Sunday, July 21, 2024

Social Security’s Office of the Inspector General Releases Scam Report to Congress

Title: Social Security’s Office of the Inspector General Releases Scam Report to Congress

Article Snip: "...Social Security’s Office of the Inspector General (OIG) recently released its quarterly Scam Report to Congress. The report provides information about scam trends in the second quarter of Fiscal Year 2024 (January 1 — March 31, 2024). “As public servants, we must use every tool at our disposal to raise awareness and protect the American ... To learn how to protect yourself and your loved ones, visit our Protect Yourself from Scams page. If you receive a suspicious call, text, email, social media message, or letter from someone claiming to be from Social Security: ..."

Reference: ssa.gov
Social Security’s Quarterly Scam Report 2024, Social Security,






Thursday, July 18, 2024

Best states in the country for retirees

Title: Best states in the country for retirees

Article Snip: "...Florida remains one of the best states in the country for retirees because of its tax laws overall, according to U.S. News and World Report. “Making the move to Florida comes with multiple tax benefits,” U.S. News reported. ..."

Reference: www.meadvilletribune.com
Best states in the country for retirees






Wednesday, July 17, 2024

Biden Is Starving Retirees On Social Security; Trump Will Help Protect Your Social Security

Title: Trump's new platform pledges to 'end inflation' and maintain the retirement age to receive Social Security and Medicare benefits

Article Snip: "...The platform addresses a range of economic issues, including a pledge to "end inflation" and "make America affordable again." It also says it would preserve Social Security and Medicare benefits without any cuts and not raise the retirement age.

The platform says the GOP would address inflation by ending illegal immigration and lifting restrictions on American energy production, which it says would allow access to more affordable energy. ...
"

Reference: www.businessinsider.com
Social Security Under Trump,Protecting Retirement, Trump 2024,






Monday, July 15, 2024

West Virginia is the most affordable state, study says

Title: West Virginia is the most affordable state, study says

Article Snip: "...CLARKSBURG, W.Va. (WBOY) — If you’re looking for an affordable state to live and buy a home, several recent studies say that West Virginia is your best option in the U.S. A recent report by doxo used the 2024 Cost of Bill Index (COBI) found that West Virginia’s standard cost of living is 25% lower than the national average. ..."

Reference: www.wboy.com
Many Are Moving Out of the Democrat's Expensive & Crime Infested Cities,






Tuesday, July 9, 2024

Federal employee gets conflicting advice on Medicare

Title: Federal employee gets conflicting advice on Medicare

Article Snip: "...Your friends are correct: You should enroll in Medicare Parts A and B when you retire. The rules regarding when and how to enroll in Medicare also apply for federal employees, a change that took place a few years ago. Federal Employees Health Benefits (FEHB) must ..."

Reference: www.reviewjournal.com
Medicare Parts A and B, Federal Employees Health Benefits (FEHB),Postal Service Health Benefits (PSHB),






Monday, July 8, 2024

1 in 4 Americans in their 50s will become 'silver squatters' and need financial support from family in retirement

Title: 1 in 4 Americans in their 50s will become 'silver squatters' and need financial support from family in retirement

Article Snip: "...Few retirees dream of spending their golden years living in their adult kids’ basements or begging family members for money. Unfortunately, that's the harsh reality for a significant number of GenXers, according to Prudential's 2024 Pulse Of The American Retiree Survey...."

Reference: yahoo.com
Silver Squatters,






Sunday, July 7, 2024

When You And Your Spouse Meet While Partying

Title: When You And Your Spouse Meet While Partying

Article Snip: "The most common is when one partner stops wanting to party so hard and the other still does. ...the partner who isn’t ready to give up constant socializing or getting drunk at work happy hours will really frustrate the partner who is ready to transition to a more stable life...Another issue that can plague couples who primarily spent time together when drunk/partying is a difference in sexual desire. When low libido people are drinking or using drugs, their libido may be artificially inflated and their inhibitions are much lower. ...If this resonates with you, read the memoir Smashed. The author talks about how she was thought to be, and felt internally, much younger than her age because she had only really learned to socialize when drunk. When she stopped drinking, she realized she had lost years of social development and was basically frozen at the age that she was when she started binge drinking, which was early adolescence. When you don’t learn to talk to others when sober at a younger age, you need to learn this later on."

Reference: www.drpsychmom.com
Couples who deal with issues like these can often benefit a great deal from couples counseling.,






The big problem with couples retiring at different times?

Title: The big problem with couples retiring at different times?

Article Snip: "...The big trouble, however, is with couples retiring at different times — and how it impacts long-term financial security. More than half of American households do not retire all at once if you count individuals working in retirement and spouses retiring at different times. ...The result is that 6 in 10 couples “experience spending volatility at the beginning of retirement ..."

