Wednesday, December 31, 2025

Today is the Day The Social Security COLA Arrives for Some Retirees

Title: Today is the Day The Social Security COLA Arrives for Some Retirees

Article Snip: "...While the COLA impacts benefits in 2026, some Social Security retirees are actually going to get their first increased payment today. Here’s why that’s the case. ...For those seniors who do not collect SSI benefits and who get retirement benefits only, your first payment that includes the 2026 COLA increase will come on the standard date when you get your first Social Security check in January. ..."

Reference: 247wallst.com
Social Security






Tuesday, December 30, 2025

Is there a best blood type? The ups and downs of A, B, AB and O — including who’s at higher risk for cancer, norovirus and bug bites

Title: Is there a best blood type? The ups and downs of A, B, AB and O — including who’s at higher risk for cancer, norovirus and bug bites

Image of Home Blood Typing Kit - New Package + Improved Lancet (1 kit)
Article Snip: "...The short answer: No, there is no “best” blood type. But each of the four main categories — A, B, AB and O — have their own advantages and disadvantages. ..."

Reference: nypost.com
Is there a best blood type? ,Health Watch, What is my Blood Type?,






Blood of Exceptionally Long-Lived People Reveals Crucial Differences

Title: Blood of Exceptionally Long-Lived People Reveals Crucial Differences

Article Snip: "...Emerging evidence suggests that centenarians, who live to 100, and supercentenarians, who live to 110, have unique blood profiles that differ from those who don't live as long. ...Research suggests that centenarians begin showing favorable biomarkers in their blood at just 65 years of age. ...The findings, the authors argue, reveal a "critical role of essential fatty acids to connect lipids with other metabolic processes.""

Reference: www.sciencealert.com
Health Watch,SuperAgers,Centenarians,Short Telomeres, Essential Fatty Acids,






Monday, December 29, 2025

Doctors Are Warning That Most Humans Lack This Essential Vitamin, And Your Immune System Is Probably Trying To Tell You

Title: Doctors Are Warning That Most Humans Lack This Essential Vitamin, And Your Immune System Is Probably Trying To Tell You

Article Snip: "...“It is one of the major regulators of your immune system,” Holick added.

Diane Stadler, the director of the graduate programs in human nutrition at the school of medicine at Oregon Health & Science University, agreed. “There is a lot of evidence that is becoming readily available to associate vitamin...
"

Reference: www.buzzfeed.com






Mark Wahlberg shares the high-protein breakfast he eats every day

Title: Mark Wahlberg shares the high-protein breakfast he eats every day

Article Snip: "...Mark Wahlberg eats a high-protein breakfast every morning that would likely get a big thumbs-up from longevity researchers. ..."I eat the same breakfast every day, but I feel better every day!!" the caption reads. ..."

Reference: www.businessinsider.com






Social Security January payment schedule: Here's when recipients get their checks

Title: Social Security January payment schedule: Here's when recipients get their checks

Article Snip: "...If the 1st falls on the weekend or a holiday, as is the case for next month in January, then the payments are typically issued on the previous weekday. ...SSA beneficiaries can expect a payment on Jan. 2, Jan. 14, Jan. 21, and Jan. 28. SSI recipients will receive January payments on..."

Reference: www.livenowfox.com






Sunday, December 28, 2025

3 things retirees must know now about Social Security in 2026

Title: 3 things retirees must know now about Social Security in 2026

Article Snip: "Every retiree needs to read this to start preparing now. ...Tax rules on Social Security remain exactly the same as the rules that were in effect before the One Big Beautiful Bill Act. Benefits become partly taxable once:...Single filers have a provisional income of $25,000 or higher (provisional income is all taxable income, some non-taxable income, and half of Social Security retirement benefits)...No change was made to these thresholds.

The Trump administration created a separate $6,000 deduction per retiree to add to the standard deduction. It’s in effect through 2028, and it will reduce tax bills for more seniors overall
"

Reference: The Street






Saturday, December 27, 2025

What Science Reveals About Money and a Happy Retirement

Title: What Science Reveals About Money and a Happy Retirement

Article Snip: "...research from academics, social scientists, and financial services providers is shedding light on what it takes to be truly happy in retirement — and what behaviors and circumstances detract from that happiness...How you get your money is more important than the amount.

