including who’s at higher risk for cancer, norovirus and bug bites

Title: Is there a best blood type? The ups and downs of A, B, AB and O — including who’s at higher risk for cancer, norovirus and bug bites

Article Snip: "...The short answer: No, there is no “best” blood type. But each of the four main categories — A, B, AB and O — have their own advantages and disadvantages. ..."

Reference: nypost.com
Is there a best blood type? ,Health Watch, What is my Blood Type?,

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Blood of Exceptionally Long-Lived People Reveals Crucial Differences

Title: Blood of Exceptionally Long-Lived People Reveals Crucial Differences

Article Snip: "...Emerging evidence suggests that centenarians, who live to 100, and supercentenarians, who live to 110, have unique blood profiles that differ from those who don't live as long. ...Research suggests that centenarians begin showing favorable biomarkers in their blood at just 65 years of age. ...The findings, the authors argue, reveal a "critical role of essential fatty acids to connect lipids with other metabolic processes.""

Reference: www.sciencealert.com
Health Watch,SuperAgers,Centenarians,Short Telomeres, Essential Fatty Acids,

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Doctors Are Warning That Most Humans Lack This Essential Vitamin, And Your Immune System Is Probably Trying To Tell You

Title: Doctors Are Warning That Most Humans Lack This Essential Vitamin, And Your Immune System Is Probably Trying To Tell You

Article Snip: "...“It is one of the major regulators of your immune system,” Holick added.

Diane Stadler, the director of the graduate programs in human nutrition at the school of medicine at Oregon Health & Science University, agreed. “There is a lot of evidence that is becoming readily available to associate vitamin..."

Reference: www.buzzfeed.com

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Mark Wahlberg shares the high-protein breakfast he eats every day

Title: Mark Wahlberg shares the high-protein breakfast he eats every day

Article Snip: "...Mark Wahlberg eats a high-protein breakfast every morning that would likely get a big thumbs-up from longevity researchers. ..."I eat the same breakfast every day, but I feel better every day!!" the caption reads. ..."

Reference: www.businessinsider.com

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Social Security January payment schedule: Here's when recipients get their checks

Title: Social Security January payment schedule: Here's when recipients get their checks

Article Snip: "...If the 1st falls on the weekend or a holiday, as is the case for next month in January, then the payments are typically issued on the previous weekday. ...SSA beneficiaries can expect a payment on Jan. 2, Jan. 14, Jan. 21, and Jan. 28. SSI recipients will receive January payments on..."

Reference: www.livenowfox.com

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3 things retirees must know now about Social Security in 2026

Title: 3 things retirees must know now about Social Security in 2026

Article Snip: "Every retiree needs to read this to start preparing now. ...Tax rules on Social Security remain exactly the same as the rules that were in effect before the One Big Beautiful Bill Act. Benefits become partly taxable once:...Single filers have a provisional income of $25,000 or higher (provisional income is all taxable income, some non-taxable income, and half of Social Security retirement benefits)...No change was made to these thresholds.

The Trump administration created a separate $6,000 deduction per retiree to add to the standard deduction. It’s in effect through 2028, and it will reduce tax bills for more seniors overall"

Reference: The Street

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What Science Reveals About Money and a Happy Retirement

Title: What Science Reveals About Money and a Happy Retirement

Article Snip: "...research from academics, social scientists, and financial services providers is shedding light on what it takes to be truly happy in retirement — and what behaviors and circumstances detract from that happiness...How you get your money is more important than the amount.

If you get most of your spending money in retirement from guaranteed sources of income — say, Social Security combined with a pension or annuity — chances are you’re a lot happier than your peers who have to withdraw money from savings to help pay the bills. That’s the conclusion of multiple studies, which show that happiness in retirement is strongly linked to the form in which your income comes to you.

Using HRS data, for example, a Rand Corporation study found that retirees who get a regular income stream from annuities were 43% more likely to consider themselves “very satisfied” 10 years into their retirement than were retirees without annuitized income.

Your best moves: Erasing debt before you retire has a big payoff... "

Reference: www.kiplinger.com
Science and a Happy Retirement, The Intelligent Chose Striving For A Pension Over Higher Pay Careers,Pensions, Erase Debt Before You Retire, Eating Out With a Friend, Health,

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Simple daily habit could help people with type 2 diabetes manage blood sugar

Title: Simple daily habit could help people with type 2 diabetes manage blood sugar

Article Snip: "...Sitting next to a window may help people with type 2 diabetes control their insulin levels, according to new research.

The study, published in Cell Metabolism, found that exposure to natural light — even indoors next to a window — changes how the body processes glucose and uses energy. ..."

Reference: www.foxnews.com
Type 2 diabetes control,Health Watch,Diabetes, Natural Light,

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Is there a high dose flu shot for 65 and older seniors?

Title: Is there a high dose flu shot for 65 and older seniors?

Article Snip: "...Since the summer of 2022, the Centers for Disease Control and Prevention (CDC) has recommended that adults 65 years and older get immunized with what’s known as a high-dose or adjuvanted flu vaccine...."

Reference: www.aarp.org
High-dose flu shot,Flu vaccines for the 2025-2026 season,Adjuvanted flu vaccine, 65 and Older Immunization Recommendations,

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What is the life expectancy of a U.S. male born in 1960? (Actuarial Life Table)

Title: What is the life expectancy of a U.S. male born in 1960?