Reference: finance.yahoo.com
Finances in Retirement, Big Spending Partners vs. Financially Responsible Partners,






Saturday, July 6, 2024

The disability benefits application process just got a little easier thanks to SSA adjustments

Title: The disability benefits application process just got a little easier thanks to SSA adjustments

Article Snip: "The Social Security Administration (SSA) is adjusting its evaluation process to help Americans with disabilities more easily access the benefits they need. Typically, when an individual becomes disabled, the SSA offers benefits through the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSI) program. ..."

Reference: www.foxbusiness.com
disability benefits application






Thursday, July 4, 2024

I Used to Think It Was Possible to Retire on Social Security Alone. Here's Why That's Definitely No Longer My Plan.

Title: I Used to Think It Was Possible to Retire on Social Security Alone. Here's Why That's Definitely No Longer My Plan.

Article Snip: "I can admit that there was a time when I thought it was possible for a person to retire comfortably on Social Security without any other source of funds. ...But relying on Social Security alone to cover your budget in retirement is a horribly bad mistake. And I'm grateful that I learned that years ago so I could switch gears on my long-term financial planning. My new game plan Even though I've only been writing about Social Security for about 10 years now..."

Reference: www.aol.com
Retire on Social Security, Destruction of Retirees,






Monday, July 1, 2024

Biden’s Medicare Advantage Cuts May Come Back To Haunt Him

Title: Biden’s Medicare Advantage Cuts May Come Back To Haunt Him

Article Snip: "President Joe Biden’s move in April to cut Medicare Advantage benefits for seniors may come back to haunt him. ...The Biden administration in April finalized plans to cut MA benefits, which experts said could lead to an additional $33 a month for out-of-pocket costs, or $396 a year, for enrollees. Critics of the cuts said they would be especially devastating to seniors living on fixed incomes who are already coping with ongoing inflation issues. ..."

Reference: dallasexpress.com
Biden Destroys Retirees, Medicare,






Sunday, June 23, 2024

The Trump Drug Rebate Rule Would Have Saved Seniors Billions; Biden Repealed It and Gave Billions to China EVs

Title: The Trump Drug Rebate Rule Would Have Saved Seniors Billions; Biden Repealed It and Gave Billions to China EVs

Article Snip: "...What can’t be denied is that his administration, whether he’s actually in charge of it or not, is abusing American seniors just trying to get their medicine. The cure – as for many of the world’s problems – is to go back to what Donald Trump had already been doing. This year, premiums are up more than 20 percent for the more than 50 million Americans enrolled in Medicare Part D. In 2025, it’s estimated that premiums could go up another 50 percent! What could actually lower healthcare costs for seniors is if the federal government brings back the Trump Rebate Rule. In 2020, President Trump announced a policy that provided seniors the chance to capture the rebates..."

Reference: www.breitbart.com
Trump Protects Seniors,






Monday, June 17, 2024

Yay! Bidenomics CPI Manipulation Got You Again | Inflation isn't as bad as yo feel it, don't believe your lying purse

Title: Cooling Inflation Has 2025 Social Security COLA Estimate Dropping

Article Snip: "These latest estimates are based on the Bureau of Labor Statistics’ (BLS) consumer price index (CPI) data for May, ... For the month, the index decreased 0.1% prior to seasonal adjustment. ...As such, the CPI-W can undercount when compared to spending patterns of older consumers Consumer Price Index for the Elderly (CPI-E), which means it can subsequently underpay Social Security recipients, she notes. “This disparity suggests that my COLA estimate, which is based on the CPI-W, may be undercounting real senior inflation by more than 10%,” says Johnson. "

Reference:
CPI-W undercounting real senior inflation, The Financial Raping of Seniors, The Biden Years,






Friday, June 14, 2024

Flag Day

Article Title: Flag Day (United States) | Flag Day is a holiday celebrated on June 14

Flag Day Image
Article Excerpt: "...The History of Flag Day | The first celebration of the U.S. Flag's birthday was held in 1877, on the 100th anniversary of the Flag Resolution of 1777. However, it is believed that the first annual recognition of the flag's birthday dates to 1885 when schoolteacher BJ Cigrand organized a group of Wisconsin students to observe June 14, the 108th anniversary of the official adoption of The Stars and Stripes as the Flag's Birthday. Cigrand, now known as the Father of Flag Day, continued to publicly advocate the observance of June 14 as the flag's birthday, or "Flag Day," for years. Just a few years later, the efforts of another teacher, George Balch, led to the formal observance of Flag Day on June 14 ...."