If you get most of your spending money in retirement from guaranteed sources of income — say, Social Security combined with a pension or annuity — chances are you’re a lot happier than your peers who have to withdraw money from savings to help pay the bills. That’s the conclusion of multiple studies, which show that happiness in retirement is strongly linked to the form in which your income comes to you.

Using HRS data, for example, a Rand Corporation study found that retirees who get a regular income stream from annuities were 43% more likely to consider themselves “very satisfied” 10 years into their retirement than were retirees without annuitized income.

Your best moves: Erasing debt before you retire has a big payoff...
"

Reference: www.kiplinger.com
Science and a Happy Retirement, The Intelligent Chose Striving For A Pension Over Higher Pay Careers,Pensions, Erase Debt Before You Retire, Eating Out With a Friend, Health,






Wednesday, December 24, 2025

Simple daily habit could help people with type 2 diabetes manage blood sugar

Title: Simple daily habit could help people with type 2 diabetes manage blood sugar

Article Snip: "...Sitting next to a window may help people with type 2 diabetes control their insulin levels, according to new research.

The study, published in Cell Metabolism, found that exposure to natural light — even indoors next to a window — changes how the body processes glucose and uses energy. ...
"

Reference: www.foxnews.com
Type 2 diabetes control,Health Watch,Diabetes, Natural Light,






Is there a high dose flu shot for 65 and older seniors?

Title: Is there a high dose flu shot for 65 and older seniors?

Article Snip: "...Since the summer of 2022, the Centers for Disease Control and Prevention (CDC) has recommended that adults 65 years and older get immunized with what’s known as a high-dose or adjuvanted flu vaccine...."

Reference: www.aarp.org
High-dose flu shot,Flu vaccines for the 2025-2026 season,Adjuvanted flu vaccine, 65 and Older Immunization Recommendations,






What is the life expectancy of a U.S. male born in 1960? (Actuarial Life Table)

Title: What is the life expectancy of a U.S. male born in 1960?

Article Snip: "...The life expectancy of a U.S. male born in 1960 is approximately 77.4 years as of 2022. This figure reflects the average remaining years expected prior to death for a person at that exact age, based on mortality ..."

Reference: www.ssa.gov
life expectancy of a U.S. male born in 1960, Actuarial Life Table,






Dave Ramsey’s Advice for Aging Baby Boomers: ‘Take Social Security Early at 62’

Title: Dave Ramsey’s Advice for Aging Baby Boomers: ‘Take Social Security Early at 62’

Article Snip: "...Ramsey thinks it makes the most sense to claim Social Security as soon as possible because, as he puts, it, "Your retirement payments die when you die...so you might as well take the money and make the most of it while you can."

What Ramsey means is that if you don't end up living a long life, you can get the most money out of Social Security by signing up for benefits at 62. ...
"

Reference: finance.yahoo.com
Social Security, Life Expectancy vs. When to collect Social Security,






The SEC Is Concerned for Older Investors and Retirement Savers. Here's What You Should Know.

Title: The SEC Is Concerned for Older Investors and Retirement Savers. Here's What You Should Know.

Article Snip: "The SEC's examination priorities for next year provide warning for older investors as well as retirement savers about potential landmines to avoid. ...choosing investments that are appropriate for the client's risk tolerance and not those that generate the most in fees or commissions for the adviser. ..."

Reference: www.kiplinger.com






Friday, December 19, 2025

Social Security payments vary by state. Here's where retirees get the most — and least.

Title: Social Security payments vary by state. Here's where retirees get the most — and least.

Article Snip: "New Jersey and Connecticut have the highest median payments...As of November 2025, retired workers nationally were receiving an average monthly benefit of around $1,960, according to the Social Security Administration...Per that analysis, Social Security benefits fall short of covering older Americans' basic expenses in every state, but they stretch the furthest in states like Indiana, West Virginia, and Alabama..."

Reference: www.businessinsider.com
Social Security payments by State, 2025 Average Social Security Payment,






Some States Care About Retirees | Retirees in These 7 States Could Pay Less Property Taxes Next Year

Title: Retirees in These 7 States Could Pay Less Property Taxes Next Year

Article Snip: "Retirement property tax bills could be up to 65% cheaper for some older adults in 2026. Do you qualify?...Gov. Ron DeSantis has repeatedly called for the elimination of the property tax in Florida. ...There are also various property tax exemptions for veterans, surviving spouses, and individuals with disabilities in the Sunshine State. ..."

