Trump on Entitlement Cuts: “At some point they will be” on his agenda

Title: Trump suggests he may be open to entitlement cuts in future

Article Snip: "... Asked if entitlement cuts would ever be on his agenda, Trump responded, “At some point they will be.” As a candidate for the White House, Trump stood apart from much of the GOP primary field as he vowed to oppose cuts to Social Security and Medicare..."

Reference: abcnews.go.com
social security, Medicare, destruction of the American working class, Raping the Middle Class, Cuts to Social Security,

If you don't know these 3 things about your 401(k), you're losing out

Title: If you don't know these 3 things about your 401(k), you're losing out

Article Snip: "...If you fund a traditional 401(k), the money you contribute is made with pre-tax dollars, which means you immediately shield income from the IRS. That could translate to some huge savings. For example, if you're under 50 and max out your 401(k) this year at $19,000, and you're in the 24% tax bracket, that means you effectively shave $4,5..."

Reference: www.usatoday.com

Can this civil service retiree get Social Security benefits?

Title: Can this civil service retiree get Social Security benefits?

Article Snip: "...currently retired from United States Postal Service under Civil Service, so I didn’t pay into Social Security the whole time. I did before that job, and I’m four credits short for Social Security. However, my wife collects on disability. Can I possibly get my credits through her?..."

Reference: www.nj.com
CSRS and Social Security,

TSP Two-step authentication mandatory before the end of 2019

Title: TSP Two-step authentication mandatory before the end of 2019

Article Snip: "...You can avoid interruption to your account access by adding these security features in your My Account Profile Settings now..."

Reference: www.tsp.gov
Thrift Savings Plan (TSP), Two-Step Authentication Requirement (TSP),

Best City to Live in Every State

Title: Best City to Live in Every State

Article Snip: "...The majority of the cities on this list are relatively wealthy. Valley, Alabama is an exception. The typical household in Valley earns just $39,387 a year, about $5,000 less than the typical Alabama household. Still, serious financial hardship is less common in Valley than in Alabama as a whole as 15.7% of area residents live below the poverty line, well below the 18.4% state poverty rate. Valley residents also benefit from a low cost of living as goods and services are about 6% less expensive in the city than they are nationwide on average. Valley is a pilot city for the Alabama Communities of Excellence program, a non-profit that partners with governments, businesses, and universities to prepare participating communities for a more vibrant future..."

Reference: 247wallst.com

States Where People Live the Longest

Title: States Where People Live the Longest

Article Snip: "...To identify the states where people are expected to live the longest, 24/7 Wall St. reviewed life expectancy at birth figures for 2010-2015 obtained from the National Association for Public Health Statistics and Information Systems (NAPHSIS) and the Robert Wood Johnson Foundation (RWJF)..."

Reference: 247wallst.com
States Where People Live the Longest

United States Complete Period Life Tables, 2008

Title: United States Life Tables, 2008

Article Snip: "...Objectives — This report presents complete period life tables for the United States by race,Hispanic origin, and sex, based on age - specific death rates in 2008..."

Reference: www.cdc.gov
United States Life Tables (2008), complete period life tables,

Life Tables for the United StatesSocial Security Area1900-2100

Title: Life Tables for the United StatesSocial Security Area1900-2100

Article Snip: "...Actuarial Study No. 120 displays life tables based on historical and projected mortality in the area covered by the United States Social Security program. This projected mortality was used in estimating the future costs for the Old-Age, Survivors, and Disability Insurance (OASDI) program included in the2005 Report of the OASDI Board of Trustees to Congress. A web address for this and other Actuarial Studies is www.socialsecurity.gov/OACT/NOTES/actstud.html.The historical calendar year life tables in this study differ from those published by the National Center for Health Statistics (NCHS). NCHS prepares U.S. Decennial Life Tables based on the decennial census of population and deaths for a three year period containing the census year..."

Reference: www.ssa.gov

Why Delaying Social Security Benefits Could Be a Costly Mistake

Title: Why Delaying Social Security Benefits Could Be a Costly Mistake

Article Snip: "...Determining whether it's wiser to claim early or delay benefits comes down to your life expectancy. If you have health issues or other reason to believe you won't spend a long time in retirement, waiting to claim benefits may not make financial sense. For example, if you live until, say, age 75, you'll likely receive much more in benefits overall if you were to claim as early as possible at 62 rather than wait until age 70..."

Reference: madison.com
When should I start collecting social security?,

WEP: Here's How Having A Pension Affects Your Social Security Benefits

Title: Here's How Having A Pension Affects Your Social Security Benefits

Article Snip: "...The WEP may impact your retirement income if you qualify for both a pension and Social Security benefits. The WEP has been an ongoing source of debate among lawmakers. It was initially implemented to add fairness to the Social Security benefit calculation. But now lawmakers aren't so sure it's fair enough..."

