Article Snip: "...U.S. Representatives Abigail Spanberger (D-VA-07) and Garret Graves (R-LA-06) today officially filed a discharge petition and are building support to force a vote in the U.S. House of Representatives on their bipartisan legislation to eliminate the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO).
Spanberger and Graves filed a discharge petition to force a vote on the U.S. House floor on their bipartisan Social Security Fairness Act. The legislation would eliminate both the WEP and the GPO, two provisions added to the Social Security Act in 1983 that unfairly reduce or eliminate Social Security benefits for millions of Americans who have devoted much of their careers to public service — including federal employees..."
Thursday, September 12, 2024
Spanberger, Graves File Discharge Petition for Social Security Fairness Act, Push to Force U.S. House Vote on Bipartisan Bill to Eliminate WEP & GPO
Tuesday, September 10, 2024
Did you know FSAs can help pay for these items?
Title: Did you know FSAs can help pay for these items?
Article Snip: "The special spending accounts cover the costs of many products and services...A dependent care FSA can be used for child care, before- and after-school care and day care.
The IRS determines which expenses can be reimbursed by an FSA.
The FSAFEDS website has a complete list of products and services that are eligible for reimbursement under an FSA. ...
"
Monday, September 9, 2024
Health | 'Night Owls' More Likely to Develop Type 2 Diabetes
Title: 'Night Owls' More Likely to Develop Type 2 Diabetes
Article Snip: "...Folks who like to stay up late are nearly 50% more likely to develop Type 2 diabetes than those who go to bed earlier, a new study finds.
However, it’s not just because they have an unhealthy lifestyle, according to findings presented...
night owls might be able to improve their health by altering the timing of meals, van der Velde said."
Tuesday, September 3, 2024
Health | This metabolic brain boost revives memory in Alzheimer’s mice
Title: This metabolic brain boost revives memory in Alzheimer’s mice
Article Snip: "...The finding, published in the journal Science, suggests that it may eventually be possible to reverse some symptoms of Alzheimer’s in people, using drugs that boost brain metabolism. ..."
Reference: www.npr.orgFriday, August 30, 2024
If You Hate America, Do Nothing Kamala Harris is Your Gang Loving, Pro-Illegal, America Hating Next President to Rep Your Values
Title: Armed Gangs of Illegal Aliens Taking Over Aurora, CO Apartment Buildings - and Nothing Is Being Done
Article Snip: "...In Aurora, Colorado, armed criminal gangs are taking over apartment buildings. The gangs are charging rent on the apartments they have seized; they are selling drugs and, according to accounts from displaced residences, engaged in sex trafficking. And the local authorities seem unable, or unwilling, to do anything about it. ... Potential gang activity was caught on surveillance camera in a Colorado apartment building after what one former resident calls "no accountability" kept law enforcement from assisting."
Reference: redstate.comSunday, August 25, 2024
Here is the true value of having a fully paid-off home in America — especially when you're heading into retirement
Article Snip: "...analysis of U.S. Census Bureau data, Bloomberg found the number of Americans in this category jumped between 2012 and 2022 by 5 percentage points to just shy of 40%. Moreover, Bloomberg reports that more than half of these owners have reached retirement age. So if you’re fortunate enough to be mortgage-free and headed towards retirement, chances are you have a lot going for you financially. For starters, the worth of your home, should you choose to sell it, represents 100% equity. ..."
Reference: moneywise.comNational Public Data Hack Exposes Millions: Essential Steps to Safeguard Your Identity and Combat Fraud
Article Snip: "...The recent massive data breach at National Public Data (NPD), a background check company, has potentially compromised the personal information of millions, if not billions, of individuals, including their Social Security numbers, dates of birth, phone numbers, current and past addresses, the names of siblings and parents, and other information. The hacker responsible for the compromise claims the stolen files include 2.7 billion records. ..."
