Hopefully You Are Not Missing This Rare Opportunity for 5.25%+ Certificate of Deposit Rates (CD) Instead of Meager Bank/CU Savings Rate

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Title: Hopefully You Are Not Missing This Rare Opportunity for 5.25%+ Certificate of Deposit Rates (CD) Instead of Meager Bank/CU Savings Rate

"The Fed has maintained a higher interest rate for a period in an effort to reduce inflation. That means banks and credit unions should be offering you a good rate on CD's ...a rate that is likely to drop several times in 2024 as the Fed is pressured to do so. If you want to capture this rate or better, now looks like the time. We have noticed many offerings that are appealing as opposed to the average savings account rate of less than .50% return. One example offered by a reader states that he or she has captured a 5.25% CD (simple interest, not compounded) for seven months with a $5,000 minimum. This is a considerable difference in the savings rate. Don't let your money sit idle and leave money on the table that you do not have to lock up for years. "

Reference: Federal Retirement News
Certificate of Deposit Rates (CD),Investing,CD's vs. Savings,

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Best CD Rates for August 2023—Up to 5.75%

Title: Best CD Rates for August 2023—Up to 5.75%

Article Snip: "Guide to the Highest CD Rates Available to Anyone in the U.S. ...When you have cash you want to save for a while and you want to earn more than you would with a standard savings account, certificates of deposit (CDs) can be a good option. CDs offer fixed interest rates that guarantee you earnings, which can help you reach your financial goals. To help you earn as much as possible, here are the top CD rates available from our partners, followed by our rankings on the best-paying CDs that are available to U.S. customers everywhere. Right now, the best CD rates are over 5.00% APY, with the best CD rate across all terms sitting at 5.75% APY for a 12-month CD from MapleMark Bank. ..."

Reference: www.investopedia.com

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For American Workers, 4 Key Retirement Issues to Watch in 2019

Title: For American Workers, 4 Key Retirement Issues to Watch in 2019

Article Snip: "...It’s going to be a busy year in Washington and state capitals for policymakers working to improve the retirement security of millions of Americans. Savings Plans, Saving One Million Pensions, Protecting Investors From Conflicted Advice, Expanding Social Security ..."

Reference: www.nytimes.com
Social Security, Pensions, Investing, Savings,