Reference: www.kiplinger.com
Florida, Ron DeSantis, Great Governors, Property Tax Reductions, Retiree Friendly States,Best states in the country for retirees,






Thursday, December 18, 2025

Average Monthly Costs for Retirees: A Breakdown of Housing, Food, and Other Expenses

Title: Average Monthly Costs for Retirees: A Breakdown of Housing, Food, and Other Expenses

Article Snip: "... According to the latest available federal data, which is from 2023, the total annual spending for individuals aged 65 and older in the United States averaged $60,087.1 This comes out to just over $5,000 per month. By far the biggest spending categories were housing, food, transportation, and healthcare. However, those 65 and older—many of whom are retired, but some who may not be—are also spending a significant portion of their income on entertainment.

To develop your own spending plan for retirement, see how ...
"

Reference: www.investopedia.com
Average Monthly Costs for Retirees (2023 Data),






You probably shouldn't wait till 70 to claim Social Security. Here's math to open your eyes (but nobody likes to show)

Title: You probably shouldn't wait till 70 to claim Social Security. Here's math to open your eyes (but nobody likes to show)

Article Snip: "...According to the Social Security Administration, taking your benefits as early as possible (age 62 for those born after 1960) could result in lower monthly payments. At age 67...this relatively simple math overlooks some key variables that might shock some retirement planners.

“Age 70 is not the most financially rewarding age to initiate benefits unless an individual has a low discount rate and/or is confident they will live several years past their life expectancy
"

Reference: finance.yahoo.com
Social Security






Tuesday, December 16, 2025

How One Couple Lost Their Life Savings To A Fake Federal Investigation

Title: How One Couple Lost Their Life Savings To A Fake Federal Investigation

Article Snip: "...Larry and Barbara Cook thought they were helping government agents. In the end, they found themselves victims of tax and Medicare gotchas, as well as the scammers. ...Larry scrambled to call the FTC, the agency he’d been led to believe Ryan worked for. He asked for Ryan. Instead, the agency directed him to a line to report scams. At first, Larry resisted. But eventually, when the representative told him, “Mr. Cook, I don't want to tell you this, but there is no Ryan,” he relented. ...So how can you protect yourself? The FTC suggests taking a few steps, including:"

Reference: www.forbes.com
Be Vigilant, Do Your Due Diligence, Medicare Scammers, Fake Federal Investigation, How do you protect yourself from fraud and scams?,






Health Watch | Large Review Finds Drinking Increases Cancer Risk

Title: Large Review Finds Drinking Increases Cancer Risk

Article Snip: "...Results showed that higher alcohol intake increased cancer risk, especially for breast, colon, liver, mouth, throat and GI cancers.

On the other hand, people who followed American Cancer Society (ACS) guidelines for alcohol and healthy lifestyle choices had a lower risk of developing or dying from cancer, researchers found.

The ACS recommends that people limit alcohol intake to two drinks...white wine or beer were linked to a higher risk of certain cancers, while liquor often was not, researchers found.
"

Reference: www.newsmax.com
Health Watch,Cancer and Alcohol,White Wine or Beer vs. Liquor,






7 Dr. Seuss Quotes Retirees Should Live By

Title: 7 Dr. Seuss Quotes Retirees Should Live By

The Cat in the Hat Hardcover – Picture Book, March 12, 1957
by Dr. Seuss
Article Snip: "...Think you can't get such sage advice from a series of children's books? Check out these seven powerful Dr. Seuss quotes retirees should live by — and get ready to be bedazzled and amazed.

Dr. Seuss Quotes to Keep Your Retirement Rhyming
1. "Today is your day, your mountain is waiting, so ... get on your way!" — Oh, the Places You'll Go!

You finally made it. After years of working and diligently saving, retirement is here. ...
"

Reference: www.kiplinger.com
Dr. Seuss Quotes Retirees Should Live By






Saturday, December 13, 2025

Federal retirement numbers continue to rise

Title: Federal retirement numbers continue to rise

Article Snip: "...Federal retirement numbers at the Office of Personnel Management are continuing to skyrocket. In November, OPM took in another 23,000 applications from retiring employees. That’s on top of more than 20,000 that entered OPM’s systems in October. Together, those numbers mean retirement applications are triple the volume they were at this time last year. In total, OPM’s retirement inventory is now closing in on 50,000 applications that are still awaiting finalization. ..."

