Title: When Should a Federal Employee Apply for Social Security Benefits?
Article Snip: "...wonder if they will reach their life expectancy. This group firmly believes that a bird in the hand is worth two in the bush. Although 62 year olds are rarely called young..."
Reference: www.fedweek.comNew Year. New Law. Beginning January 1, 2022, new federal protections will shield millions of consumers from surprise medical bills. Surprise medical bills – unexpected bills from an out-of-network provider, out-of-network facility or out-of-network air ambulance provider – is common among those with private insurance. Nearly one in five patients who go to the emergency room, have an elective surgery, or give birth in a hospital receive surprise bills, with average costs ranging from $750 to $2,600 per episode.
Learn about how the No Surprises Act can protect you from surprise medical billing. U.S. Department of Health and Human Services
Title: Why is My 2022 COLA Less Than I Was Expecting?
Article Snip: "...My FERS annuity with the 2022 COLA is increasing less than 4.9% in January. Why is that?..."
Reference: www.fedsmith.comTitle: You’re Retired and Like to Be Alone. Is It a Problem if You Self-Isolate?
Article Snip: "...“Loners have gotten a bad rap,” said Katharine Esty, Ph.D., a retired psychotherapist in Concord, Mass. “There’s nothing bad about doing things alone. It only becomes unhealthy when people become lonely, which is different.” She describes loneliness as feeling subjectively unhappy with your relationships or lack thereof. Someone who embraces solitude—and keeps busy and stimulated by fulfilling activities—can spend most of their time alone but never experience the distress of loneliness. ..."
Reference: www.barrons.comTitle: Everyone Is Moving to Florida. What That Means for Financial Advisors and Their Clients.
Article Snip: "...“Jacksonville, Orlando, Sarasota—you can name any market in Florida, and it’s one wealth managers want to be in,” says Thomas Carroll, president of the firm that manages more than $9 billion and is among . In..."
Reference: www.barrons.comTitle: Your ex-spouse could inherit your money. How to avoid this and other estate-planning mistakes
Article Snip: "...there are ways your ex could inadvertently inherit your money if you’re not careful. ..."
Reference: www.cnbc.comTitle: The best and worst states for retirement 2021
Article Snip: "...Georgia 1, Florida 2, Tennessee 3..."
Reference: www.bankrate.comTitle: Tips for Getting the Most Out of Your Retirement Benefits
Article Snip: "...many federal employees plan their transition from employee to annuitant. Let’s take a look at various federal retirement benefits to highlight an important feature or recent update and a pro tip to help you maximize each benefit. ..."
Reference: www.govexec.comTitle: 25 Things to Do When You Retire
Article Snip: "...After decades in the workforce, retirees finally get complete control over how they spend their time. There are many terrific things you can do with your time and energy in retirement. ..."
Reference: usnews.comTitle: What Is the Average Retirement Income in 2021 and How Do You Compare?
Article Snip: "...The U.S. Census Bureau reports the average retirement income for Americans over 65 years of age as both a median and a mean. In the most recent data from 2019, the figures were as follows: Median retirement income: $47,357 Mean retirement income: $73,288 ..."
Reference: www.personalcapital.comTitle: 20 Ways To Pay Less at Costco
Article Snip: "...One of the best ways to save money on groceries when shopping at Costco is to buy meat in bulk. You can portion it out and freeze it for later use. So, the next time you shop at the retailer, you'll save money on food...."
Reference: www.gobankingrates.comArticle Snip: "...If you don’t use coupons, you’re spending way more than you should. These tips will turn your next shopping trip into a savings extravaganza...."
Reference: Readers DigestTitle: Experts warn retirees to plan for higher inflation
Article Snip: "...Financial advisers are recommending retirees adopt investments that protect against inflation as rising living costs put ..."
Reference: www.morningstar.comTitle: ‘This is a tough time to be on a fixed income’—the grim inflation outlook and what retirees can do
Article Snip: "...The nonpartisan Senior Citizens League received more than 200 emails recently “with many retired and disabled senders describing the dire situations they face as rapidly rising inflation makes it impossible to pay the bills,” the group said in a statement. “This is a tough time to be on a fixed income,” said Lisa..."
Reference: www.msn.comTitle: 12 Best Senior Dating Websites to Find Love in 2021
Article Snip: "...Peruse top-rated online dating sites to find the right senior match. ..."
Reference: usnews.comTitle: How To Enjoy Retirement on a Budget
Article Snip: "...An enjoyable, stress-free retirement is the end goal for many workers, but once you ride off into the sunset, you’ll still have to plan your finances. Without a regular source of income, except perhaps a pension or Social Security, you’ll have to..."
Reference: www.gobankingrates.comTitle: The 5 Ways To Maximize Your Retirement Income From Social Security
Article Snip: "...“When is the best time to take Social Security?” “How Can I maximize my Social Security benefits?” “Are Social Security Benefits taxable?” “Can you help me choose the best time to start receiving Social Security?” The list of Social Security questions goes on and on..."
Reference: www.forbes.comTitle: COLAs and Timing Federal Retirement
Article Snip: "...For FERS employees who aren’t eligible for a COLA during their first year or more on the annuity roll, their first COLA after becoming eligible will be for the full amount, no matter in which month that eligibility occurs . ..."
Reference: The Federal News GroupTitle: 2 Easy Ways to Estimate Your Retirement Savings Goals
Article Snip: "...Some people might feel overwhelmed and won’t know where to start when calculating what they’ll need to save for retirement. But there are two really simple approaches that everyone can use to get a fairly good idea of what their retirement number should be. ..."
Reference: www.crossroadstoday.comTitle: This New Retirement Research Is Wrong
Article Snip: "... a million-dollar portfolio should only be relied on for $33,000 in annual income. That is a sad ending for a seven-figure nest egg! Scary, too. This $33,000 salary isn’t..."
Reference: www.forbes.com