Meet the rich retired boomers who are now ultra-frugal because they are scared of going broke—even after saving for decades

Title: Meet the rich retired boomers who are now ultra-frugal because they are scared of going broke—even after saving for decades

Article Snip: "...wealthy boomers who have retired with at least six figures in savings are feeling the pinch. ...study from Prudential Financial. The Fortune 500 investment, money management, and retirement planning firm surveyed around 20,000 people over the age of 50 and found retirees are living well below their means.

Married 65-year-olds with at least $100,000 in financial assets withdrew an average of 2.1% of their savings annually—that is, nearly half the usual spending rate of retirees"

Reference: fortune.com
Destruction of Retirees,Baby Boomers Struggling in Retirement,Conservative Boomers Continue to Make the Sacrifices That Have Permitted a Survivable Retirement, Work Ethic - Sacrifice - Economic Commonsense of Baby Boomers, How do you survive retirement?,

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Health Watch | How to future-proof your knees

Title: How to future-proof your knees

Article Snip: "...You might start to notice it as early as your thirties: the dull knee aches when the weather changes, the morning stiffness when you get out of bed. You might think twice about crouching down. They're all unwelcome signs that your knees are not quite the well-oiled joints they once were.

This will be especially true if you have a physical job..."

Reference: www.bbc.com
Health Watch, Future-proof your knees, Knee Health,

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Social Security's Latest 2026 COLA Estimate Is 2.7%, but That Don't Worry, the Government Will Get Most of It Before You See it

Title: Social Security's Latest 2026 COLA Estimate Is 2.7%, but That Doesn't Tell the Whole Story

Article Snip: "...Social Security COLAs are based on changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) during the months of July, August, and September specifically. This year, September's CPI-W is expected to get announced on Oct. 15, after which the SSA can share an official 2026 COLA. ...But for those who are on Medicare and Social Security at the same time, Part B premiums"

Reference: www.fool.com
Will Medicare Steal Your 2026 COLA,The Plight of the Silent Majority (Retirees on Social Security),

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The 10 Best Travel Hacks Every Active Retiree Should Know

Title: The 10 Best Travel Hacks Every Active Retiree Should Know

Article Snip: "...with careful and creative planning, you can still enjoy exciting adventures on a budget. Here are the 10 best budget-friendly travel hacks tailored for active older people looking to make the most of their journeys. ..."

Reference: www.kiplinger.com
10 Best Travel Hacks for Retirees

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Here's the Net Worth of the Average Retiree (How Do You Compare?)

Title: Here's the Net Worth of the Average Retiree (How Do You Compare?)

Article Snip: "...When calculating your net worth, remember that it includes more than just the cash in your bank account.

Your home, pensions, investments, car, and other real estate play a major role in making up your net worth, including intangible objects like trademarks or patents. ..."

Reference: www.aol.com
Net Worth of the Average Retiree

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I'm 63 With an Aging House That Needs Repairs, but I Might Move to a Retirement Community In a Few Years. Is It Worth Making Those Fixes?

Title: I'm 63 With an Aging House That Needs Repairs, but I Might Move to a Retirement Community In a Few Years. Is It Worth Making Those Fixes?

Article Snip: "...In a study by The Hartford Center for Mature Market Excellence and the MIT AgeLab, 59% of homeowners aged 50 and older reported that home maintenance has become more challenging for them over time. And that percentage rose to 69% for those ages 70 and older.

Moving to a retirement community could help alleviate the burden of home maintenance. You may find that..."

Reference: www.kiplinger.com

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Destruction of Retirees | Your Medicare Costs Are Set to Soar: What to Expect Over the Next Decade

Title: Your Medicare Costs Are Set to Soar: What to Expect Over the Next Decade

Article Snip: "Medicare beneficiaries will face higher premiums, deductibles and surcharges starting in 2026...The 2025 Medicare Trustees Report projects a steady increase in Medicare Part B premiums and IRMAA surcharges over the next nine years. The projections are based on expected rises in healthcare costs, particularly for outpatient hospital services and physician-administered drugs. It's crucial for retirees and those approaching retirement to understand these projections for proper financial planning. ..."

Reference: www.kiplinger.com
Medicare Costs Soar,Destruction of Retirees,Destruction of Seniors,2026 Medicare,

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Health Watch | Study: Aspirin cuts colorectal cancer recurrence in half

Title: Study: Aspirin cuts colorectal cancer recurrence in half

Article Snip: "...The study included more than 3,500 patients with colon and rectal cancer from dozens of hospitals in Sweden, Norway, Denmark and Finland. Patients whose tumors showed a specific genetic mutation in the PIK3CA signaling pathway. The mutation, according to Medical Xpress, was found in approximately 40% of patients. Those patients were randomly chosen to receive either 160 mg of aspirin daily or a placebo for three years after surgery. ...For patients with the genetic mutation in PIK3, the risk of recurrence was reduced by 55% in those who received aspirin compared with the placebo group."

Reference: www.newsnationnow.com
Health Watch, Aspirin cuts colorectal cancer recurrence (Study),Colorectal Cancer,

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When will i get my Annual Notice of Change (Medicare) from my plan?

Title: Plan Annual Notice of Change (ANOC)

Article Snip: "...What is it?

If you're in a Medicare plan, your plan will send you a "Plan Annual Notice of Change" (ANOC) each fall. The ANOC includes any changes in coverage, costs, and more that will be effective in January.

