Saturday, October 25, 2025

Social Security benefits to increase in 2026, COLA is higher than expected but there’s a catch

Title: Social Security benefits to increase in 2026, COLA is higher than expected but there’s a catch

Article Snip: "...the Social Security Administration revealed the annual cost-of-living-adjustment (COLA) for beneficiaries for 2026 is 2.8%...The average increase is estimated to be around $56 per month and will take effect starting in January...

Reference: www.mlive.com
2026 COLA (2.8%), Social Security COLA (2026),






Friday, October 24, 2025

Social Security COLA Increase Prediction Sparks Warning From Senior Group

Title: Social Security COLA Increase Prediction Sparks Warning From Senior Group

Article Snip: "...A senior group is warning once again that Social Security’s cost-of-living adjustment won’t be enough for the average senior citizen next year.

The Senior Citizens League is predicting a 2.7 percent COLA for 2026. ...
"

Reference: www.newsweek.com
Social Security COLA






Thursday, October 23, 2025

Ranked: America’s Most Common Drugs by Medicare Spending

Title: Ranked: America’s Most Common Drugs by Medicare Spending

Article Snip: "...From diabetes injectables to blockbuster blood thinners, a handful of drugs account for a sizable share of Medicare’s pharmacy bill. ..."

Reference: www.visualcapitalist.com
Most Common Drugs by Medicare Spending






Survey finds 75% of Americans plan to work in retirement. Here's why.

Title: Survey finds 75% of Americans plan to work in retirement. Here's why.

Article Snip: "...75% of respondents plan to work for pay in retirement. Some want to work to continue investing, while others crave social interaction.

The EBRI has been conducting this survey for years and has consistently found that fewer people end up working in retirement than planned. ...
"

Reference: www.usatoday.com
Working in Retirement vs. the Reality,






Monday, October 20, 2025

Health Watch | Even small amounts of alcohol linked to higher dementia risk in older adults, study shows

Title: Even small amounts of alcohol linked to higher dementia risk in older adults, study shows

Article Snip: "Research challenges common belief that low levels of alcohol consumption benefit brain health...Even small amounts of alcohol consumption could put older adults at a higher risk of dementia.

That’s according to a recent study led by the University of Oxford in the U.K. — in collaboration with Yale University and the University of Cambridge in the U.K. The study analyzed data from more than 500,000 people drawn from the UK Biobank and the U.S. Million Veteran Program. ...
"

Reference: www.foxnews.com
Health Watch, Alcohol and Health, Dementia Risk and Alcohol Consumption,Lower Your Dementia Risk,






Sunday, October 19, 2025

Six Warren Buffett Quotes Every Retiree Should Live By

Title: Six Warren Buffett Quotes Every Retiree Should Live By

Article Snip: "...Retirement doesn’t mean people stop collecting stuff, but Buffett wants us to. Instead of focusing on acquiring new things, we can focus on health and friendships. ..."

Reference: www.kiplinger.com






Diane Omdahl on Forbes Offers Great Medicare Info | Check Her Out

Title: Diane Omdahl on Forbes Offers Great Medicare Info | Check Her Out

Image of the Book Medicare for You: A Smart Person’s Guide
Article Snip: "...Diane Omdahl is a nationally acclaimed Medicare expert, registered nurse, and serial entrepreneur. With extensive experience, she has served as a technical expert for the Centers for Medicare and Medicaid Services, the organization that administers the Medicare program. Diane is the author of Medicare for You: A Smart Person’s Guide and is a sought-after speaker on Medicare-related issues. Since 2019, she has been a contributor to Forbes and has been quoted in numerous national publications, including The Washington Post, CBS MoneyWatch, Forbes, The Wall Street Journal MarketWatch, Kiplinger, and many others. Her latest venture, 65 Incorporated, empowers individuals aged 65 and older by providing them with clear, accurate, and comprehensive information to make informed Medicare decisions. Diane is also the visionary behind the i65 Medicare optimization software suite, designed to streamline and enhance the Medicare decision-making process. ..."

Reference: www.forbes.com
Diane Omdahl, Medicare Education, Medicare for You: A Smart Person’s Guide,Education,Reading,






I Asked Grok Where To Retire on $2,000 a Month: Here’s What It Said

Title: I Asked Grok Where To Retire on $2,000 a Month: Here’s What It Said

Article Snip: "...Tallahassee topped Grok’s list of places you can retire in the U.S. for $2,000 a month. Rent will cost you around $995, or you can buy a home and have a mortgage that Grok estimates at $1,248. Grok cited the city’s high livability score, which according to Area Vibes is an 85 — better than 98% of the country. ..."