Reference: federalnewsnetwork.com






Tuesday, December 9, 2025

How much is the average Social Security payment in each state?

Title: How much is the average Social Security payment in each state?

Article Snip: "...Social Security benefits vary by person and are determined by previous earnings, the number of years they worked and the age at which they retired. However, as a report in The Hill pointed out, the Social Security Administration’s Annual Statistical Supplement breaks down benefits by state and shows a range of payments.

The report covers benefits paid in 2024, so the 2025 COLA is not included.

The top 10 states with the highest average monthly Social Security benefits were:...
"

Reference: www.al.com
Average Social Security payment in each state (2024), Social Security Administration’s Annual Statistical Supplement,






Federal Reserve live coverage: Fed set to cut interest rates for third time this year, 2026 forecast in focus

Title: Federal Reserve live coverage: Fed set to cut interest rates for third time this year, 2026 forecast in focus

Article Snip: "...Investors expect the Fed will cut rates by 0.25%, its third cut of the year, at the conclusion of its two-day meeting, with data from the CME Group showing a 90% chance the central bank will cut rates this week. ..."

Reference: finance.yahoo.com
2025, Poor Economic Conditions Force Another Fed Rate Cut,Layoffs,Economy 2025, Trump Economy 2025,






Health Watch | FDA recalls blood pressure medication over cholesterol drug contamination

Title: FDA recalls blood pressure medication over cholesterol drug contamination

Article Snip: "...The U.S. Food and Drug Administration (FDA) issued a nationwide recall of thousands of bottles of blood-pressure medication last week after discovering cross-contamination with another drug. ..."

Reference: www.foxbusiness.com
Cholesterol drug contamination,Food and Drug Administration (FDA),Drug Recalls,






When Are January 2026 Social Security Payments Coming?

Title: When Are January 2026 Social Security Payments Coming?

Article Snip: "...January also marks the first month that the cost-of-living adjustment, known as the COLA, for 2026 is set to be reflected in most benefit payments. Beneficiaries across all SSA programs will receive a 2.8 percent boost, the government agency confirmed in October. ...Most beneficiaries are paid based on the day of their birth, but some follow different schedules. Those who began receiving retirement, spousal or survivor benefits before May 1997..."

Reference: www.newsweek.com
January 2026 Social Security, Tiny COLA Increase for 2026 (2.8%),COLA 2026 (Social Security),






Monday, December 8, 2025

Health Watch | 4 Simple Exercises That Restore Muscle Faster Than Lifting Weights After 60

Title: 4 Simple Exercises That Restore Muscle Faster Than Lifting Weights After 60

Article Snip: "...Age-related muscle loss (known as sarcopenia) begins in your 30s and accelerates as the decades pass. Research suggests that after 60, adults naturally lose strength at a faster rate unless they intervene with resistance training. However, what most people don’t realize is that resistance training doesn’t always require lifting heavy weights. In fact, it can be created with nothing more than how you move your body and how slowly you lower into each repetition. ..."

Reference: www.eatthis.com
Sarcopenia






The average retirement age in the US (2024 Study)

Title: The average retirement age in the US

Article Snip: "...Find out when US workers are retiring, and learn how to determine the best retirement age for you. ..."

Reference: www.guardianlife.com
The average retirement age in the US (2024 Study), average retirement age is 62 (2024),






Social Security changes on the table as House bills advance: New retirement age terms, more ID theft services

Title: Social Security changes on the table as House bills advance: New retirement age terms, more ID theft services

Article Snip: "...More than 1.35 billion victim notices were sent to individuals in 2024 following more than 3,100 data breaches, according to the Identity Theft Resource Center. More than 1,800 of those breaches involved Social Security numbers. A Senate version of the bill led by Sen. Chuck Grassley, R-Iowa, currently has nine bipartisan co-sponsors. ..."

Reference: www.cnbc.com
Social Security and Retirement, ID Theft,Social Security Number Lock,Official U.S. Government E-verify Social Security Number Lock,






Dave Ramsey Warns Against Long-Term Renting: Here's Why It Could Be A Costly Choice, Even If Buying Isn't Your Plan

Title: Dave Ramsey Warns Against Long-Term Renting: Here's Why It Could Be A Costly Choice, Even If Buying Isn't Your Plan

Article Snip: "...“Renting gives you flexibility, and sometimes that makes perfect sense,” Ramsey stated. “But over time, those rent payments add up, and you’re left with nothing to show.” He added, “Rental rates increase nearly yearly, making long-term renting less viable.” ..."

