Life Tables for the United StatesSocial Security Area1900-2100

Title: Life Tables for the United StatesSocial Security Area1900-2100

Article Snip: "...Actuarial Study No. 120 displays life tables based on historical and projected mortality in the area covered by the United States Social Security program. This projected mortality was used in estimating the future costs for the Old-Age, Survivors, and Disability Insurance (OASDI) program included in the2005 Report of the OASDI Board of Trustees to Congress. A web address for this and other Actuarial Studies is www.socialsecurity.gov/OACT/NOTES/actstud.html.The historical calendar year life tables in this study differ from those published by the National Center for Health Statistics (NCHS). NCHS prepares U.S. Decennial Life Tables based on the decennial census of population and deaths for a three year period containing the census year..."

Reference: www.ssa.gov

Why Delaying Social Security Benefits Could Be a Costly Mistake

Title: Why Delaying Social Security Benefits Could Be a Costly Mistake

Article Snip: "...Determining whether it's wiser to claim early or delay benefits comes down to your life expectancy. If you have health issues or other reason to believe you won't spend a long time in retirement, waiting to claim benefits may not make financial sense. For example, if you live until, say, age 75, you'll likely receive much more in benefits overall if you were to claim as early as possible at 62 rather than wait until age 70..."

Reference: madison.com
When should I start collecting social security?,

WEP: Here's How Having A Pension Affects Your Social Security Benefits

Title: Here's How Having A Pension Affects Your Social Security Benefits

Article Snip: "...The WEP may impact your retirement income if you qualify for both a pension and Social Security benefits. The WEP has been an ongoing source of debate among lawmakers. It was initially implemented to add fairness to the Social Security benefit calculation. But now lawmakers aren't so sure it's fair enough..."

Reference: madison.com
Windfall Elimination Provision, social security,

Will The Maximum Social Security Benefit Increase In 2020?

Title: Will The Maximum Social Security Benefit Increase In 2020?

Article Snip: "...There is some good news and some bad news for workers near the top of the Social Security payroll tax levels. For 2019, the top-level is $132,900 or more. The bad news is that more of your income will get hit with Social Security taxes in 2020..."

Reference: www.forbes.com
social security, Maximum Social Security Benefit,

Retire Before Age 40?! 10 Towns Where Your Dream Can Come True

Title: Retire Before 40?! 10 Towns Where Your Dream Can Come True

Article Snip: "...#1 is Huntsville, Alabama, Average salary: $54,630**, Percentage of high-paying jobs: 28.1%, Median home sale price: $202,900. This Southern city is anything but sleepy, since it serves as home to the NASA Marshall Space Flight Center, the U.S. Army’s Redstone Arsenal, and offices for Lockheed Martin, Boeing, and Northrop Grumman. With such aerospace, defense, and tech heavyweights in the area, Huntsville is famed for its educated workforce and sky-high wages to go with it. Paired with Huntsville's low home prices and a cost of living 3.3% lower than the national average..."

Reference: www.chron.com
Huntsville Alabama, Alabama, Retirement,

Federal Retirees Will Get 1.6% COLA in 2020

Title: Federal Retirees Will Get 1.6% COLA in 2020

Article Snip: "...Retired federal workers will receive a cost of living adjustment of 1.6% to their defined benefit pensions next year..."

Reference: www.govexec.com
COLA, 2020 Federal Retiree COLA,

Watch for These 9 Signs of Identity Theft

Title: Watch for These 9 Signs of Identity Theft

Article Snip: "...contact the three major credit bureaus, Equifax, Experian and TransUnion, to request a credit freeze on your accounts. Also known as a security freeze, this helps prevent new accounts from being opened in your name. A credit freeze is free and won’t affect your credit score..."

Reference: www.msn.com

Social Security: Finally A Plan to Help The Majority Instead Of Just The Wealthy

Title: Elizabeth Warren’s new plan calls for tax hike on wealthy to pay for Social Security overhaul

Article Snip: "...Sen. Elizabeth Warren is calling for the wealthy to pay for an overhaul of Social Security that would boost the annual payment to retirees by $2,400 and extend the program’s solvency by two decades..."

Reference: www.chicagotribune.com
Working Class Help, social security, Sen. Elizabeth Warren (D-MA),

Top Retirement Strategies for Government Employees

Title: Top Retirement Strategies for Government Employees

How retirement benefits differ and work for government employees

Article Snip: "...Retirement planning is different if your career has been as a government employee. The mainstream advice about 401(k) plans and Social Security benefits doesn’t apply to you. Here’s a look at the top strategies for government employees to plan for a successful retirement..."

Reference: www.investopedia.com

Should You Carry Your Mortgage Into Retirement?

Title: Should You Carry Your Mortgage Into Retirement?

Article Snip: "...there can be some drawbacks. Carrying a mortgage in retirement can be a good idea in certain situations, but it is certainly not a one-size-fits-all solution for increasing retirement income..."

Reference: www.investopedia.com