FEHB and Retirees

Title: From budgets to benefits
Article Snip: "...it is specified in the FEHB law that only two rating categories are defined - self and family. Because FEHB covers retirees, in addition to active employees and their families, the premiums for a self plus one (or married) category have been determined by OPM actuaries to be more costly than the family category for FEHB...."
Reference: www.washingtonpost.com
FEHB and retired Federal Employees