Tuesday, November 5, 2019

Best City to Live in Every State

Title: Best City to Live in Every State

Article Snip: "...The majority of the cities on this list are relatively wealthy. Valley, Alabama is an exception. The typical household in Valley earns just $39,387 a year, about $5,000 less than the typical Alabama household. Still, serious financial hardship is less common in Valley than in Alabama as a whole as 15.7% of area residents live below the poverty line, well below the 18.4% state poverty rate. Valley residents also benefit from a low cost of living as goods and services are about 6% less expensive in the city than they are nationwide on average. Valley is a pilot city for the Alabama Communities of Excellence program, a non-profit that partners with governments, businesses, and universities to prepare participating communities for a more vibrant future..."

Reference: 247wallst.com

States Where People Live the Longest

Title: States Where People Live the Longest

Article Snip: "...To identify the states where people are expected to live the longest, 24/7 Wall St. reviewed life expectancy at birth figures for 2010-2015 obtained from the National Association for Public Health Statistics and Information Systems (NAPHSIS) and the Robert Wood Johnson Foundation (RWJF)..."

Reference: 247wallst.com
States Where People Live the Longest

United States Complete Period Life Tables, 2008

Title: United States Life Tables, 2008

Article Snip: "...Objectives — This report presents complete period life tables for the United States by race,Hispanic origin, and sex, based on age - specific death rates in 2008..."

Reference: www.cdc.gov
United States Life Tables (2008), complete period life tables,

Life Tables for the United StatesSocial Security Area1900-2100

Title: Life Tables for the United StatesSocial Security Area1900-2100

Article Snip: "...Actuarial Study No. 120 displays life tables based on historical and projected mortality in the area covered by the United States Social Security program. This projected mortality was used in estimating the future costs for the Old-Age, Survivors, and Disability Insurance (OASDI) program included in the2005 Report of the OASDI Board of Trustees to Congress. A web address for this and other Actuarial Studies is www.socialsecurity.gov/OACT/NOTES/actstud.html.The historical calendar year life tables in this study differ from those published by the National Center for Health Statistics (NCHS). NCHS prepares U.S. Decennial Life Tables based on the decennial census of population and deaths for a three year period containing the census year..."

Reference: www.ssa.gov

Why Delaying Social Security Benefits Could Be a Costly Mistake

Title: Why Delaying Social Security Benefits Could Be a Costly Mistake

Article Snip: "...Determining whether it's wiser to claim early or delay benefits comes down to your life expectancy. If you have health issues or other reason to believe you won't spend a long time in retirement, waiting to claim benefits may not make financial sense. For example, if you live until, say, age 75, you'll likely receive much more in benefits overall if you were to claim as early as possible at 62 rather than wait until age 70..."

Reference: madison.com
When should I start collecting social security?,

WEP: Here's How Having A Pension Affects Your Social Security Benefits

Title: Here's How Having A Pension Affects Your Social Security Benefits

Article Snip: "...The WEP may impact your retirement income if you qualify for both a pension and Social Security benefits. The WEP has been an ongoing source of debate among lawmakers. It was initially implemented to add fairness to the Social Security benefit calculation. But now lawmakers aren't so sure it's fair enough..."

Reference: madison.com
Windfall Elimination Provision, social security,

Will The Maximum Social Security Benefit Increase In 2020?

Title: Will The Maximum Social Security Benefit Increase In 2020?

Article Snip: "...There is some good news and some bad news for workers near the top of the Social Security payroll tax levels. For 2019, the top-level is $132,900 or more. The bad news is that more of your income will get hit with Social Security taxes in 2020..."

Reference: www.forbes.com
social security, Maximum Social Security Benefit,

Retire Before Age 40?! 10 Towns Where Your Dream Can Come True

Title: Retire Before 40?! 10 Towns Where Your Dream Can Come True

Article Snip: "...#1 is Huntsville, Alabama, Average salary: $54,630**, Percentage of high-paying jobs: 28.1%, Median home sale price: $202,900. This Southern city is anything but sleepy, since it serves as home to the NASA Marshall Space Flight Center, the U.S. Army’s Redstone Arsenal, and offices for Lockheed Martin, Boeing, and Northrop Grumman. With such aerospace, defense, and tech heavyweights in the area, Huntsville is famed for its educated workforce and sky-high wages to go with it. Paired with Huntsville's low home prices and a cost of living 3.3% lower than the national average..."

Reference: www.chron.com
Huntsville Alabama, Alabama, Retirement,