Tuesday, January 23, 2024

The Biden Years | The US may have tiptoed around a recession last year, but it won't be so lucky in 2024

Title:

Article Snip: "...careful look at the labor market now will suggest that hiring has just ground to a halt...The problem is that the Fed badly misread how long high inflation would linger...In December, the core inflation print notched an annual 3.2% increase. "They've never missed in that direction by that magnitude ..."

Reference: www.businessinsider.com
2024, The Biden Years,Inflation,Recession 2024,Biden Legacy,Destruction of Seniors,Destruction of Retirees,






Tuesday, January 16, 2024

Trump urges unity, Dems stoke racism and divide

Title: Trump easily wins Iowa caucus in historic landslide, urges unity to ‘straighten out death and destruction

Article Snip: "The 77-year-old Trump recorded the biggest margin of victory in the modern history of the Iowa GOP caucus ...“I want to congratulate Ron and Nikki...“I think they both actually did very well. I really do. I think they both did very well.” ...“I really think this is time now for everybody in our country to come together. We want to come together — "

Reference: nypost.com
Iowa Caucus, Trump Wins,2024,






Sunday, January 14, 2024

I’m 80 and my single daughter is bullying me into childcare

Title: I’m 80 and my single daughter is bullying me into childcare

Article Snip: "Now is the time to say ‘No!’ It will feel frightening, but you must do it anyway and, with time, you will feel more confident...Last year I had to stay at her house for three weeks while she did a course. As time went on it became clear that her course would mean she would be away on far more occasions. We sold our house in Spain so that we could be on hand even more. I found this sale stressful and my health deteriorated during that time. The completion date was to be on a day when she wanted me to be with our grandson. I told her I would have to be in Spain and she was extremely nasty, bullying me into changing the day to suit her. We had to change the documents and rush everything. We then had to dash up by car to look after my grandson. ...we've created now is a generation of kids where adolescence is the new childhood, where they're coddled and they're over parented and they're over protected." ...psychologist says hyper-vigilant parents are projecting their worries onto their children, leading to new generations with serious mental health issues. "Children are not fragile," said Dr. Simon Sherry."

Reference: www.theguardian.com
The Problem isn't your child - It's you! Coddling your children helps no one.

More Reading: Coddled kids end-up incapable, anxious, and depressed: Halifax psychologist






Wednesday, January 10, 2024

Trump to take the stage in Iowa for Fox News town hall

Title: Trump to take the stage in Iowa for Fox News town hall

Article Snip: "...town hall will air at 9 p.m. ET...Former President Trump is expected to take the stage Wednesday for a live town hall from Iowa, where he will take questions on the leading issues facing voters in the Hawkeye State and across the nation. ..."

Reference: www.foxnews.com






APWU | Watching Your Wallet in 2024

Title: APWU | Watching Your Wallet in 2024

Article Snip: "The Consumer Finance Protection Bureau (CFPB) is a federal agency created to ensure consumers are treated fairly. ...The CFPB is working to save households billions of dollars a year by reducing exploitative junk fees charged by banks and financial companies. ...Find answers to your money questions"

Reference: apwu.org
Consumer Finance Protection Bureau (CFPB)






What's Medicare Supplement Insurance (Medigap)?

All Medigap policies are standardized. This means, they offer the same basic benefits no matter where you live or which insurance company you buy the policy from.

Title: What's Medicare Supplement Insurance (Medigap)?

Article Snip: "...Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Original Medicare. Generally, you must have Original Medicare – Part A (Hospital Insurance) and Part B (Medical Insurance) – to buy a Medigap policy. ... Get Medigap basics and Learn what Medigap covers, how it works, and general costs."