When should I get it? September

Who sends it?
Your plan

What should I do if I get this notice?

Review any changes to decide whether the plan will continue to meet your needs in the next year. If you don't get this important document, contact your plan. ..."

Reference: www.medicare.gov
When will i get my Annual Notice of Change (Medicare) from my plan? September, Annual Notice of Change (Medicare),

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Don’t ignore this upcoming Medicare update (Annual Notice of Change) — it could be the most important message of the year

Title: Don’t ignore this upcoming Medicare update — it could be the most important message of the year

Article Snip: "...The Annual Notice of Change — sometimes called by its “ANOC” acronym — lays out how your costs and coverage will be different next year in your drug (Medicare Part D) or Medicare Advantage (Part C) plan, which is the alternative to original Medicare sold by health insurers. If you assume the 2026 plan will be identical to your 2025 plan, you’ll be wrong. ..."

Reference: www.marketwatch.com
Annual Notice of Change (Medicare), Important Action Needed, Medicare,

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Retirement Systems of Alabama | RSA completes construction on new statehouse with company busted for illegal immigrant labor

Title: RSA completes construction on new statehouse with company busted for illegal immigrant labor

Article Snip: "Retirement Systems of Alabama CEO David Bronner still does not like President Donald Trump. ...He took particular issue with Trump's illegal immigration policy ...Bronner's remarks come as his operation is completing construction on a much-anticipated replacement for the Alabama Statehouse. However, one of the primary contractors under contract with RSA was the subject of an illegal immigration raid earlier this year. ..."

Reference: 1819news.com
David Bronner, Retirement Systems of Alabama (RSA), Scumbags in Alabama Government, illegals in Alabama, Rabren General Contractors | Alabama Satehouse Construction project,

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Drug Watch | Heard of the ‘chill pill’? Meet Propranolol, the nerve-calmer everyone’s talking about

Title: Heard of the ‘chill pill’? Meet Propranolol, the nerve-calmer everyone’s talking about

Article Snip: "...Let’s talk about the buzzy little heart med that’s making waves as the “Chill Pill.” Propranolol isn’t new, it’s a classic beta blocker, around since the 1960s and originally meant for heart issues, but lately, it's become the darling of anyone needing nerves to chill… fast. ..."

Reference: timesofindia.indiatimes.com
Propranolol (Chill Pill), Nerve-calmer Pill,

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UnitedHealth sees 78% of members in high-rated Medicare plans

Title: UnitedHealth sees 78% of members in high-rated Medicare plans

Article Snip: "...The estimate of memberships in 4-star or higher-rated Medicare Advantage plans, which cover Americans aged 65 years or older, is consistent with the company's expectations and in line with historical performance, UnitedHealth said. ..."

Reference: www.reuters.com
UnitedHealth, High-rated Medicare plans,Medicare,Medicare Advantage plans,

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More Americans aging into retirement are still paying down mortgages

Title: More Americans aging into retirement are still paying down mortgages

Article Snip: "The number of so-called cost-burdened older adults is at an all-time high. That means they are spending 30% or more of their income on housing, utilities, taxes and insurance. ...The mortgage debt story mirrors the broader trend toward more older adults entering retirement in debt. Debt repayments can hike financial stress and vulnerability, especially for those of modest means. The struggle to cover debts leaves them with less money for essentials like food, health and home maintenance — let alone fun. ..."

Reference: www.marketplace.org
Mortgage Debt,Home Ownership,

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Health Watch | Nearly half of people with diabetes don’t know they have it, new study finds

Title: Nearly half of people with diabetes don’t know they have it, new study finds

Article Snip: "...When was the last time you had your blood sugar checked? It might be worth looking into, a new study says.

Forty-four percent of people age 15 and older living with diabetes are undiagnosed...“Diagnosing diabetes early is important because it allows for timely management to prevent or delay long-term complications such as heart disease, kidney failure, nerve damage, and vision loss,” said Rita Kalyani, chief scientific and medical officer at the American Diabetes Association. She was not involved in the study."

Reference: www.4029tv.com
Importance of blood Tests,Type 2 Diabetes, Diabetes,

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Study | What is a Life Well lived? | 38 million obituaries may hold the answer

Title: MSU study: What obituaries reveal about a life well-lived

Article Snip: "...What constitutes a life well-lived? A new Michigan State University-led study is turning to a common cultural artifact to find out: the obituary.

In the study, published in the journal the Proceedings of the National Academy of Sciences, or PNAS, researchers from MSU, Boston College and Arizona State University analyzed 38 million obituaries from the U.S. spanning 30 years to examine what values people are most remembered for, how cultural events and time change how people are remembered, and how legacy reflections reinforce societal expectations of a life well-lived based on demographics. ..."

Reference: msutoday.msu.edu
What is a Life Well lived?, Theoretical examination of the human drive for legacy,

MORE READING: The desire to be remembered: A review and analysis of legacy motivations and behaviors.

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Health Watch | Dementia risk slashed with one common health intervention, study finds

Title: Dementia risk slashed with one common health intervention, study finds

Article Snip: "..Adults who wore hearing devices had 61% lower risk for incident all-cause dementia compared to untreated hearing loss. ..."

Reference: www.foxnews.com
Lower Your Dementia Risk, Dementia, Hearing, Hearing Loss and Dementia,

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