Reference: www.foley.comThursday, August 22, 2024
Social Security COLA Increase for 2025 Could Be the Lowest in Four Years
Title: Social Security COLA Increase for 2025 Could Be the Lowest in Four Years
Article Snip: "...Don’t expect a substantial cost of living amount (COLA) increase in your Social Security checks in 2025. The latest estimates put the COLA at 2.6%, according to the non-profit Senior Citizens League, down from 2.7% in July and 3.2% last year. The drop reflects the easing of inflationary pressures. ... While a lower inflation rate should lead to a smaller increase in prices, it does nothing to lower current prices for groceries, utilities or housing that many are struggling to meet. Changes to the COLA are based on the CPI-W, which is a measure of price changes for a selection of goods and services ..."
Reference: www.kiplinger.com7 Statin Alternatives You Can Take to Help Lower Your Cholesterol - goodrx
Title: 7 Statin Alternatives You Can Take to Help Lower Your Cholesterol
Article Snip: "...Statins, such as atorvastatin (Lipitor), are first-choice medications for treating high cholesterol. But they’re not the right medication for everybody.
Along with a heart-healthy diet and regular exercise, statin alternatives such as ezetimibe (Zetia) can be taken with or without statins to help you meet your cholesterol goals. Other options include fibrates like gemfibrozil (Lopid), ATP citrate lyase (ACL) inhibitors like bempedoic acid (Nexletol), and more.
Natural and over-the-counter medications, like fish oil supplements, may also help ...
"
Are Statins Dangerous? Statin side effects: Weigh the benefits and risks - Mayo
Title: Statin side effects: Weigh the benefits and risks - Mayo
Article Snip: "...While statins are highly effective and safe for most people, they have been linked to muscle pain, digestive problems and mental fuzziness in some people. Rarely, they may cause liver damage. If you think you're experiencing side effects from taking statins, don't just stop taking the pills. ...Statins are effective at lowering cholesterol and protecting against a heart attack and stroke, although they may lead to side effects for some people. ... If you think you're experiencing side effects from taking statins, don't just stop taking the pills. Talk to your health care team to see if a change in how much medicine you take or even a different type of medicine might be helpful."
Reference: www.mayoclinic.orgNAACP is a Registered Lobbyist for Pharmaceutical Giant Novo Nordisk (Lobbying for Ozempic and Wegovy)
Title: Wegovy works. But here's what happens if you can't afford to keep taking the drug
Article Snip: "...insurance coverage is very spotty. Medicare does not cover Wegovy or other weight loss drugs, and many insurers follow Medicare's lead. Increasingly, there's pressure to change this. As STAT reported last week, the Moffitt Cancer Center in Florida is lobbying for legislation that would allow Medicare to pay for obesity drugs, citing the link between obesity and cancer risk. The NAACP is also registered to lobby on this issue. ..."
Reference: www.npr.orgHealth Watch | Drugmaker Novo Nordisk Ozempic and Wegovy Maker Courts Black Leaders to get Medicare's Federal Funding Favor
Article Snip: "...Pharmaceutical giant Novo Nordisk has turned to influential Black Americans in pursuit of what would be a lucrative victory: having Medicare cover a new class of weight loss drugs, including the company's highly sought Wegovy, which can cost patients more than $1,000 a month. During a conference of the Congressional Black Caucus Foundation last fall — a jampacked gathering featuring prominent Black lawmakers and President Joe Biden — Novo Nordisk sponsored a..."
Reference: www.npr.orgHealth Watch | Up to 1 in 20 new users of Ozempic and other GLP-1s may develop stomach paralysis
Title: Ozempic and Stomach Paralysis - WebMD
Article Snip: "...While the slowing down of the digestive system is necessary for Ozempic and these other drugs to work, if it slows down too much, you can get a serious problem: stomach paralysis. What Is Stomach Paralysis? When food enters a healthy stomach that’s working as it should, the stomach...Here’s what to look out for:"
Reference: www.webmd.com/Monday, August 19, 2024
Social Security | Why It’s Important to Tell Us About Changes When You Get Social Security Benefits
Title: Social Security | Why It’s Important to Tell Us About Changes When You Get Social Security Benefits
Article Snip: "...If you receive Social Security, you can help to make sure we pay you the right benefit each month. You can do that by telling us about relationship or other life changes that could affect your eligibility for retirement, survivors, or disability benefits – or your benefit amount. You and your family may miss out..."