Reference: madison.com
Windfall Elimination Provision, social security,

Will The Maximum Social Security Benefit Increase In 2020?

Title: Will The Maximum Social Security Benefit Increase In 2020?

Article Snip: "...There is some good news and some bad news for workers near the top of the Social Security payroll tax levels. For 2019, the top-level is $132,900 or more. The bad news is that more of your income will get hit with Social Security taxes in 2020..."

Reference: www.forbes.com
social security, Maximum Social Security Benefit,

Retire Before Age 40?! 10 Towns Where Your Dream Can Come True

Title: Retire Before 40?! 10 Towns Where Your Dream Can Come True

Article Snip: "...#1 is Huntsville, Alabama, Average salary: $54,630**, Percentage of high-paying jobs: 28.1%, Median home sale price: $202,900. This Southern city is anything but sleepy, since it serves as home to the NASA Marshall Space Flight Center, the U.S. Army’s Redstone Arsenal, and offices for Lockheed Martin, Boeing, and Northrop Grumman. With such aerospace, defense, and tech heavyweights in the area, Huntsville is famed for its educated workforce and sky-high wages to go with it. Paired with Huntsville's low home prices and a cost of living 3.3% lower than the national average..."

Reference: www.chron.com
Huntsville Alabama, Alabama, Retirement,

Federal Retirees Will Get 1.6% COLA in 2020

Title: Federal Retirees Will Get 1.6% COLA in 2020

Article Snip: "...Retired federal workers will receive a cost of living adjustment of 1.6% to their defined benefit pensions next year..."

Reference: www.govexec.com
COLA, 2020 Federal Retiree COLA,

Watch for These 9 Signs of Identity Theft

Title: Watch for These 9 Signs of Identity Theft

Article Snip: "...contact the three major credit bureaus, Equifax, Experian and TransUnion, to request a credit freeze on your accounts. Also known as a security freeze, this helps prevent new accounts from being opened in your name. A credit freeze is free and won’t affect your credit score..."

Reference: www.msn.com

Social Security: Finally A Plan to Help The Majority Instead Of Just The Wealthy

Title: Elizabeth Warren’s new plan calls for tax hike on wealthy to pay for Social Security overhaul

Article Snip: "...Sen. Elizabeth Warren is calling for the wealthy to pay for an overhaul of Social Security that would boost the annual payment to retirees by $2,400 and extend the program’s solvency by two decades..."

Reference: www.chicagotribune.com
Working Class Help, social security, Sen. Elizabeth Warren (D-MA),

Top Retirement Strategies for Government Employees

Title: Top Retirement Strategies for Government Employees

How retirement benefits differ and work for government employees

Article Snip: "...Retirement planning is different if your career has been as a government employee. The mainstream advice about 401(k) plans and Social Security benefits doesn’t apply to you. Here’s a look at the top strategies for government employees to plan for a successful retirement..."

Reference: www.investopedia.com

Should You Carry Your Mortgage Into Retirement?

Title: Should You Carry Your Mortgage Into Retirement?

Article Snip: "...there can be some drawbacks. Carrying a mortgage in retirement can be a good idea in certain situations, but it is certainly not a one-size-fits-all solution for increasing retirement income..."

Reference: www.investopedia.com

Baby Boomers: Don't Buy Into These 10 Pre-Retirement Investment Myths

Title: Baby Boomers: Don't Buy Into These 10 Pre-Retirement Investment Myths

Article Snip: "...As Baby Boomers approach retirement, they may encounter a lot of so-called “expert” advice telling them how to invest just before or during their golden years. While some of this guidance is sound, other tips are myths that may, in fact, steer investors in the wrong direction..."

Reference: www.forbes.com

What You Don't Know (But Should) About Your Thrift Savings Plan

Title: What You Don't Know (But Should) About Your Thrift Savings Plan

Article Snip: "...federal employees and members of the military save for retirement with a different kind of account: the Thrift Savings Plan, or TSP. In some ways, TSPs function similarly to 401(k)s. You make contributions, and your..."

Reference: www.forbes.com
Thrift Savings Plan (TSP),

What's a Roth 401(k)? The other employer-based retirement plan that lets your savings grow tax free

Title: What's a Roth 401(k)? The other employer-based retirement plan that lets your savings grow tax free

Article Snip: "...The Roth 401(k), like a Roth IRA, lets you build a nest egg that grows tax-free, but relatively few workers take advantage of this opportunity..."

Reference: www.nbcnews.com