Reference Source: www.military.com




The Numbers Don’t Lie: Americans’ Purchasing Power Is Down Under Biden

Title: The Numbers Don’t Lie: Americans’ Purchasing Power Is Down Under Biden

Article Snip: "...Since taking office in January 2021, the cumulative rate of inflation as measured by the Consumer Price Index, a figure calculated by the federal government’s Bureau of Labor Statistics (BLS), stands at 19.4 percent. On the other side of the equation, the increase in average weekly earnings, also calculated by BLS, stands at 14.1 percent. In other words, since Biden entered the Oval Office, real wages are down about 5 percent. Such is why the number one concern among Americans heading into election season is the high cost of living. According to Gallup, the vast majority of likely voters cite the “economy in general” and the “high cost of living/inflation” as the “most important problem facing the country today.”..."

Reference: townhall.com
Bidenomics | The Economic Destruction of America, Destruction of Retirees,






Thursday, June 6, 2024

D-Day's 80th Anniversary Brings World War II Veterans Back to the Beaches of Normandy

D-Day's 80th Anniversary Brings World War II Veterans Back to the Beaches of Normandy

Snippet of Article: "...80th anniversary of D-Day.

The Allied invasion, which began on June 6, 1944, led to the defeat of the Nazis and the end of the war. The assault began with Allied aircraft bombing German defenses in Normandy, followed by around 1,200 aircraft that carried airborne troops. As dawn broke, Allied forces started bombing German coastal defenses and shortly after that vessels began putting troops ashore on five codenamed beaches: Utah, Omaha, Gold, Juno and Sword. By the end of the day, nearly 160,000 Allied troops had landed in Normandy, although there were thousands of casualties.

Few witnesses to history’s biggest amphibious invasion remain alive today. ..."

Source: www.newsmax.com


Wednesday, June 5, 2024

Retiree saved $2 million using 401k, low cost of living

Title: Retiree saved $2 million using 401k, low cost of living

Article Snip: "For many people at or near retirement age, the outlook is dire. One in five older Americans have no retirement savings...Mark — whose last name is known to Business Insider but withheld for privacy purposes — retired three years ago at age 62. Throughout his nearly 40-year-long career in geology, he was able to sock away over $2 million for his retirement, even after putting multiple kids through college.

"You just leave it alone, and you look up 40 years later, and it's a really nice number," he said....
"

Reference: www.businessinsider.com






Tuesday, June 4, 2024

No. 1 Best Seller | 10 Costly Medicare Mistakes You Can't Afford to Make

Title: 10 Costly Medicare Mistakes You Can't Afford to Make

No. 1 Best Seller | 10 Costly Medicare Mistakes You Can't Afford to Make
Article Snip: "UPDATED WITH 2024 MEDICARE INFORMATION...New to Medicare - This book will help anyone approaching Medicare eligibility at age 65 who needs to learn the basics and is afraid of making a mistake that will result in penalties or inadequate healthcare coverage

✓ Retiring after 65 - Perhaps you have worked past age 65 and maintained employer coverage but now you are retiring and want to successfully transition from group health insurance coverage to Medicare as your primary coverage. This book will show you the exact steps to take while also sidestepping unexpected (and often undeserved) late enrollment penalties.

✓ Beneficiaries Facing Indecision - Get this book if It's time for you to make a choice between a Medigap plan (Medicare supplement) and Medicare Advantage but you find yourself torn and aren't sure which route would be a better fit for you.

✓ Confused by Election Periods - Are all the various Medicare election periods making your head spin? This book carefully explains what changes and plan selections you can make during the various election periods and more importantly, what those election periods WON'T give you that you probably expect.

✓ Adult Children and Caregivers - If you find yourself in a situation where you need to help your parents make Medicare coverage decisions but have no idea how Medicare works, this book will be immensely helpful to you.

Every year thousands of seniors make big mistakes during their Medicare enrollment that can result in expensive penalties and untold hours of hassle and headaches. While some of these mistakes are fixable, others can affect you for the rest of your life.

In 10 Costly Medicare Mistakes, Medicare expert Danielle K. Roberts exposes the most common pitfalls that new to Medicare beneficiaries unwittingly make and shares how to expertly avoid them. ...
"



Reference: Amazon






Social Security announces a date change for June 2024 payment for those usually paid on the third Wednesday of every month

Title: Social Security announces a new change for June payments: A payment date change for retirees

Article Snip: "...In this case, specifically for beneficiaries who meet two conditions:

If active workers decided to retire after May 1997.
If their birth dates fall between the 11th and 20th.

Under these circumstances, SSA usually pays on the third Wednesday of every month. But on June 19, the US ...to avoid delays or other potential problems with the banking system, the payment will be made the day...
"

Reference: lagradaonline.com
June 2024 Social Security Date Change,