Monday, July 29, 2019

What You Don't Know (But Should) About Your Thrift Savings Plan

Title: What You Don't Know (But Should) About Your Thrift Savings Plan

Article Snip: "...federal employees and members of the military save for retirement with a different kind of account: the Thrift Savings Plan, or TSP. In some ways, TSPs function similarly to 401(k)s. You make contributions, and your..."

Reference: www.forbes.com
Thrift Savings Plan (TSP),

Monday, July 15, 2019

What's a Roth 401(k)? The other employer-based retirement plan that lets your savings grow tax free

Title: What's a Roth 401(k)? The other employer-based retirement plan that lets your savings grow tax free

Article Snip: "...The Roth 401(k), like a Roth IRA, lets you build a nest egg that grows tax-free, but relatively few workers take advantage of this opportunity..."

Reference: www.nbcnews.com

Friday, July 5, 2019

The 10 Worst US States for Opportunity

Title: The 10 Worst US States for Opportunity

Article Snip: "...The Alabama State is ranked 3rd worst in opportunities mainly due to poor remuneration for employees. The workforce earns below the national average per household.Allocation to public schools is lesser than in other states. Crime rates are comparatively higher. The recent job growth is about 0.04% while the cost of living index is at 91.2. Alabama is ranked 48th in economic opportunities though in terms of affordability it is ranked 17th..."

Reference: www.worldatlas.com

Alabama next to last in US News ranking of best and worst states

Title: Alabama next to last in US News ranking of best and worst states

Article Snip: "...Alabama ranked last among the states in the education category. Its other rankings were..."

Reference: www.al.com

You're Most Likely to Die From Cancer in 1 of These States

Title: You're Most Likely to Die From Cancer in 1 of These States

Article Snip: "...looking at data from the Centers of Disease Control and Prevention on cancer rates in different states. The states with the highest incidence rates for cancer are Kentucky, Rhode Island, Delaware, Louisiana and New Jersey. The states with the lowest rates are New Mexico, Arizona, Wyoming, Alaska and Virginia..."

Reference: www.usnews.com
Cancer Rates (Death)

Rates of Unsolved Murder by State

Title: Rates of Unsolved Murder by State

Article Snip: "...News reports based on FBI statistics show that somewhere between 35%-40% of homicides in the US go unsolved in the US today. Uniform Crime Reporting data, available at the state level (excluding Florida)..."

Reference: www.unz.com
Rates of Unsolved Murder by State

America's Most Dangerous States

Title: America's Most Dangerous States

Article Snip: "...Of course, crime rates cannot be analyzed in isolation. To gain a better sense of safety across the country, it's helpful to incorporate statistics pertaining to clearance rates to gauge how often crimes are actually solved. Additionally, historical figures present a more balanced picture of how violent crime is evolving in each region: For example, the South has the highest murder rate per capita, but did boast the most year-over-year improvement in that category in 2017..."

Reference: www.safehome.org
Alabama (5), Most Dangerous States, Crime,

10 Best and Worst States for Health Insurance Costs

Title: 10 Best and Worst States for Health Insurance Costs

Article Snip: "...The combination of a high monthly premium, high deductible and high copays make Alabama the third-worst state for health insurance costs. The state’s lowest-cost silver plan, the Silver Compass 5000 plan offered by UnitedHealthcare, has a high deductible of $5,000, after which the enrollee is still responsible for 20 percent of care costs and a $20 copay for primary doctor visits. These lackluster benefits come at an above-median cost of $288 a month, or $3,456 a year. The state has not opted to expand Medicaid..."

Reference: www.huffpost.com
Health Insurance Costs, Alabama the third-worst state for health insurance costs, Alabama,

Top ten states with the highest sales tax rates in the US

Title: Top ten states with the highest sales tax rates in the US

Article Snip: "...ALABAMA (9.14%) – The state sales tax rate in Alabama is only 4%, but again the majority of the sales tax rate comes from a combination of city, county, and district rates. Many cities have a combined rate in the double digits, with the highest being 11% in the city of York..."

Reference: intuit.com
high-tax states for retirement, Taxes in Retirement, highest sales tax rates in the US, Alabama,

Which States Tax Groceries?

Title: Which States Tax Groceries?

Article Snip: "...States that tax groceries (rate if not fully taxed): Alabama, Arkansas (3%), Hawaii, Idaho, Illinois (1%), Kansas, Mississippi, Missouri (1.225%), Oklahoma, South Dakota, Tennessee (5.5%), Utah (1.75%), Virginia (1.5% + 1% local option tax), and West Virginia (5%)..."

Reference: taxfoundation.org
Taxes in Retirement, high-tax states for retirement, Grocery Taxes, Which States Tax Groceries?, Alabama,

Retired feds avoid high-tax states

Title: Retired feds avoid high-tax states

Article Snip: "...Nine states don’t have any personal or state tax: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. Another nine states exempt CSRS and FERS annuities from state tax: Alabama, Hawaii, Illinois, Kansas, Louisiana, Mississippi, New York and Pennsylvania...When it comes to the highest sales tax Tennessee, surprisingly, is No. 1 with a rate of 9.47%, which is why a lot of residents drive north to Kentucky — 38th with 6% sales tax..."

Reference: federalnewsnetwork.com
high-tax states for retirement, Retirement,