Reference: www.medicare.gov
Medigap,Medicare supplement insurance policy,





Monday, January 8, 2024

Your Tax Dollars at Work ...for immigrants | Living the American Dream

Title: Overview of Immigrant Eligibility for Federal Programs

Article Snip: "...Last revised MARCH 2023* This table provides an overview of immigrant eligibility for the major federal public assistance programs. The programs listed in the table are the following:

Supplemental Security Income (SSI)
Supplemental Nutrition Assistance Program (SNAP)
Temporary Assistance for Needy Families (TANF)
Emergency Medicaid (includes labor and delivery)
Full-Scope Medicaid
Children’s Health Insurance Program (CHIP)
Medicare “Premium-Free” Part A (hospitalization) (Eligibility based on work history.)
Premium “Buy-in” Medicare
HUD Public Housing and Section 8 Programs
Title XX Block Grants
Social Security
Other Federal Public Benefits Subject to Welfare Law’s Restrictions
Benefits Exempt from Welfare Law’s Restrictions

Some states provide assistance to immigrants who are not eligible for federally funded services....
"

Reference: www.nilc.org
Root Cause of Illegal Immigration,Biden Legacy,Foreign Invasion of U.S. Borders,






2024 Tax Filing Guide: Key Changes and Mistakes To Avoid

Title: 2024 Tax Filing Guide: Key Changes and Mistakes To Avoid

Article Snip: "...Each year with tax filing season comes changes and updates. Being aware of these changes is important as you begin your year-end tax planning and gathering information for the preparation of your 2023 tax return. Here’s a look at how certain tax thresholds, deductions and credits will shift for the 2023 tax year: There are seven federal tax brackets, and they will remain the same as 2022 — 10%, 12%, 22%..."

Reference: www.thestreet.com





The Income Gap Jeopardizing Retirement for Millions

Title: The Income Gap Jeopardizing Retirement for Millions

Article Snip: "...the inequities between the very bottom and the top of income distribution,” said Jack Chapel, the lead author of the study, an economist and doctoral candidate... “We wanted to look at the middle class, where people are struggling.”

Drawing on data from the national Health and Retirement Study between 1994 and 2018, the researchers found “a bifurcation” among Americans in their mid-50s, he said.

In effect, they now divide into two middle classes: the ...
"

Reference: www.nytimes.com
Destruction of the Working Class,Destruction of Retirees,Destruction of Social Security,






Here’s What It’s Like to Retire on Almost Nothing but Social Security

Title: Here’s What It’s Like to Retire on Almost Nothing but Social Security

Article Snip: "Four retirees with limited incomes open up about how they make it..."

Reference: www.wsj.com
Wisdom (Retirement),






Sunday, January 7, 2024

92-year-old sets world record with trek across Grand Canyon

Title: 92-year-old sets world record with trek across Grand Canyon

Article Snip: "...Alfredo Aliaga Burdio, 92, set a Guinness World Record when he made a 24-mile hike across the Grand Canyon last October. ...Burdio's takeaway from the hike is that it is never too late to try something, even at old age.

"I began living a healthy lifestyle really at age 76," he said.
"

Reference: www.foxnews.com
Alfredo Aliaga Burdio, 92 Year Old, Guinness World Record, Grand Canyon, Hiking,Things to do in retirement,Exercise,Health,super-agers,





Saturday, January 6, 2024

1099-R | When will i get my 2023 1099-R from OPM to file my taxes?

1099-R | When will i get my 2023 1099-R from OPM to file my taxes?

1099-R
Article Excerpt: "Watch the mail in late January for your 1099R. OPM will mail your 1099R in the last week of January, using the address they have on file for you as of the second week of December. If you have not received your 1099R by the first week of February, they may not have your current address. Sign in to Services Online or call us at 1-888-767-6738 to update your mailing address. Your 1099Rs will be available online on Services Online by January 31. You can print the current year and two previous years’ 1099Rs on Services Online, using these instructions. ..."



Resource: OPM via Federal Retiree

2023 1099-R





Wednesday, January 3, 2024

Writing About Your Life: A Journey into the Past | Paperback

Title: Writing About Your Life: A Journey into the Past | Paperback

Writing About Your Life: A Journey into the Past |  Paperback
Article Snip: "...Written with elegance, warmth, and humor, this highly original "teaching memoir" by William Zinsser--renowned bestselling author of On Writing Well gives you the tools to organize and recover your past, and the confidence to believe in your life narrative. His method is to take you on a memoir of his own: 13 chapters in which he recalls dramatic, amusing, and often surprising moments in his long and varied life as a writer, editor, teacher, and traveler. Along the way, Zinsser pauses to explain the technical decisions he made as he wrote about his life. They are the same decisions you'll have to make as you write about your own life: matters of selection, condensation, focus, attitude, voice, and tone. ..."