Reference: www.gobankingrates.com
GROK (Best Choice for Intelligent and Unbiased AI), Tallahassee Best Place to Retire on $2,000 a Month (GROK AI #1 Pick), AI Knows Best, Best Places to Live in Retirement,






Friday, October 17, 2025

Robert Kiyosaki warns US baby boomers will be ‘wiped out,’ left homeless ‘all over’ the country — how to fight back now

Title: Robert Kiyosaki warns US baby boomers will be ‘wiped out,’ left homeless ‘all over’ the country — how to fight back now

Article Snip: "...a generation typically defined as those born between 1946 and 1964. And he believes his peers will be especially vulnerable.

The boomers don’t have enough money to get through inflation. The boomers are going to be homeless all over the place,” he said. “So mark my words, I’m the first of the boomers. We’re going to get wiped out via inflation. Your mommy and daddy may be on the street because inflation is going to wipe out their Social Security.”

His concerns tap into a very real issue. While Social Security Administration benefits are adjusted annually for inflation, many experts note that these cost-of-living adjustments often fall short of the rising expenses older Americans face — especially for housing and health care. ...
"

Reference: www.aol.com
Bankrupting Baby Boomers, Younger Baby Boomers Will Be Destroyed in Retirement, Destruction of the Retiree, America Has Money for Everyone Except Retirees,






Thursday, October 16, 2025

Strength Training In Your Late 50s and Early 60s

Title: Strength Training In Your Late 50s and Early 60s

Article Snip: "...Incorporating strength training into your week has remarkable benefits. So, the question is not whether you should incorporate it, but how to incorporate it safely into your physical activity plan. Here is a question from a retiree who is looking for advice on how to get started:..."

Reference: www.military.com
Fitness






Sunday, October 12, 2025

Health Watch | Flu season has arrived – and so have updated flu vaccines

Title: Flu season has arrived – and so have updated flu vaccines

Article Snip: "...In the U.S., all flu vaccines for the 2025-2026 season will be trivalent – which means they are formulated to protect against the three main groups of influenza virus strains. These are an A (H1N1) virus, an A (H3N2) virus and a B/Victoria virus. ..."

Reference: theconversation.com
Health Watch, Flu vaccines for the 2025-2026 season,






Social Security’s COLA announcement is back on, as some furloughed workers return to produce September inflation report

Title: Social Security’s COLA announcement is back on, as some furloughed workers return to produce September inflation report

Article Snip: "...The CPI report, which was slated to be published on Oct. 15, will now be released Oct. 24, according to statement by the BLS. COLA will be released that day, as well, according to a Social Security Administration spokesperson. ..."

Reference: www.marketwatch.com
BLS Inflation DATA, September 2025 Delayed inflation report, Schumer and Hakeem Jeffries Government Shutdown Delays CPI Release,






Winners and losers from 2026 Medicare Advantage star ratings

Title: Winners and losers from 2026 Medicare Advantage star ratings

Article Snip: "...CMS quietly released highly anticipated star ratings data Thursday night. Humana and Aetna saw enrollment in highly rated plans fall, while Elevance’s and Centene’s stars improved. ..."

Reference: www.healthcaredive.com
2026 Medicare Advantage star ratings






Ahh. A story of true love (Not!) | It's All About The Money

Title: A divorced couple considers retying the knot to maximize Social Security payments

Article Snip: "...An ex-spouse gets the same amount regardless of whether you remarry them — up to 50% of your Social Security benefit at your full retirement age, unless their own benefit is greater. But there’s one crucial difference to keep in mind. ..."

Reference: www.latimes.com






Saturday, October 11, 2025

TrumpRX.gov Beginning Jan. 2026 | An official website of the United States government

Title: TrumpRX.gov | An official website of the United States government

Article Snip: "Coming Jan. 2026, Find your medication at the Lowest Price with TrumpRX.gov...TrumpRx doesn't sell medications. Instead, it connects patients directly with the best prices, increasing transparency and cutting out costly third-party markups. ...President Trump is delivering on promises that "experts" said were impossible by taking bold action to lower prescription drug costs for American families—without sacrificing innovation.

Americans have unfairly shouldered the cost of drug development for decades, only to see those same medications sold abroad for a fraction of the price paid in the U.S.

This broken system hasn't just been unfair—it's driven up costs and hurt the most vulnerable among us.

President Trump is changing that with TrumpRx. READ THE EXECUTIVE ORDER BY TRUMP
"



Reference:
Astrazeneca Drug Discounts Achieved by President Trump, trumprx.gov, Jan. 2026,Trump Actions,Lower Drug Prices Under Trump, Health Care Under Trump,






Friday, October 10, 2025

101 Social Security & Medicare Pitfalls...and How to Avoid Them

Title: 101 Social Security & Medicare Pitfalls...and How to Avoid Them

101 Social Security & Medicare Pitfalls
Article Snip: "...The 2025-2026 Edition: Updated with crucial law changes affecting Social Security & Medicare in 2025 and 2026

Is a single, overlooked deadline or a simple misunderstanding about the rules costing you hundreds or even thousands of dollars in retirement?