Reference: ssa.govSaturday, August 10, 2024
Seven Lessons for New Retirees
Title: Seven Lessons for New Retirees
Article Snip: "...The former editor of Kiplinger Personal Finance shares key financial takeaways from his first year of retirement. ..."
Reference: www.kiplinger.comThursday, August 8, 2024
Huntsville, Alabama | This Alabama city might be 'South's best-kept secret destination'
Title: This Alabama city might be 'South's best-kept secret destination'
Article Snip: "... One Alabama city is getting some love from Forbes.com for being possibly “The South’s Best-Kept Secret Destination,” and it’s a lot farther from the beach than you might guess.
The new article at Forbes.com depicts Huntsville as a “charming Southern city [that] doesn’t usually top travel lists” but says “that’s part of what makes it so fascinating.” ...
"
Monday, August 5, 2024
CRASH: Retirement Investments Take Hit | Trump Blames Biden, Harris for Market Losses
Title: Trump Blames Biden, Harris for Market Losses
Article Snip: "...The Dow appeared it could be headed for its first 1,000 point decline since September 2022.
Soon after the bell sounded on Wall Street, the Dow Jones Industrial Average futures dropped 1,064 points, or 2.7%, following a 611-point loss Friday, CNBC reported.
S&P 500 futures were down 3.6% after the benchmark lost 1.8% on Friday. Nasdaq-100 futures lost 4.8% as big tech stocks got hit hard in early trading.
"STOCK MARKETS CRASHING. I TOLD YOU SO!!! KAMALA DOESN'T HAVE A CLUE. BIDEN IS SOUND ASLEEP. ALL CAUSED BY INEPT U.S. LEADERSHIP!" Trump posted Sunday night. ...
"
New homes are getting smaller. That could be big news for first-time buyers | Intelligent Buyers Move Away From Larger Money-Wasters
Title: New homes are getting smaller. That could be big news for first-time buyers
Article Snip: "...For most of the last half-century, new single-family homes kept growing. In 1973, the median size of completed single-family homes was 1,525 square feet, according to US Census data. By 2015, that number had ballooned to 2,467 square feet. ..."
Reference: www.cnn.comSaturday, August 3, 2024
The Democrat Years | Retirees' Social Security checks have lost significant buying power
Title: Retirees' Social Security checks have lost significant buying power since 2010, a new report says
Article Snip: "...Retirees would need, on average, a $370 monthly boost in their Social Security checks to make up for a 20% loss of buying power since 2010.
That means today’s average monthly benefit of $1,860 for retired workers would need to rise to about $2,230, according to a new report from the Senior Citizens League, a nonpartisan group.
The spoiler: inflation.
...common senior household expenses such as car insurance, food, out-patient hospital care, and housing rose much more than that.
“The reality is that COLAs have become less and less likely to match inflation over time,” Benton said. “In the 1990s and 2000s, 60% of COLAs beat inflation. In the 2010s, only 40% did. Through the 2020s so far, only one COLA out of five—the 8.7% increase in 2023— has done so.”"
Thursday, August 1, 2024
Retirement | A Vote For Trump Is a Vote For Your Financial Benefit | Don't Let This Opportunity Pass
Title: Donald Trump calls for elimination of tax on Social Security
Article Snip: "...Former President Donald Trump on Wednesday called for scrapping the tax that seniors must pay on their Social Security checks.
“SENIORS SHOULD NOT PAY TAX ON SOCIAL SECURITY!” the 45th president straightforwardly wrote on Truth Social. ...
Generally speaking, there is a tax of up to 50% tax on one’s Social Security benefits if total income is between 25,000 and $34,000 – and up to an 85% tax on benefits when income is over $34,000, according to the Social Security Administration.
Trump, 78, made waves in his own party earlier this year with his vow to eliminate taxation on tips.
The Republican Party’s platform, which was approved earlier this month and personally written in part by Trump, rules out cuts to Social Security and Medicare, including any potential lifting of the retirement age. ..."