Reference: Amazon
Writing About Your Life: A Journey into the Past






Monday, January 1, 2024

Federal Retirement: How to register for a LOGIN.gov account through services online

Title: How to register for a LOGIN.gov account

How to register for a LOGIN.gov account
Article Snip: The public’s one account for government. Use one account and password for secure, private access to participating government agencies. You must have a LOGIN.gov account to login for OPM Services Online for OPM pension actions. You can use the same username and password to access any agency that partners with Login.gov. This streamlines your process and eliminates the need to remember multiple usernames and passwords.

Login.gov is used to secure your account when you apply for:

Federal jobs (USAJOBS - Office of Personnel Management)
Global Entry (Trusted Traveler Programs - Department of Homeland Security)
Small business loans and disaster assistance (Small Business Administration)
And more…

""

Reference: YouTube
How to register for a LOGIN.gov account






Friday, December 29, 2023

Equal COLA Act Needed as Federal Retirees Continue to Get Different COLA Rates

Title: Equal COLA Act Needed as Federal Retirees Continue to Get Different COLA Rates

Article Snip: "Social Security beneficiaries and Civil Service Retirement System (CSRS) retirees are expected to receive a 3.2% COLA for 2024, while Federal Employees Retirement System (FERS) retirees, those hired in 1984 or later, will only see a diet COLA of 2.2%.

That’s because of the way COLA is calculated for FERS.

Under current law, the COLAs for Social Security, CSRS, and FERS are all calculated based on the rate of inflation as measured by...
"



Reference: www.afge.org
Equal COLA Act Needed,Age-Based Discrimination in COLA application (FERS vs CSRS),FERS vs,CSRS vs FERS,






Bidenflation Archives

Title: Bidenflation Archives

Article Snip: "...From denying inflation and claiming it was “temporary,” to passing the buck with “Putin’s Price Hike,” the White House and congressional Democrats are out of touch with the challenges Americans face. The typical family now has to spend $450 more per month to buy the same goods and services they did a year ago, prompting more Americans to rely on loans and credit cards to make ends meet, even as the Federal Reserve makes borrowing more expensive. ..."

Reference: waysandmeans.house.gov
Bidenflation Archives, Bidenflation,Inflation,






For Three Years Biden Has Forgotten Social Security Retirees While Favoring Illegals

Title: Biden's 2020 Promised Lies for Social Security That Never Happened

Article Snip: "He would expand some benefits while not reducing any, reducing economic hardship. ...Biden would raise benefits for long-term low-wage workers, widow(er)s from dual earner-couples, caregivers, government workers, and long-term beneficiaries. My colleagues and I have long argued for increasing Social Security benefits for people..."

Reference: www.taxpolicycenter.org
Social Security, Biden's Lies,Biden Legacy,Destruction of Retirees,






Wednesday, December 27, 2023

Facing Financial Ruin as Costs Soar for Elder Care

Title: Facing Financial Ruin as Costs Soar for Elder Care

Article Snip: "...daunting life choices — and potential financial ruin — as the escalating costs of in-home care, assisted living facilities, and nursing homes devour the savings and incomes of older Americans and their relatives. “People are exposed to the possibility of depleting almost all their wealth,” said Richard Johnson, director of the program on retirement policy at the Urban Institute. The prospect of dying broke looms as an imminent threat for the boomer generation..."

Reference: nmindepth.com






Thursday, December 21, 2023

‘No greater honor’: Federal retirees proud of public service in survey

Title: ‘No greater honor’: Federal retirees proud of public service in survey

Article Snip: "“My dad [imparted to us] from the time we were little on that this nation educated us. This nation gave us all kinds of privileges. With that came responsibilities of giving back as much as you could,” said the second-generation American. Taska Elin, a veteran and a retired federal firefighter of nearly 30 years with the Navy... About 35% worked in defense-related agencies, and a third said they also received veterans benefits..."

