Dental Cost Advice for New Retirees, From a New Retiree

Title: Dental Cost Advice for New Retirees, From a New Retiree

Article Snip: "...I opted for original Medicare and a Medigap plan when I retired. I made this decision because with a Medicare Advantage plan, I would have been limited to using in-network doctors and other providers. Likewise, while many Medicare Advantage plans include dental care, the coverage is usually restricted to providers in their network.

In addition, Medicare Advantage plans often impose...One option is a stand-alone dental insurance plan...scrutinize the fine print. Most plans will cover only a portion of the cost of certain procedures..."

Reference: www.kiplinger.com

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If I have retiree coverage through the FEHB, do I need to enroll in Medicare?

Title: If I have retiree coverage through the FEHB, do I need to enroll in Medicare?

Article Snip: "...Should I enroll in Part B if I have FEHB coverage? Deciding whether to enroll in Part B is complicated. And unlike Medicare Part A, all enrollees pay a premium for Medicare Part B ($171.10/month in 2022 for most people). While FEHB plans cover most of the same types of expenses that Medicare covers, FEHB plans’ coverage may be more limited than Medicare Part B when it comes to orthopedic and prosthetic devices, durable medical equipment, home healthcare, medical supplies, and chiropractic care. Conversely, FEHB plans cover emergency care received outside the United States, and this isn’t covered by Original Medicare at all – and is rarely covered by Medicare Advantage. FEHB plans may also pay for vision and dental care that’s not covered by Original Medicare and is limited in Medicare Advantage. ..."

Reference: www.medicareresources.org
Medicare and FEHB,Original Medicare, Medicare Advantage, FEHB plans, vision and dental care,