Article Snip: "...The life expectancy of a U.S. male born in 1960 is approximately 77.4 years as of 2022. This figure reflects the average remaining years expected prior to death for a person at that exact age, based on mortality ..."

Reference: www.ssa.gov
life expectancy of a U.S. male born in 1960, Actuarial Life Table,

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Dave Ramsey’s Advice for Aging Baby Boomers: ‘Take Social Security Early at 62’

Title: Dave Ramsey’s Advice for Aging Baby Boomers: ‘Take Social Security Early at 62’

Article Snip: "...Ramsey thinks it makes the most sense to claim Social Security as soon as possible because, as he puts, it, "Your retirement payments die when you die...so you might as well take the money and make the most of it while you can."

What Ramsey means is that if you don't end up living a long life, you can get the most money out of Social Security by signing up for benefits at 62. ..."

Reference: finance.yahoo.com
Social Security, Life Expectancy vs. When to collect Social Security,

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The SEC Is Concerned for Older Investors and Retirement Savers. Here's What You Should Know.

Title: The SEC Is Concerned for Older Investors and Retirement Savers. Here's What You Should Know.

Article Snip: "The SEC's examination priorities for next year provide warning for older investors as well as retirement savers about potential landmines to avoid. ...choosing investments that are appropriate for the client's risk tolerance and not those that generate the most in fees or commissions for the adviser. ..."

Reference: www.kiplinger.com

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Social Security payments vary by state. Here's where retirees get the most — and least.

Title: Social Security payments vary by state. Here's where retirees get the most — and least.

Article Snip: "New Jersey and Connecticut have the highest median payments...As of November 2025, retired workers nationally were receiving an average monthly benefit of around $1,960, according to the Social Security Administration...Per that analysis, Social Security benefits fall short of covering older Americans' basic expenses in every state, but they stretch the furthest in states like Indiana, West Virginia, and Alabama..."

Reference: www.businessinsider.com
Social Security payments by State, 2025 Average Social Security Payment,

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Some States Care About Retirees | Retirees in These 7 States Could Pay Less Property Taxes Next Year

Title: Retirees in These 7 States Could Pay Less Property Taxes Next Year

Article Snip: "Retirement property tax bills could be up to 65% cheaper for some older adults in 2026. Do you qualify?...Gov. Ron DeSantis has repeatedly called for the elimination of the property tax in Florida. ...There are also various property tax exemptions for veterans, surviving spouses, and individuals with disabilities in the Sunshine State. ..."

Reference: www.kiplinger.com
Florida, Ron DeSantis, Great Governors, Property Tax Reductions, Retiree Friendly States,Best states in the country for retirees,

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Average Monthly Costs for Retirees: A Breakdown of Housing, Food, and Other Expenses

Title: Average Monthly Costs for Retirees: A Breakdown of Housing, Food, and Other Expenses

Article Snip: "... According to the latest available federal data, which is from 2023, the total annual spending for individuals aged 65 and older in the United States averaged $60,087.1 This comes out to just over $5,000 per month. By far the biggest spending categories were housing, food, transportation, and healthcare. However, those 65 and older—many of whom are retired, but some who may not be—are also spending a significant portion of their income on entertainment.

To develop your own spending plan for retirement, see how ..."

Reference: www.investopedia.com
Average Monthly Costs for Retirees (2023 Data),

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You probably shouldn't wait till 70 to claim Social Security. Here's math to open your eyes (but nobody likes to show)

Title: You probably shouldn't wait till 70 to claim Social Security. Here's math to open your eyes (but nobody likes to show)

Article Snip: "...According to the Social Security Administration, taking your benefits as early as possible (age 62 for those born after 1960) could result in lower monthly payments. At age 67...this relatively simple math overlooks some key variables that might shock some retirement planners.

“Age 70 is not the most financially rewarding age to initiate benefits unless an individual has a low discount rate and/or is confident they will live several years past their life expectancy"

Reference: finance.yahoo.com
Social Security

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How One Couple Lost Their Life Savings To A Fake Federal Investigation

Title: How One Couple Lost Their Life Savings To A Fake Federal Investigation

Article Snip: "...Larry and Barbara Cook thought they were helping government agents. In the end, they found themselves victims of tax and Medicare gotchas, as well as the scammers. ...Larry scrambled to call the FTC, the agency he’d been led to believe Ryan worked for. He asked for Ryan. Instead, the agency directed him to a line to report scams. At first, Larry resisted. But eventually, when the representative told him, “Mr. Cook, I don't want to tell you this, but there is no Ryan,” he relented. ...So how can you protect yourself? The FTC suggests taking a few steps, including:"

Reference: www.forbes.com
Be Vigilant, Do Your Due Diligence, Medicare Scammers, Fake Federal Investigation, How do you protect yourself from fraud and scams?,

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Health Watch | Large Review Finds Drinking Increases Cancer Risk

Title: Large Review Finds Drinking Increases Cancer Risk

Article Snip: "...Results showed that higher alcohol intake increased cancer risk, especially for breast, colon, liver, mouth, throat and GI cancers.

On the other hand, people who followed American Cancer Society (ACS) guidelines for alcohol and healthy lifestyle choices had a lower risk of developing or dying from cancer, researchers found.

The ACS recommends that people limit alcohol intake to two drinks...white wine or beer were linked to a higher risk of certain cancers, while liquor often was not, researchers found."

Reference: www.newsmax.com
Health Watch,Cancer and Alcohol,White Wine or Beer vs. Liquor,

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