Reference: finance.yahoo.com






Mortgages for Seniors: Everything You Need to Know

Title: Mortgages for Seniors: Everything You Need to Know

Article Snip: "...The goal should be to live within your means, to make sure you don’t run out of funds and wind up in bad shape in your retiring years, says John J. Vento, a certified public accountant, certified financial planner and author of “Financial Independence (Getting to Point X): A Comprehensive Tax-Smart Wealth Management Guide.”

“You don’t want to be 75 years old, with a big mortgage on your home, and are not sure where you’re going to get the money to pay the mortgage each month,” Vento says. ...
"

Reference: wtop.com
Mortgages for Seniors,pre-retirement planning,retirement planning,






Health Watch | The Ripeness Level Of Your Banana Actually Matters For Your Health — Here's How

Title: The Ripeness Level Of Your Banana Actually Matters For Your Health — Here's How

Article Snip: "The nutritional content in a banana changes as it ripens. What ripeness level is best for you? ...The benefits of resistant starch are many, including helping to feed healthy gut bacteria that reduce inflammation and keeping blood sugar levels stable, according to Zenker. It’s also digested more slowly, which can keep you full for longer. ... “This level of ripeness is ideal for people who are trying to control blood glucose levels, such as those with insulin resistance as seen with prediabetes, Type 2 diabetes and other metabolic conditions..."

Reference: www.huffpost.com
Health Watch, Green Banana vs. Ripe Banana | Which Offers the Greatest Health Benefit, Resistant Starch and its Benefits, Good Gut Bacteria, Inflammation Reduction,






Friday, December 5, 2025

Here's the Maximum Possible Social Security Benefit for Retirees Ages 62 to 85 in 2026

Title: Here's the Maximum Possible Social Security Benefit for Retirees Ages 62 to 85 in 2026

Article Snip: "...The average Social Security retirement beneficiary is expected to receive a monthly payment of about $2,064 in 2026, based on the most recent data provided by the Social Security Administration. But some beneficiaries will receive much more. Those with long, highly paid careers, can receive thousands of dollars more each month from the government retirement program. But there are several factors ..."

Reference: www.fool.com






Federal Retirement Program Tweaks Are Taking Effect After the Holiday Season

Title: Federal Retirement Program Tweaks Are Taking Effect After the Holiday Season

Article Snip: "...Federal retirement programs—including Social Security, Medicare, pensions, and Thrift Savings Plan (TSP) accounts—are undergoing routine updates at the start of 2026. While these adjustments may seem minor, they directly affect retirees’ monthly budgets and long‑term planning. Staying informed is essential, especially for seniors who rely on predictable income streams. ...Medicare costs are also climbing. The Part B premium increases to $202.90 per month in 2026, up from $185 in 2025. Deductibles for hospital (Part A) and outpatient (Part B) services are rising modestly as well. Because Part B premiums are deducted directly from Social Security checks, many retirees will see their net benefit reduced. Analysts note that nearly one‑third of the COLA boost will be absorbed by Medicare costs"

Reference: www.savingadvice.com






Wednesday, December 3, 2025

A look at your costs in retirement or life currently

Title: America's deepening affordability crisis summed up in 5 charts

Article Snip: "Here are five key categories of spending that many Americans are struggling to afford. ...a homebuyer today needing to earn $121,400 a year to afford a typical home...average American earns about $84,000 a year...Americans now pay an average of $265 per month in utility costs, up 12% since last year"

Reference: www.cbsnews.com






Monday, December 1, 2025

9 Jobs For Mature Workers That Pay at Least $80,000

Title: 9 Jobs For Mature Workers That Pay at Least $80,000

Article Snip: "... Your background in business, healthcare, or computers may be just what you need as a mature worker to find a job that pays at least $80,000 a year. Such a financially rewarding job can help you feel satisfied and maximize your retirement savings.

One way to find such a job may be to rely on your network and search for connections on social media. They can often help open the door to new opportunities faster than just applying blindly to jobs. ...
"

Reference: financebuzz.com