Navigating Social Security and Medicare can feel like walking through a minefield. The rules are complex, the advice from friends is often outdated, and one wrong step can lead to lifelong penalties, permanently reduced benefits, and unexpected healthcare costs that deplete your hard-earned savings.

But it doesn’t have to be this way. 101 Social Security & Medicare Pitfalls is the clear, practical, and up-to-date roadmap every American needs to secure the retirement they deserve. This guide demystifies the system and empowers you to sidestep the common traps that catch even the most diligent planners.

Thoroughly updated for 2025 to include major law changes! This edition contains essential, must-have information on the monumental changes that make other guides obsolete:

The Social Security Fairness Act: Understand what the full repeal of the Windfall Elimination Provision (WEP) and Government Pension Offset (GPO) means for public servants and claim the full, unreduced benefits you've rightfully earned.
The Inflation Reduction Act: Learn how to navigate the new, simpler Medicare Part D structure with its $2,000 annual cap on out-of-pocket drug costs, replacing the confusing "donut hole" and saving you money.

Inside this essential guide, you will discover how to avoid costly mistakes, including:

Pitfall #6: Missing your Medicare Initial Enrollment Period and facing permanent, lifelong late penalties.
Pitfall #22: Claiming Social Security benefits too early and permanently slashing your monthly income.
Pitfall #69: Mistakenly believing Medicare covers long-term care—a misconception that can devastate your savings.
Pitfall #15: Getting hit with an unexpected tax bill on your Social Security benefits.
Pitfall #47: Missing your one-time window for Medigap guaranteed issue rights and being denied coverage later.
Pitfall #25: Failing to coordinate spousal benefits for maximum household income and survivor protection.
..and 95 more costly pitfalls...
"


Reference: Amazon
101 Social Security & Medicare Pitfalls...and How to Avoid Them,Amazon,Reading,Medicare,






Your Medicare Part D Plan: How to Save by Switching

Title: Your Medicare Part D Plan: How to Save by Switching

Article Snip: "...The drug coverage provided by Medicare Part D is a key part of a retiree’s health insurance, and there are many options to choose from for those who have standalone Part D plans. Since these plans can change from year to year – sometimes dramatically – switching plans may offer big savings. ...During Medicare’s fall open enrollment period (October 15 through December 7 every year), enrollees can review their coverage and, if needed, switch plans. ...you can stay with original Medicare and choose your own standalone Part D plan. The Medicare Plan Finder tool at medicare.gov makes this process easier. ..."

Reference: bc.edu
Medicare Part D,Open Season, Medicare Plan Finder tool,






Claiming the Standard Deduction? Here Are Five Tax Breaks for Retirement in 2025

Title: Claiming the Standard Deduction? Here Are Five Tax Breaks for Retirement in 2025

Article Snip: "...If you’re retired and filing taxes, these tax credits and deductions could provide thousands in relief (if you qualify). ..."

Reference: www.kiplinger.com
Extra standard deduction for retirees who are over 65, Bonus deduction for retired older adults, Car loan interest deduction, Property tax credits on your state income return (if you have one),






Wednesday, October 8, 2025

The Spendthrift Trap: Here's One Way to Protect Your Legacy From an Irresponsible Heir

Title: The Spendthrift Trap: Here's One Way to Protect Your Legacy From an Irresponsible Heir

Article Snip: "..."Is there some way to prevent a financially irresponsible child from squandering his inheritance and winding up on the street or from others trying to take those funds to satisfy debts?"..."

Reference: www.kiplinger.com
estate planning, Spendthrift Trust, Asset Protection Trust, Domestic Asset Protection Trust (DAPT),






Monday, October 6, 2025

Health insurers make a major move older Americans won’t like

Title: Health insurers make a major move older Americans won’t like

Article Snip: "In the U.S., most people get their health insurance via their employer, but if you’re self-employed or retired, you’re in a different pool. ...Medicare, the government-run health insurance plan for seniors and Medicaid, coverage for low-income people and people with disabilities.

Many Americans — 33 million people, according to the Centers for Medicare and Medicaid Services (CMS) — now use Medicare Advantage, essentially Medicare benefits offered through private insurance companies that contract with CMS. ...
"

Reference: www.thestreet.com






Friday, October 3, 2025

Big Wins for Present and Future Retirees, As Stock Markets Break Records With Huge Increases

Title: Wall Street ticks to more records

Article Snip: "...The S&P 500 added 0.1% to its all-time high set the day before. The Dow Jones Industrial Average rose 79 points, or 0.2%, and the Nasdaq composite climbed 0.4%. Both also hit records. ..."

Reference: finance.yahoo.com