Reference: www.federaltimes.com
Serving America, Patriots, Public Service, Federal retirees,






Tuesday, December 19, 2023

‘Unconscionable’: Baby boomers in America are becoming homeless at a rate ‘not seen since the Great Depression’

Title: ‘Unconscionable’: Baby boomers in America are becoming homeless at a rate ‘not seen since the Great Depression’

Article Snip: "...Many baby boomers across the country are now coming to terms with the hard reality that working for your entire adult life is no longer enough to guarantee you’ll have a roof over your head in your later years. ...the over-50 demographic represents half of the homeless single adults in the U.S. — with no sign of their numbers slowing, leaving baby boomers (those aged 57 to 75) particularly vulnerable. “Elderly homelessness has been rare within the contemporary homeless problem. We’ve always had very few people over 60 who’ve been homeless historically. ...older adults on fixed incomes are struggling to scrounge up what they need to cover basic necessities."

Reference: yahoo.com
Bidenomics,Inflation is destroying Social Security recipients,Destruction of Seniors,Destruction of the Working Class,






Tuesday, December 5, 2023

Learn Origami | Easy Origami: over 30 simple projects

Title: Learn Origami | Easy Origami: over 30 simple projects

Easy Origami: over 30 simple projects
Article Snip: "Created by origami master John Montroll, this easy and fun collection of 32 simple projects with step-by-step instructions is perfect for the beginner origami hobbyist.

Discover the wonderful world of origami with this traditional Japanese collection of 32 simple projects, perfect for novice origami hobbyists. Clearly illustrated, easy-to-follow instructions make even the most challenging projects achievable. Start with basic items like a hat, cup, and pinwheel, and work your way up to projects like a penguin, pelican, and piano. Also included are figures of a swan, lantern, cicada, pigeon, fox, rabbit, and other popular origami subjects. By completing these projects, you'll be on your way to mastering the fascinating ancient art of origami, which has been around since the invention of paper itself. No matter your level of expertise in origami crafting, Easy Origami makes it possible for anyone to create beautiful artwork in an enjoyable and fulfilling way. ...
"



Reference: Amazon
Learning,Education,Hobby, Art, Origami,Things to do in retirement,Gift Ideas, Books,Amazon,






Unable to Travel? Ride along with youtuber 'RVerTV' and travel the country

Article Title: Unable to Travel? Ride along with youtuber 'RVerTV' and travel the country

RVerTV
While searching for articles that might be of interest to retirees, we ran across RVerTV on youtube. This gentleman travels the country and keeps the camera on while doing so. The videos give great insight to places you might want to visit in your retirement travels. Additionally, economically or physically, you may not be able to travel, if that is the case, go to youtube and ride along for beautiful views of America.

Reference Source: RVerTV

Monday, November 27, 2023

Will the Stock Market Dip Once Boomers Take Out Retirement? Here’s What Experts Say

Title: Will the Stock Market Dip Once Boomers Take Out Retirement? Here’s What Experts Say

Article Snip: "...Boomers — individuals born between 1946 and 1964 — represent 21% of the U.S. population, according to Axios. And as The Washington Post reported, from now until 2030, 10,000 baby boomers each day will hit retirement age. In turn, this has had and will continue to have many ramifications for the economy. ..."

Reference: yahoo.com
Baby Boomers






Thursday, November 16, 2023

Meet the postal worker, 90, who has no plans to retire and 'turn into a couch potato'


Meet the postal worker, 90, who has no plans to retire and 'turn into a couch potato'


'Leroy Brown was just about to start his career with the United States Postal Service. His first day: Dec. 31, 1955. ...He's still going strong, working in the Los Angeles International Service Center, a USPS processing center. The 90-year-old is in his 70th year of service to the federal government, including a two-year stint in the U.S. Army...Retirement doesn't seem to be in the nonagenarian's plans. He's healthy, he's active, he loves being around other people and, well, he's not really sure what he'd do anyway. "I don't want to turn into a couch potato," Brown said. "I don't just want to sit around in one place."...'


Reference: www.jsonline.com
Tags: ...a retired postal worker,Postal Retirement, 70 years of Federal Service,Leroy Brown, Retirement,